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Insurance thread for young 1*2 owners
- Thread starter The Boosh!
- Start date
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- Tags
- insurance
fiesta 1.25
Re: Insurance. Fookers! (young 172/182 owners look in)
Did an online one started mods and its even more at 3100
worth ringing them up even after this?
Did an online one started mods and its even more at 3100
worth ringing them up even after this?
The Boosh!
ClioSport Admin
Elise, Duster
Re: Insurance. Fookers! (young 172/182 owners look in)
how do you work that one out fella?
on a 5k+ car?
how do you work that one out fella?
Re: Insurance. Fookers! (young 172/182 owners look in)
+1
and pretty good prices.
£2100 for a 197 - pretty steep but no bad for a 19 YO with 2yncb.
+1
and pretty good prices.
£2100 for a 197 - pretty steep but no bad for a 19 YO with 2yncb.
Re: Insurance. Fookers! (young 172/182 owners look in)
aye not bad, its just so good about no admin fee's or anything for mods. As thats the one thing that really rapes you tbh
aye not bad, its just so good about no admin fee's or anything for mods. As thats the one thing that really rapes you tbh
PH-QUICK
Re: Insurance. Fookers! (young 172/182 owners look in)
Insured my W reg ph1 172 with elephant for £1370
19 years
1 NCB
good postcode
but with a MASSIVE excess
was actually cheaper having a huge excess and fully comp than going TPFT.
Also their online quotes for me were very erratic, sometimes £400 different with pretty much the same info, so worth seeing if you can tweak it.
Insured my W reg ph1 172 with elephant for £1370
19 years
1 NCB
good postcode
but with a MASSIVE excess
was actually cheaper having a huge excess and fully comp than going TPFT.
Also their online quotes for me were very erratic, sometimes £400 different with pretty much the same info, so worth seeing if you can tweak it.
fiesta 1.25
Re: Insurance. Fookers! (young 172/182 owners look in)
Did you ring elephant up?
Did you ring elephant up?
The Boosh!
ClioSport Admin
Elise, Duster
Re: Insurance. Fookers! (young 172/182 owners look in)
If you were our age and had just passed your test you may realise the prices are good/realistic. Time have changed since you passed your test.
High powered cars :S its a clio not a ferrari. They aren't even that fast. All my mates that have just passed are paying around 2k tpft on their 1.2's.
If you were our age and had just passed your test you may realise the prices are good/realistic. Time have changed since you passed your test.
Re: Insurance. Fookers! (young 172/182 owners look in)
yes, its not a Ferrari, but it is nhigh powered, its group 16???
Good/realistic prices is dependant on your point of view/situations, bu whichever way you look at it, its alot of sterling, and they reason they charge is lack of experience. each to their own
yes, its not a Ferrari, but it is nhigh powered, its group 16???
Good/realistic prices is dependant on your point of view/situations, bu whichever way you look at it, its alot of sterling, and they reason they charge is lack of experience. each to their own
PH-QUICK
Re: Insurance. Fookers! (young 172/182 owners look in)
Yup, i had a policy with them for my 1.2 which i was about 2 months into, but they wanted £700 more for the rest of the year, which would have been like £1800 for the year. so i cancelled that policy and used an internet quote on the phone which they honoued, means i lose 2 months NCB time, but for over £400 thats an easy choice.
oh yea they are reasonable price for mods as well, but do charge an admin fee for each change you make to the policy.
Yup, i had a policy with them for my 1.2 which i was about 2 months into, but they wanted £700 more for the rest of the year, which would have been like £1800 for the year. so i cancelled that policy and used an internet quote on the phone which they honoued, means i lose 2 months NCB time, but for over £400 thats an easy choice.
oh yea they are reasonable price for mods as well, but do charge an admin fee for each change you make to the policy.
Burg 172-Charge Ti Duster
Re: Insurance. Fookers! (young 172/182 owners look in)
21
4yrs ncb
£900 fully comp
Admiral
BOOOYAARRRRR i think is the phrase
21
4yrs ncb
£900 fully comp
Admiral
BOOOYAARRRRR i think is the phrase
Arctic Just A 182
Re: Insurance. Fookers! (young 172/182 owners look in)
£360 off Direct Line but that's before I've mentioned any mods. God only knows what kind of hit I'll take when I tell them (not that there's much to tell them, just cup-packs and non-standard wheels/ exhaust).
£360 off Direct Line but that's before I've mentioned any mods. God only knows what kind of hit I'll take when I tell them (not that there's much to tell them, just cup-packs and non-standard wheels/ exhaust).
