Brentacre were about the only company that would touch me on the C4 due to me being in Manchester (Prestwich) and it having engine mods.
They just so happened to be the one company that were also massively cheaper than anyone else. So win win really. I did a moneysupermarket comparison cheaper there was £1400 For the standard car. Brentacre charged me £730 on the C4. With 200hp limit all mods covered like for like. But no charge for anything as long as I don't go over 200hp. Cosmetic mods and suspension etc are no charge.
Insurance companies are taking the piss at the moment with the Manchester area. A few companies now wont insure Manchester, Oldham, Stockport, Salford, Liverpool or basically anywhere in that area.
Yet they are all fine covering London and Nottingham etc...both places have higher crime rates than Manchester in car related terms. It doesn't surprised me that more people are driving without insurance now. If the insurers don't want to insure the cars in those areas and those that do and whacing the premiums up something terrible. It is basically encouraging it.