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Insurance thread for young 1*2 owners
- Thread starter The Boosh!
- Start date
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- Tags
- insurance
clio 5door sport rep
8k? did mummy and daddy sort it all out for you while you went fox hunting with the middletons?
Elephant. Edit: mods declared but I don't have to pay for them
1) How/why?
2) By declared do you mean "declared" (in which case they're not covered - long story) or do you mean you took out their "modified car cover" on top of normal fully comp?
Knuckles
ClioSport Admin
The admiral group do a thing where they won't pay out for non standard parts but the mods don't void the insurance.
I knew bell did it and when I aske bell about it a while back they said they didnt do that.
But when I got my last quote I was reading out the list of modifications and then the statement said 'optional extras 0.00'
I hope I explained that well lol
I knew bell did it and when I aske bell about it a while back they said they didnt do that.
But when I got my last quote I was reading out the list of modifications and then the statement said 'optional extras 0.00'
I hope I explained that well lol
MK3 GTI golf 16v
print your screen, sounds like your full of s**t. if you can afford 8K on insurance you should be driving a better car.
jenic
ClioSport Club Member
8k I thought mine was ridiculous but that is just unbelievable!
Mine's a pain, could get insured on a 182 for around the 1k mark but as mine is converted I pay £1600 (300 up from last year
What if the 182 has nos though?
A.N. Other
I feel sorry for that car, it's not going to last long at the hands of somebody who only passed their test a little over a month ago.
The premium will be justified then, as the insurers will have to pay to replace an entire road's/roundabout's worth of the street furniture which will inevitably be wiped out...
The premium will be justified then, as the insurers will have to pay to replace an entire road's/roundabout's worth of the street furniture which will inevitably be wiped out...
Im 20, 3 years NCB £940 a year with adrian flux, on there unlimited mod policy.
Was cheapest by far!
Was cheapest by far!
172s are not difficult to drive at all.
A.N. Other
I didn't say they were difficult to drive. But they do go fast relatively quickly, which makes them a less than ideal car for a new driver. Especially the sort that's going to try and tune one up!
BMW 440i
£8k on a Clio is ridiculous! Id much rather bus it around for a year, and have £8k in my pocket towards a better car the following year! Idiot!
Im 21 with 4yrs NCB now, just over £1300 for my Golf valued at about £12k and with the turbo saw a £100 increase on my Clio, including a £45 admin charge.
Living in Birmingham makes my policy higher than it could be!
Im 21 with 4yrs NCB now, just over £1300 for my Golf valued at about £12k and with the turbo saw a £100 increase on my Clio, including a £45 admin charge.
Living in Birmingham makes my policy higher than it could be!
elephant think they're going to charge me 915 quid.
think again!
5 mintues on confused.com
£703.
Suck it, elephant!
EDIT: I'm not young, but I thoguht I'd throw in a cool story, bro
EDIT 2: Actually, after updating some details. Me and her (with an incident on it), all in, £660.
Can I get a Cool Story Bro. I think so.
think again!
5 mintues on confused.com
£703.
Suck it, elephant!
EDIT: I'm not young, but I thoguht I'd throw in a cool story, bro
EDIT 2: Actually, after updating some details. Me and her (with an incident on it), all in, £660.
Can I get a Cool Story Bro. I think so.
Last edited:
Just had my renweal through from Flux, £978.03p, thats third party fire and theft,
stats:
Im 23
4yrs NCB
6 points speeding, one has finished this year, so technically 3 now,
1 claim that i dropped, as i was hit by a un-insured driver,
so looks like the clio will be going after christmas, im not paying that amount
stats:
Im 23
4yrs NCB
6 points speeding, one has finished this year, so technically 3 now,
1 claim that i dropped, as i was hit by a un-insured driver,
so looks like the clio will be going after christmas, im not paying that amount
Monaco 172 + mk1 RSi
How are you all doing it, I'm 20, insurance has just ran out and about a month ago I had a small bump, she claimed, as far as I know the claim hasn't gone through yet but if it does no years no claims for me, cheapest I can get is Brentacre £3200 :0 and others are a lot more my 172 is currently off the road, I refuse to pay that much, I'm 21 in feb if that makes a difference
Jamie
my 172 is currently off the road, I refuse to pay that much, I'm 21 in feb if that makes a difference Jamie
21 doesnt make a difference Jamie, im 24 next year, and mine is close to 1k, and thats third party fire and theft, im refusing to pay also, lookin now for cheaper cars to buy so i can trade in and get a 1.2/1.4 etc,
Woman on the phone said that insurance has gone up 20/30% this year due to accidents, but wasn't there a thing that came in this year, that men and women had to pay the same, women went up, boys went down, doesnt seem to make any different in my case, ffs
Woman on the phone said that insurance has gone up 20/30% this year due to accidents, but wasn't there a thing that came in this year, that men and women had to pay the same, women went up, boys went down, doesnt seem to make any different in my case, ffs
JezzaMac
ClioSport Club Member
Mine isnt too bad on the 182..
£1400 Fully comp
2 years NCB
3 Years experience
19 Y/O
Thats with elephant on their 10 month NCB accelerator thing. But im also running with a silly high excess of £1100! Just need to make sure i dont bin it in the twisties y0!
£1400 Fully comp
2 years NCB
3 Years experience
19 Y/O
Thats with elephant on their 10 month NCB accelerator thing. But im also running with a silly high excess of £1100! Just need to make sure i dont bin it in the twisties y0!
Audi A4 1.8T Sport
are you fully comp?
that is insane insurance, might as well have just got 3rd party (not even fire/theft)
JezzaMac
ClioSport Club Member
It is pretty good concidering the renewal for my 1.2 was going to be £1000! And hopefully if im a sensible driver it will only get cheaper... hopefully. But tbh they pretty much make it up as they go along!
JezzaMac
ClioSport Club Member
Yea man thats fully comp and it was something like 60 quid more to co fully comp so why not?
Stefan.
ClioSport Club Member
mines not bad
5 years driving
6 years no claims
total £650 full comp
5 years driving
6 years no claims
total £650 full comp
JezzaMac
ClioSport Club Member
OUCH! sucks2bu!
Tell me about it!! I'm broke lol!!
sbridgey
ClioSport Club Member
disco 4, 182, Meglio
Had the same porblem with my brother, he is going to get a van and pay 1.2k for a 1.5dci clio probably
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JezzaMac
ClioSport Club Member
I think i just got in when insurance was reasonable, When i say reasonable it was still 1600 TPFT on my 1.2! But my brothers the same, probs going to be over 2.5k for a 1.2... its an absolute joke!
DC2 TypeR / E36 328i
Wow, I sold my Clio as the premium was 1400 with a 750 excess and I refused to pay that.
Fully Comp at 19, 3 years ncb
Fully Comp at 19, 3 years ncb
Ph1 Non Sport
On my 1.4 I'm currently paying £647 FC. I'm 19 with 2years NCB. Been looking at a BMW 318 and quotes are coming out at about 800 fully comp, so I'm happy
But cannot get insured on a 1*2 for under £3000!
But cannot get insured on a 1*2 for under £3000!
Are you SRSly paying that amount?!
