insurance ... lol

[SC03OTT]

if ur nearly 19 how could u have 2 years no claims?

im confused tbh

I insured my first car as a provisional driver. Got a certificate of 1 years from quinn and this insurer is a ten month plan thing i think... :S but would that count as another years ncb with different companies ?

yeh you can use that ncb you got with the 10 months with other companies. i have got 2 years no claims using this, and it does not state anywhere on your ncb certificate how it was gained.

 

[Aluco]

I insured my ph1 at 19 with 2 years no claims for £1800 *TPFT* and my post code is 'E' according to the above link.

I'm 20 now and will have 3 years under my belt in October! according to quotes I've had recently, my insurance will be under £1k for the first time ever! ....yay

are the ph1's cheaper to insure?

Be interested to know this as well ?

 

[daviebroon]

are the ph1's cheaper to insure?

Be interested to know this as well ?

http://www.parkers.co.uk/insurance/Groups/by-model.aspx?model=724

&

http://www.parkers.co.uk/insurance/Groups/by-model.aspx?model=1263

ph1, ph2, and exclusive are the same. Trophy and V6 are the only RS that is a group higher.

 

[The Boosh!]

was getting giddy on then lol ph2's look nicer though (IMO)

 

[Aluco]

I hate Ph1 interior but i quite like the exterior looks of them, thats ghey.
I would of had a Ph1 :/

 

[kpowell911]

wish id have insured a moped @ 16 and not driven it. 5 years NCB @ 21 FTW

 

[Aluco]

wish id have insured a moped @ 16 and not driven it. 5 years NCB @ 21 FTW

Wish i had done that too.. Would have made things a lot cheaper maybe ?

 

[daviebroon]

wish id have insured a moped @ 16 and not driven it. 5 years NCB @ 21 FTW

Wish i had done that too.. Would have made things a lot cheaper maybe ?

i thought about doing this when i was younger, however i did say there and then... i would rather be skint than look gay for 5 years

 

[The Boosh!]

wish id have insured a moped @ 16 and not driven it. 5 years NCB @ 21 FTW

iv got 1 yncb on mymobed but if you dont use it in a year of driving u loose it... plus not many insurers accept bike insurance

 

[Aluco]

lol nevermind that then.

Urrghh anyone work for an insurer ? can get me a cheap deal ?

Theres a private insurance brokers near my house looks like a family run business and they advertise car insurance, guy who works there has a 106 gti parked outside everyday. What you reckon the price from there would be like ?, probably through a main insurer or something

 

[nicknick]

Only reason ph1's would be cheaper to insure I can see is the fact it's a less valuable car....

 

[bmh.01]

Well same details with more miles and a higher valued car got me £1650 on my old 172 when I first had it from flux, although I was paying just under £1k for my 1.6 the year before too. You live in a bad postcode or something?

 

[Aluco]

E* postcode

 

[brisa4984]

think you should wait another 2 years bud and get a 197. They will be 182 money come that time so...

 

[Aluco]

Maybe so

Probably end up getting something german by then though, not a massive 197 fan and most french hot hatches that have come out recently are complete w**k
(207 gti )

Maybe an R32 :dapprove:

 

[Ben.]

i work for an insurance broker but we dont really have good deals for younger people

i think you might just have to face the fact you cant/is to expensive to get insured on a 172 at 19

 

[Aluco]

i work for an insurance broker but we dont really have good deals for younger people

i think you might just have to face the fact you cant/is to expensive to get insured on a 172 at 19

Does it come down a fair ammount at 20/21 mate ?

I really don't want to be driving a 1.4 until im 25 -____-

 

[lewisniven]

i rekon its ur postcode killing it too tbh mate.

i got my 172 cup when i was 19 and its was £2k ish with one years no claims.

 

[Ben.]

i work for an insurance broker but we dont really have good deals for younger people

i think you might just have to face the fact you cant/is to expensive to get insured on a 172 at 19

Does it come down a fair ammount at 20/21 mate ?

I really don't want to be driving a 1.4 until im 25 -____-

should do mate

im in the same position being 19

im wating to get a golf gti, but the premium drops to £600 when i turn 20, so im just waiting, but typically it should drop when your 21

just be patient mate, build up your no claims

possibly consider something other than a 172? as from personal quotes they are very expensive to insure

 

[Aluco]

Been looking at valvers but to be perfectly honest there rusty s**t tips lol, couldn't do with one for a daily driver unless it was an absoloute minter.

I quite like the old polo (mk5?) gti's (the ones with BBS wheels)
but i'v heard the steering and handling is average at best.

 

[R1XPH]

Stick both ur parents on, I went with admiral took like 400 off.

Or go 3rd party hardly worth fully comp for that price