its on an emloyee deal, esentially a very good finance option, will lose a couple of grand over 12 months, there is an agreed figure after a year, i either pay the remainding sum, refinance the rest or hand it back and order a new one. The only point it will get expensive is if i decide i dont want to give it back after 12 months, but thats not really going to happen because i can just order another one the same if i wanted, hopefully ther S1 will be out by then so could get one of them.
Not costing anymore than what i lost on the z4 over the same period of time, plus no worries of MOT, tax, tyres, brakes etc etc. If i decide to keep it yes it will cost me the full load.