Insurance thread for young 1*2 owners

[Lal B3N]

Waited until I was 21 to buy my 182. Got it for £790 at 21 with 1 years NCB. I have 2 but they wont accept one because I didn't declare it half way through my last policy!

Cheapest Brentacre could do was £1200, the rest of the specialist modified insurers wanted around £1500+. Was a bit gutted they couldn't come below the £1k mark.

 

[dalejenga]

this was on watchdog last night, absolute joke! ^

 

[skyinsurance]

If you guys don't live in the real ghetto give Sky Insurance a call.

Ollie also told me it's a 90% discount for Admin. Not sure if that's supposed to be a secret..

 

[The Boosh!]

Ollie, since you're here - Do you insure S5. Will save me some time (Sheffield 5)

 

[skyinsurance]

Ollie, since you're here - Do you insure S5. Will save me some time (Sheffield 5)

Hi,

yes, subject to the following:

Age 23+ for TPFT cover
Age 25+ for Fully Comprehensive
Free from (fault) claim in past 12 months
3 years NCB
Car kept in off road parking at home address

 

[The Boosh!]

Not quite old enough but thanks anyway

 

[skyinsurance]

Not quite old enough but thanks anyway

No worries, if you are close to either part of the criteria, PM me.

 

[The Boosh!]

Got my renewal through from brentacre, however I changed occupation and got another 3 points last year (6 points in 5 years).

Despite this, my renewal premium hasn't changed LOL. Awesome!!!

 

[jenic]

Insurance is stupid.

Adrian flux want £1700, it was only £1000 2 years ago when I was less experienced, younger, less ncb.

CK/Sky/Greenlight/Livingstone Warman wouldn't quote because of age and/or postcode

Still waiting for brentacre and graham sykes to call back.

Elephant online is cheapest at about £750. But I'll wait and see what my renewal is from them first.


Any other specialists I've missed? I can't find the excel list that used to be on here

 

[The Boosh!]

A plan?

 

[jenic]

A plan?

Will try them now

Brentacre are awesome, they just called with same price as elephant with unlimited mods and a lower excess :approve:

 

[The Boosh!]

Winning!!

 

[Pettsi]

Just renewed my Insurance on the R26

23
6 years no claims, protected.
2 named drivers
No claims/points etc.

£666

 

[jenic]

Just renewed my Insurance on the R26

23
6 years no claims, protected.
2 named drivers
No claims/points etc.

£666

Devilishly good value that!

 

[joshsta]

For anyone else who tries, i rang brentacre today and they said they cant insure under 19's. Being 18 (19 in november) with my 1.4 there was no hope! will just have to wait.


+I Pay 2800 on my 1.4 16v, with 1.5YNCB so only 1 on the books.

 

[Pedro19]

21, 0NCB with Admiral. £1750 :/ EP3 quote was £1840

 

[ross-lakin]

jus took out a policy with sky insurance the beat my renewal quote from adrian flux by £600

 

[EmirK0]

Renewal for my 1.2 ( 19, 1yrs NCB) 1350 from elephant, chuffed with that compared to last years 2300!

 

[Jordi17]

Thats pretty dear

 

[EmirK0]

It is indeed, but the cheapest I could get.

 

[Jordanb29]

Got my insurance quote in for my 2001 Renault Clio 1.2 8V.. Due to me getting 6 points on my provisional in one go when i owned a motorbike, my insurance is £4000! i did a whole day of quotes and this was the cheapest one! went on tonnes of sites and some wouldnt even try to insure me, got another 2 years of the points being on my license aswell before they come off. So just got to grit my teeth and bear it. hopefully it goes down next year by atleast a grand or two :/

 

[tomassi5]

Hi guys, i found my insurance to be sky high on a 1.2 clio also so I was just wondering if anybody knew any tips on how to bring the massive sum down? ive also heard in car cameras can bring the premium down has anybody tried them?

