looks like i will have to say goodbye to my clio in september....

[Danny92]

car insurance is due, and FML im looking at 3k+ for a car that is worth, what a grand? im paying £2000 on it now but there's no way i can afford to pay much more than what i'm paying now 'sigh'

 

[jenic]

Shop around?

 

[Kane.]

What are you going for next then ?

Dci ?

 

[Danny92]

i have been all week priceing diffrent cars on different sites ect.. but its all over 3k >.<
i use to have a scooter befiore i got a car so i'd rather go back on one of those than get back on a bus

 

[silentsnake]

Gutting

 

[jenic]

i have been all week priceing diffrent cars on different sites ect.. but its all over 3k >.<
i use to have a scooter befiore i got a car so i'd rather go back on one of those than get back on a bus

Pick up phone, ring specialists which are all in the insurance section on here. Check out the young drivers thread.

 

[ekaJ]

Is the current policy in your name? NCB?

 

[Danny92]

yeah atm its all in my name but, this is my 3rd car in my first year driveing!
lost my first car because some stupiud woman drove into the back of me, shes addmited it was her fauilt so that shouldnt effect me?
second car i lost because i was going though some traffic lights and someone the oppist way turing right 'didnt see me' but because it was 8/9 on a sunday night there wasnt many people about so there was no witeness so its gone 50/50

 

[ekaJ]

yeah atm its all in my name but, this is my 3rd car in my first year driveing!
lost my first car because some stupiud woman drove into the back of me, shes addmited it was her fauilt so that shouldnt effect me?
second car i lost because i was going though some traffic lights and someone the oppist way turing right 'didnt see me' but because it was 8/9 on a sunday night there wasnt many people about so there was no witeness so its gone 50/50

Unlucky mate. Have you tried getting quotes with 2 female named drivers? Should reduce it by a lot.

Elephant, Bell and Admiral will be the cheapest if they will cover you.

 

[Danny92]

i have my mum and dad as named drivers atm, might try adding my older sister and removeing my dad from it and see what happens, will just have to hope i can find somthing not too expensive

 

[Adam.]

Get your sister added. Especially with admiral/bell/elephant.

 

[Jonny1*2]

why does having two women on the policy help? Is one not enough?

 

[Hixle]

Even with two non fault claims, some insurers will still bump up their premiums, unfortunately. Speak to a specialist, or elephant/admiral/bell.

 

[Adam.]

why does having two women on the policy help? Is one not enough?

Risk factor. It's all statistics and shite but it effectively halves the risk.

 

[Jonny1*2]

robbing cnuts.

 

[mark smith87]

Yuo could try Chester Insurance Services in Tarporley. I insure my car with them. £279 fully comp. 01829 733866

 

[Munson]

robbing cnuts.

TBF he's been driving for a year and been involved in two total loss claims. He's hardly low risk in statistical terms.

 

[mark smith87]

TBF he's been driving for a year and been involved in two total loss claims. He's hardly low risk in statistical terms.

Wel if thats true then no wonder his premium is high!

 

[Slinkey]

use any admrial group insurer. Add 2 women drivers, take your dad off the insurance, enjoy your cheap quote.

 

[Craigus]

yeah atm its all in my name but, this is my 3rd car in my first year driveing!
lost my first car because some stupiud woman drove into the back of me, shes addmited it was her fauilt so that shouldnt effect me?
second car i lost because i was going though some traffic lights and someone the oppist way turing right 'didnt see me' but because it was 8/9 on a sunday night there wasnt many people about so there was no witeness so its gone 50/50

No wonder mate.

you have been involved in two total loss claims in one year.

You will be raped.

 

[adamh182]

TBF he's been driving for a year and been involved in two total loss claims. He's hardly low risk in statistical terms.

Very True!

 

[Bren Rogers]

Have you had your renwal through? I'm guessing not as it's nearly 2 months until September.