Insurance?!? How?

[blburied]

Just had a quote to add my 23yr old brother onto mine, £10 extra a month. Asked about adding the GF on too at the same time, That wouldn't increase it any sir.

It cost me more to go on a dci80 earlier this year!

I'd like to know how they picked £10 out of the air though!

 

[Adam.]

Because insurance.

 

[Chapppers11]

There is no criteria in insurance, despite what everyone says.

 

[blburied]

Because insurance.

I was expecting a chunk more with him being 23 and the recent OMG INSURANCE PRICE KAOS.

 

[Hixle]

I'd like to know how they picked £10 out of the air though!

£120 a year for an additional driver sounds about right at his age on your car tbh.

Lol at Chappers, tell that to the rating tables I have in front of me

 

[cliokid182]

There is no criteria in insurance, despite what everyone says.

Thats abit of a stupid comment, i work in insurance and there certainly is!!

£10 a month is really cheap so i wouldnt ask many questions just make sure you recieve the documents, check them over make sure they have input his info in correctley like DOB ect ...... might be a mistake??

 

[jamievt]

insurance is one of lifes mysteries it is as if they pull numbers out the air my previous insurer decided that when i hit my 3 years no claims that my policy should go up £500 on the exact same car then when i got quoted £1100 by adrain flux and i said no thanks go compares cheapest is £700 they seemingly within seconds lowered it to £679! :S im quite sure when you ring up and they put you on hold they just pick a random amount of the top of their head

 

[Knuckles]

they string you along for however long they want to kill time, then they t**t this

which generates a random number... then you haggle to get them to press it a couple more times.

 

[jamievt]

haha maybe a wheel of fortune style affair and they just give it a spin and see what it lands on

 

[DanFreemanPhoto]

Insurance is utter bollox. Always has been, always will.

 

[Knuckles]

haha maybe a wheel of fortune style affair and they just give it a spin and see what it lands on

 

[jay1232]

my last insurance insured my moddified audi A3 1.8 turbo on a 01 plate with 200+ bhp fully comp and then said they wouldnt insure my clio 172 fully comp without saying about mods pmsl..... im 41 full no claims no claims been driving since i was 18 no points ever takes the piss they even wanted £790 for a scooby with my mrs on it £900 with just me fully comp
no justice if u ask me

 

[jamievt]

exactly the company's know they've got you over a barrel so there free to bend you over and have thier way with you you have to have insurance and as such can charge what they damb well feel

 

[Dan@SJM]

I had this argument with HIC, when I changed from my 360bhp LCR - Clio 172. My insurance went up, they said its because more of them get written off, I said that because there is more of them, statistically there would be more written off

 

[2Damnsly Andy]

Just had my renewal quote that was £100 more than last year. Called Greenlight off here and Neil has halved their quote. Absolute joke.

 

[Ben]

I'm 23 and my mum wanted to add me onto her policy on the Clio 1.2 16v and they wanted 2k :s