Arctic Just A 182
Re: Insurance. Fookers! (young 172/182 owners look in)
*!#$%
J H Christ... because I've been on my mother's insurance as a named driver for more than three years, I've lost all my own NCB that I'd built up (three years). Now it seems Direct Line have only been doing the named driver bonus for two years so BOOM, all I've got is two years as a named driver. Cheapest quote I can get is £530 off Direct Line themselves... according to Confused.com the cheapest anyone else will offer is over a grand.
To say I'm not happy is a slight understatement.
*!#$%
J H Christ... because I've been on my mother's insurance as a named driver for more than three years, I've lost all my own NCB that I'd built up (three years). Now it seems Direct Line have only been doing the named driver bonus for two years so BOOM, all I've got is two years as a named driver. Cheapest quote I can get is £530 off Direct Line themselves... according to Confused.com the cheapest anyone else will offer is over a grand.
To say I'm not happy is a slight understatement.
Arctic Just A 182
Re: Insurance. Fookers! (young 172/182 owners look in)
I'm a bit happier now. I've decided to go with Admiral insurance. Even though I've now got zero no claims, I can get insured on the 182 - with the modifications declared - for £600 and that's with a £150 excess instead of Direct Line's staggering £350. They also do bonus accelerator.
I'm a bit happier now. I've decided to go with Admiral insurance. Even though I've now got zero no claims, I can get insured on the 182 - with the modifications declared - for £600 and that's with a £150 excess instead of Direct Line's staggering £350. They also do bonus accelerator.
fiesta 1.25
Re: Insurance. Fookers! (young 172/182 owners look in)
How old are you? that is very cheap stop moaning.
How old are you? that is very cheap stop moaning.
fiesta 1.25
Re: Insurance. Fookers! (young 172/182 owners look in)
How does confused.com work?
When i put my age as 20 my postcode wa4 2as comes out £500 more than wa4 2ag and when i put my age as 21 my postcode comes out £200 cheaper than wa4 2af.
Im confused.com
How does confused.com work?
When i put my age as 20 my postcode wa4 2as comes out £500 more than wa4 2ag and when i put my age as 21 my postcode comes out £200 cheaper than wa4 2af.
Im confused.com
Re: Insurance. Fookers! (young 172/182 owners look in)
Somethings off - I called them today & used my wife's NCB she's accrued on my policy for the last 5yrs & that's the NCB they applied.
Somethings off - I called them today & used my wife's NCB she's accrued on my policy for the last 5yrs & that's the NCB they applied.
Arctic Just A 182
Re: Insurance. Fookers! (young 172/182 owners look in)
32
32
Mini Clubman
Re: Insurance. Fookers! (young 172/182 owners look in)
try direct line! im 21 with a clio 182 both cup packs, my insurance cost £900 with 0 cliams discount. fully comp on my own insurance policy. never had an accident or any speeding tickets, however i did get done for driving in a bus lane (cost me a £120). my 1st and 2nd car was on my dads insurance and my 3rd and 4th car was covered by company insurance.
I dont know if they look at what cars u have had in the past but heres the list of cars i had:
1st: Renault clio 1.4 rt
2nd: MG ZR 105
3rd: Pug 207
4th: BMW 118d M Sport (sadly had to go due to being made redundant at work)
5th: clio 182 both cup packs.
what is every1 else paying?
Tom
try direct line! im 21 with a clio 182 both cup packs, my insurance cost £900 with 0 cliams discount. fully comp on my own insurance policy. never had an accident or any speeding tickets, however i did get done for driving in a bus lane (cost me a £120). my 1st and 2nd car was on my dads insurance and my 3rd and 4th car was covered by company insurance.
I dont know if they look at what cars u have had in the past but heres the list of cars i had:
1st: Renault clio 1.4 rt
2nd: MG ZR 105
3rd: Pug 207
4th: BMW 118d M Sport (sadly had to go due to being made redundant at work)
5th: clio 182 both cup packs.
what is every1 else paying?
Tom
UR R26
Re: Insurance. Fookers! (young 172/182 owners look in)
1 years 10months - 2.4k
2 years 0 months - 1.4k
theres the difference.
based on admiral.
1 years 10months - 2.4k
2 years 0 months - 1.4k
theres the difference.
based on admiral.
Ph1 172 and Red 197
Re: Insurance. Fookers! (young 172/182 owners look in)
21 + 2years NCB + 2 bumps 1 fault 1 not = £1200 +300excess AdFlux for moded 1.4 with 2.0 172 engine, covers all mods like for like and even brake down cover
Should add, owning a car for longer reduces your insurance loads
21 + 2years NCB + 2 bumps 1 fault 1 not = £1200 +300excess AdFlux for moded 1.4 with 2.0 172 engine, covers all mods like for like and even brake down cover
Should add, owning a car for longer reduces your insurance loads
Re: Insurance. Fookers! (young 172/182 owners look in)
I was 24 a week ago, the insurance for my 172 i pick up tomorrow is £480 with a £250 voluntary excess.
