ClioSport.net

Register a free account today to become a member!
Once signed in, you'll be able to participate on this site by adding your own topics and posts, as well as connect with other members through your own private inbox!

Insurance thread for young 1*2 owners



The Boosh!

ClioSport Admin
  Clio 4 R.S.
Basically, I shopped around for insurance quotes online and found a really competative one with performance direct - £1978.

Anyway i thought great, i can get my 182 earlyer than i thought.

Looked round for one, found a mint example off a member on here and put a deposit down on it.

Rang them up to verify everything, was about to confirm policy start date for end of this month and pay up when they tell me that there is a proviso on my policy - I have to have had some experiance with a car like this in the past.... Erm ok?

Guy: what car do you drive atm?
me : a crappy 1.2
Guy : let me just check that for you sir
Guy : Thats not acceptable experiance
Me : Yeh i know but your online quote never mentioned that and neither did ur rep last time i rang for a quote.
Guy: Sorry sir.

They have now put me through to somet called call connect where they put me through to loads of different insurers. All failing me hard (My last quote was 6k+:dead:

Moral of the story - double/tripple/quadruple check all the ins and outs of your policy before you start putting deposits on cars.

Need to cross my fingers now and hope i get something "reasonable":cool:
 

cat171

ClioSport Club Member
Re: Insurance. Fookers!

Performance Direct are local to me, i've always found them crap in the past. Their quotes are way over what anyone else wants, and they claim to be proper specialists. They may be a broker too, i'm not sure though.

If it runs out soon, i'd leave them & get a quote elsewhere. Whenever I look to change I get my quote and then ask how much it'll be for whatever car I may fancy in a few months time.
 
  182
Re: Insurance. Fookers!

Performance Direct are local to me, i've always found them crap in the past. Their quotes are way over what anyone else wants, and they claim to be proper specialists.

If it runs out soon, i'd leave them & get a quote elsewhere. Whenever I look to change Iget my quote and then ask how much it'll be for whatewver car I may fancy in a few months time.
Same. They couldn't quote me less than 3k and the guy didn't believe I got a quote off privilege for less than 1k.
 
  330i. E30 Touring.
Re: Insurance. Fookers!

Possibly try Elephant.co.uk?

They've always been the cheapest for me.
 

The Boosh!

ClioSport Admin
  Clio 4 R.S.
Re: Insurance. Fookers!

Adrian Flux - £3,500
performance direct - £Fail
More than -
Bell -
Swindon - £6,500
Tiger.co.uk
Equity - £6,400
Direct Line -
0800 840 7563


Here is my current list.
I always feel an idiot ringing and them asking my age (19) and then asking what car i want to be insured on.
f**k knows how jord/pepsi & all the other youngsters get insured. I will rock on however :cool: iv bought the fucker now!
 
  E92 330
Re: Insurance. Fookers!

think i payed £2800 for my 172 2 years ago. Not sure what i payed this year, its up for renewel next month tho, should be interesting. i would love an upgrade or even a down grade to reduce costs, i would miss it too much tho!
 

The Boosh!

ClioSport Admin
  Clio 4 R.S.
Re: Insurance. Fookers!

2 yncb + licence for 2 years. currently on the phone to bell. will try elephant after, cheers Craig.
 

cat171

ClioSport Club Member
Re: Insurance. Fookers!

2 yncb + licence for 2 years. currently on the phone to bell. will try elephant after, cheers Craig.
Watch out for the ecxcess on it, it comes stacked anyway - so if you put in £300 voluntary it'll be a lot more than that.

Add you ma/aunt to the policy too (if they have a clean licence)
 

The Boosh!

ClioSport Admin
  Clio 4 R.S.
Re: Insurance. Fookers!

Just rang bell and they came back with 3500.

Giving elephant a ring now. I take it there is no point in trying admiral? Same company and all?

i will add dad to policy
 
  PH-QUICK
Re: Insurance. Fookers!

elephant always best for me, up the excess up really high and put both parents on the policy, that normally brings it right down for me.
 

cat171

ClioSport Club Member
Re: Insurance. Fookers!

Just rang bell and they came back with 3500.

Giving elephant a ring now. I take it there is no point in trying admiral? Same company and all?

i will add dad to policy
Adding a bloke to it won't make a difference.

3.5k benjamins is extortionate !!!
 
Re: Insurance. Fookers!

Just rang bell and they came back with 3500.

Giving elephant a ring now. I take it there is no point in trying admiral? Same company and all?

i will add dad to policy
adrian flux btw...they will do you well...let them know ur a member of CS too...they discount for shite like that
 
  Black Gold Cup Packed 182
Re: Insurance. Fookers!

try Brentacre, when i got my 182 they halved the quotes i was getting, paid 2k at 19 with 2ncb
 
  330i. E30 Touring.
Re: Insurance. Fookers!

Crazy money!

There must be someone out there who'll do it for sub £2k.
 

The Boosh!

ClioSport Admin
  Clio 4 R.S.
Re: Insurance. Fookers!

have you looked at the thread i just posted above..?

this was my mission today aswell...
Yeh mate, go compare couldn't quote me anything. moneysupermarket and confused were both simular. just trying the other one now!

Thanks man :star:

Will ring brentcare and thats my last one for today as iv got work :(
 

The Boosh!

ClioSport Admin
  Clio 4 R.S.
Re: Insurance. Fookers!

:D :D :D :D :D :D :D :D

Im so fooking happy i can't describe it.

Fully comp with brent car with unlmited cosmetic mods (Cage/coils/alloys etc)




£2300 :D :D :D I know to some of you old ones out there its steep but im over the moon lol! :D

Im gonna try add someone to the policy to make it cheaper aswell.

The funny thing was, when he did the quote for a standard 182 he said it came up 5000 pounds, so he told them i had mmodified it (alloy wheels and an induction kit) and i got that price :D

Conclusion: If you want a cheaper insurance quote - modify your car :D

Paulie, i owe you a beer! :D:D
 
  Black Gold Cup Packed 182
Re: Insurance. Fookers!

;) no probs, their a good bunch as well, never had a problem with them.
 
  421 Cammed 172
Re: Insurance. Fookers!

Surely coils aren't cosmetic as they alter the geometry and handling of the car??
 

The Boosh!

ClioSport Admin
  Clio 4 R.S.
Re: Insurance. Fookers!

They siad i can do anything to it i like as long as the power doesn't exceed 182 bhp at the fly wheel. so that means i can add a zorst and air filter as 182's are underpowered anyway. il just send them the RR printout
 
  1 Series Coupe
Re: Insurance. Fookers!

I pay 1400 ish on my 182. Worth it imo!
Considering my old 1.2 was about 90 quid cheaper..

Good work mate.
 

The Boosh!

ClioSport Admin
  Clio 4 R.S.
Re: Insurance. Fookers!

how the hell did u manage that petts! mind you you are older than me aren't you?
 

The Boosh!

ClioSport Admin
  Clio 4 R.S.
Re: Insurance. Fookers!

does anyone know if your allowed to put none family onto the policy? My GF's nan said she would put her name on it if it saved me some moolah.
 

SC03OTT

ClioSport Club Member
  Octavia vRS
Re: Insurance. Fookers!

does anyone know if your allowed to put none family onto the policy? My GF's nan said she would put her name on it if it saved me some moolah.
You can put who ever the f**k you like on as far as i know.
 


Top