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Also found this through the awards thread.
Stunning. Absolutely stunning. "I'm insured to drive it". No, you really really REALLY aren't/weren't, and you wouldn't/won't have found out until you binned it and tried to claim and got big f**k-off tablet and got put in front of a judge as a brucie bonus lol
IQ tests should be part of the driving test TBH.
Stunning. Absolutely stunning. "I'm insured to drive it". No, you really really REALLY aren't/weren't, and you wouldn't/won't have found out until you binned it and tried to claim and got big f**k-off tablet and got put in front of a judge as a brucie bonus lol
IQ tests should be part of the driving test TBH.
That won't work unless the other car is owned and insured by someone else.
RS 182 - Black Gold
He cant do that eaither
Can only drive another car 3rd party in an emergency situation normally.
And most companies say you need to be over 25.
The car must also be fully insure and not belong to you....
So stuffed either !
J
joker182
Insurance Contracts are contracts of "Utmost Good Faith" which bluntly means you each come to the table with your cards openly shown. If you deliberately misinform your insurance company about "Material Facts" under a policy then they have the right to refuse payment of the claim or void the policy from inception ( void ab initio).
Usually in these circumstances insurers will have to foot the bill for any third party claim because the Road Traffic Act dictates they have to , but they will try and reclaim any outlay off you.
Is it Insurance fraud? Probably not but one which lawyers would argue over.
My advice would be to shop around, maybe go TP only?
Could you lay the car up part of the year and just insure it for Road Risks for say 3 months of the year?
I'm really sorry your in a bit of a jam with the insurance and maybe cant afford it.
Hope you can resolve it . Joker182
Usually in these circumstances insurers will have to foot the bill for any third party claim because the Road Traffic Act dictates they have to , but they will try and reclaim any outlay off you.
Is it Insurance fraud? Probably not but one which lawyers would argue over.
My advice would be to shop around, maybe go TP only?
Could you lay the car up part of the year and just insure it for Road Risks for say 3 months of the year?
I'm really sorry your in a bit of a jam with the insurance and maybe cant afford it.
Hope you can resolve it . Joker182
realnumber 1
ClioSport Club Member
How dumb:S
How about the tard just stops trying to punch above his weight and do what the rest of us had to do. Get a f**king car that you can afford to run and insure properly.
Muppet's:nono:
clio 182 + cup packs
cant belive some people, how thick posting up that your commiting insurance fraud, and that is exactly right because the adress the car is kept at isnt correct neither is the full time driver
missleading ur insurance company will void it
missleading ur insurance company will void it
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clio 182 + cup packs
you are covered to drive other cars thirdparty in an emergancy only
thats illegal too mate as a friend found out when he binned his mr2
ended up with a massive bill for the lampost he destroyed and banned for no insurance
Less
Anyone remember Connor (or whatever his name was!)?? Been a few years now but he had undeclared mods, he stacked it and they wouldn't pay out.
Ended up borrowing a futher £5k ontop of the car loan in order to pay for it re-shelling.
Insurance fraud, it's not big and it's cerainly not clever.
Ended up borrowing a futher £5k ontop of the car loan in order to pay for it re-shelling.
Insurance fraud, it's not big and it's cerainly not clever.
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