 

[Jon.G]

Shop around, add more experience named drivers etc.

 

[EmirK0]

Shop around, add more experience named drivers etc.

This. Try admira/elephant, mines £1350 with 3 additional drivers and me being the main driver. They were by far the cheapest compared to others.

 

[Lal B3N]

Don't have a clio as first car for starters lol.

Seriously though, add parents/grandparents, little mileage as you need. Phone up, don't just use comparison websites. But they are good for a rough figure which you can then work around.

 

[goldy...]

try confused.com.... they're advertising about these smart boxes that will record how your driving. this will bring it right down! but downside is the fact you need to drive like miss daisy.

 

[Joe#]

I phoned flux up before and had a quote of £10k lol!

 

[tomassi5]

try confused.com.... they're advertising about these smart boxes that will record how your driving. this will bring it right down! but downside is the fact you need to drive like miss daisy.

I've seen them, heard someone say it took their premium quotes down from £3000-£8000 to around £1000! Anyone got any experience they actually work?

 

[Hutchy8]

I Paid £2400 for my first year in a Clio Campus 1.2 8v... Now im 18 and i pay around £1300 in my 182. The first year is a killer.

 

[sbridgey]

Fronting clearly....

 

[Hutchy8]

If this is aimed at me, then no i do not Front my insurance. I work in insurance.

 

[.LiamC.]

I Paid £2400 for my first year in a Clio Campus 1.2 8v... Now im 18 and i pay around £1300 in my 182. The first year is a killer.

I had the same. My first car was a 1.0ltr Micra and I was paying £1700. When I turned 18 I got a 2ltr Focus and was only paying £1050. I was the only person on my policy too.

 

[CJGREEN]

Brentacre offering £669 FC this year.

23, 6yrs NCB.

Anyone close to this before I go with them on monday?

 

[MDP91]

Greenlight - £910 - Full Comp, 21yrs old, 2 years NC, all mods declared.

 

[Adamm.]

Elephant - £1000 - Fully Comp - Age 22 - 1 year NCB - Coilovers declared.

That's with an accident last year too

Anyone think that's reasonable? Have tried Confused.com and the quotes are coming back about the same maybe a little bit higher.

Worth trying SKY or anyone else?

 

[Neil@greenlight]

Elephant - £1000 - Fully Comp - Age 22 - 1 year NCB - Coilovers declared.

That's with an accident last year too

Anyone think that's reasonable? Have tried Confused.com and the quotes are coming back about the same maybe a little bit higher.

Worth trying SKY or anyone else?

Adam

We specialise in modified cars and offer a discount for cliosport members. Should be able to organise you a much better quote and allow you unlimited mods up to 180hp free of charge. (or 200hp for a small fee).

We cover all mods on a like for like basis and can even do track day cover if required.

If you wanted to drop me a PM with your contact number or call me directly at the office on 01277 376000 (monday between 9am-6pm) id be happy to run a quote for you.

Best Regards
Neil
Greenlight Insurance

 

[Adamm.]

Pm replied to mate.

Shall call you on Monday. cheers

 

[Neil@greenlight]

Pm replied to mate.

Shall call you on Monday. cheers

No worries look forward to hearing from you.

Have a Good weekend

Best Regards
Neil
Greenlight Insurance
01277 376000

 

[JaredHasNoBrain]

I Paid £2400 for my first year in a Clio Campus 1.2 8v... Now im 18 and i pay around £1300 in my 182. The first year is a killer.

Hey Mate, What company is that, I'm 18 Im putting my 172 in my step dads and mum's name, lowest iI can find is £2300.
If you work in insurance got any tips or anything? PM me if you want

Ta!

 

[Chrisgti6]

Hey Mate, What company is that, I'm 18 Im putting my 172 in my step dads and mum's name, lowest iI can find is £2300.
If you work in insurance got any tips or anything? PM me if you want

Ta!

Don't do that. If you have a bump and the insurance company realise it is your car you won't be covered.