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insurance renewal - how its done



  80MPG BEEZA
just got my renewal qoute from adrian flux qouting £1113 for this year

one phone call ten mins later and this years premium is now £850 thats a £263 drop in a ten min call, haha im so good
 
  GDI ???BHP Cliosport172
Batman- Listen very carefully- call Greenlight Insurance on 01277 263 030 (cliosport discount, ask for Neil)
Id like to bet theres a 95% chance they,ll beat Adrian Flux.
These are the only two companies that have ever given me a decent quote on my 172. I went with Greenlight in the end because they were cheaper and cover you for trackdays!
I called them last week to get an idea on my next renewal in june and im 25 next month so they estimated it to be around £550 full comp
 
  80MPG BEEZA
how old and how many no claims do you have?

im 22 with 2 years ncb no points or claims

car is a clio dynamique with 2.0 engine conversion, 172 shocks 60mm springs, 172 front 2 brakes, viper, decat exhaust, inets matched, remap, 20mm spacers, 15" pro races, 172 front bumper, k-tec kombat skirts and rear bumper, tints all round, £500 ice (head unit and components), carbon engine cover, magnecor leads, corbeau carrera seats, omp steering wheel, sparco pedals, 2 things that arent on the car yet but will be in the next couple of weeks but seats are also changin.

i think £850 for all that isnt bad really considering my gf's brother picks his 182 up on friday same age and ncb and cheapest qoute his got is £1600!
 
  182 clio renaultsport
i was £1100 for first year with a claim got another quote from same company now £660 with out a claim with 3 ync and im 21 thats with my parents on policy, this quote was with elephant
 
  80MPG BEEZA
oh and a quick guide to get it dropped

1. say you got a cheaper qoute from else where (i said greenlight)

2. wait for a dropped figure

3. drop your mileage a tad (i dropped 2000 miles)

4. wait for figure to drop, they may ask if you have anything else say no not at this point.

5. after recieving a little off then say ohhhhh i forgot im also a member of cliosport.net i thinki'm enitled to a discount

thank you please

and i have free trackday cover with adrian flux + i can do any mods to my car and it only costs me £10 for paperwork no matter how much i do!
 
  80MPG BEEZA
i was £1100 for first year with a claim got another quote from same company now £660 with out a claim with 3 ync and im 21 thats with my parents on policy, this quote was with elephant

thats one more ncb and with your rents on mine was under £600 with my mum on and the car being unmodified
 
  182 clio renaultsport
still couple month to go to renewl i got that quote out of curiosity so here hoping it gets cheaper thats on the 182 dont if different from 172. insurance are c***s in the end
 
  80MPG BEEZA
not much gf's brother had qoutes on 172 and 182 it was like £6 difference. im happy with my policy this year for once paying over 1k for the past 2 years has just been a mare atleast i can pay it off in 2 payments and keep my disposable!
 
  GDI ???BHP Cliosport172
Im 24 with 5yrs no claims, but 25 next month and insurance is due for renewal in june so im covering-
lowered 40mm
Decat
Exhaust
Filter
Thats about it really. Only one bad thing about Greenlight was that i cant protect my ncb till im 25&im not covered to drive any other car on the policy not even third party :(
Doesnt exactly help me much trying to get the price down when you live in essex!
 


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