Insurance is ridiculous now! I've had to make a claim so its gone right up. And I've also lost my ncb... ffs!
Considering a K4M Clio tbh - then doing an engine build like mini-valvers/hutchies, just until insurance becomes less ridiculous.
Too soon for another MX5 right now I think. Plus I miss my old Clio!
IMO, if you try and bring back the love of your old clio, you'll just be disappointed.