More expensive than my astra turbo with 260 bhp, that cost me £360 a year through chris knott. Through highway though who adrian flux use.
I think because i'd swapped the engine after owning the car a couple of years that the insurance was cheaper. Or they ****** up and i got it too cheap!!
I was 24 a week ago, the insurance for my 172 i pick up tomorrow is £480 with a £250 voluntary excess.
More expensive than my astra turbo with 260 bhp, that cost me £360 a year through chris knott. Through highway though who adrian flux use.
I think because i'd swapped the engine after owning the car a couple of years that the insurance was cheaper. Or they ****** up and i got it too cheap!!
The Boosh!
ClioSport Admin
Elise, Duster
Re: Insurance. Fookers! (young 172/182 owners look in)
^ Good lad
^ Good lad
Re: Insurance. Fookers! (young 172/182 owners look in)
Why? (sorry iv not read the thread)
^ Good lad
Why? (sorry iv not read the thread
)
The Boosh!
ClioSport Admin
Elise, Duster
Re: Insurance. Fookers! (young 172/182 owners look in)
Everyone moaning about paying loads for insurance etc at a young age and you& benp pay all that so.
Good lad - commitment!
Everyone moaning about paying loads for insurance etc at a young age and you& benp pay all that so.
Good lad - commitment!
Re: Insurance. Fookers! (young 172/182 owners look in)
insurance companies sure do sting young drivers:dapprove: im getting old now but still young at heart lol, 44 and my172 cup costs £360 with Adrian flux but my friend whose a year younger less no claims and not the best of post code areas just insured his at a cost of £319 so worth shopping around
cheaper insurance, one of the only comforts that come with age lol
insurance companies sure do sting young drivers:dapprove: im getting old now but still young at heart lol, 44 and my172 cup costs £360 with Adrian flux but my friend whose a year younger less no claims and not the best of post code areas just insured his at a cost of £319 so worth shopping around
cheaper insurance, one of the only comforts that come with age lol
phase one clio 172 in blu
Re: Insurance. Fookers! (young 172/182 owners look in)
Try Brent Acre insurance in Swansea 01792 650933 they insured me when I had my first car, Renault 5 turbo.. modded and I keep on going back to them after being let down by elephant / adrian flux etc... their worth a go!
Try Brent Acre insurance in Swansea 01792 650933 they insured me when I had my first car, Renault 5 turbo.. modded
and I keep on going back to them after being let down by elephant / adrian flux etc... their worth a go!Re: Insurance. Fookers! (young 172/182 owners look in)
im not moaning im quiet happy with my insurance :approve:
i have a daughter whoes 19 with a modified car so know how insurance companies sting young drivers.
i do help my daughter whenever i can, i know some parents dont, and not all can
that being said its not down to the parents,
it makes sense to buy a car if you can afford to keep it on the road, if not buy something you can, if you cant afford to keep a car on the road yourself dont buy one
im not moaning im quiet happy with my insurance :approve:
i have a daughter whoes 19 with a modified car so know how insurance companies sting young drivers.
i do help my daughter whenever i can, i know some parents dont, and not all can
that being said its not down to the parents,
it makes sense to buy a car if you can afford to keep it on the road, if not buy something you can, if you cant afford to keep a car on the road yourself dont buy one
R26
Re: Insurance. Fookers! (young 172/182 owners look in)
Well i just got insured on my 182 w/cup packs which im picking up next weekend. I rang up AA who im currently insured with on the Twingo. They quoted me £6250.. So i rang direct line and got insured for 1700! So buzzing, cause i got 6points and im only 20 good times!
Well i just got insured on my 182 w/cup packs which im picking up next weekend. I rang up AA who im currently insured with on the Twingo. They quoted me £6250.. So i rang direct line and got insured for 1700! So buzzing, cause i got 6points and im only 20
good times!
Re: Insurance. Fookers! (young 172/182 owners look in)
1700 is stupid money to spend on insurance. Don't get carried away in first few weels of ownership else you'll be saying hello to 12 points soon. It's easily done!
1700 is stupid money to spend on insurance. Don't get carried away in first few weels of ownership else you'll be saying hello to 12 points soon. It's easily done!
R26
Re: Insurance. Fookers! (young 172/182 owners look in)
I know its easily done mate, believe me ive calmed down so much since i got my six point as i had to rest sit my test and everything was a total nightmare. but ive learnt from it now so i guess it was good in a way
I know its easily done mate, believe me ive calmed down so much since i got my six point as i had to rest sit my test and everything was a total nightmare. but ive learnt from it now so i guess it was good in a way
