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New car now crashed car :( :(
- Thread starter Ryan k
- Start date
Christopher
ClioSport Club Member
Z4M
i hope you declared the exhaust matey?
be glad you didn't have a decat fitted too!
be glad you didn't have a decat fitted too!
FFFFFFFUUUUUUUUUUUU
That's a bit of a generalisation
Racing blue 182 turbo :-)
Nothing has to be declared coz its going though her insurance mine wont even no bout it lol
should be repairable and tbh, it wont affect the resale too much as the rears are pretty straight forward to repair and they can make a good job of them. Mine was rear ended, although not quite as bad as that.
Probably looking at 3ks worth of damage at a rough guess.
Make sure you use one of the the hire companies who replace your car with something similar. Britannia are local to us, and you get a cooperS normally.
Probably looking at 3ks worth of damage at a rough guess.
Make sure you use one of the the hire companies who replace your car with something similar. Britannia are local to us, and you get a cooperS normally.
Christopher
ClioSport Club Member
Z4M
From my experience crumpled boot = write off. No way you can straighten that out as its integral to the strengh of the car.
Must say its unlucky, although i dont share your opinion about it being ok not to have declared the exhaust on the premise that it is going through the other persons insurance. Infact you sure that your policy is still valid as legally you are not really supposed to be driving and on that basis you should not have been on the road and wouldnt have had the crash.
Thats my thinking anyhow.
Must say its unlucky, although i dont share your opinion about it being ok not to have declared the exhaust on the premise that it is going through the other persons insurance. Infact you sure that your policy is still valid as legally you are not really supposed to be driving and on that basis you should not have been on the road and wouldnt have had the crash.
Thats my thinking anyhow.
Racing blue 182 turbo :-)
Insurance have said it dont matter bout stuff that was on car they will get repaired
.
You have to declare it to your insurance company even if it isnt your fault. If for nothing else, they will liase with the other party's insurance company and sort it (or fight it) on your behalf.
Christopher
ClioSport Club Member
Z4M
oops!
1998 BMW e46 323i
my car had similar damage from me reversing into a telegraph pole at UNDER 5mph (I know I'm thick). Bar the exhaust, the damage was v.similar... Mine was repaired by my own insurers. The only gripe I have is the panel gaps on the boot. Other than that the car's as good as new. Was going to get the garage to keep hold of the car and sort it, but needed the car for work and I'm not gonna re-sell my car, we're together til the end!
I'll find the thread with pictures of mine for you...
I'll find the thread with pictures of mine for you...
1998 BMW e46 323i
hope this helps mate:
http://www.cliosport.net/forum/showthread.php?t=138972
A few weeks afterwards all was right. Couldn't even open my bootlid, and the floor was well creased.
John
http://www.cliosport.net/forum/showthread.php?t=138972
A few weeks afterwards all was right. Couldn't even open my bootlid, and the floor was well creased.
John
Whats the point in telling him to get there if it isn't that bad though? It would just be a fake claim, pushing everyone elses premiums up. The accident speeds can't have been too high otherwise there would be more damage.
Its shocking that nowadays people just assume they can receive compensation for being involved in an accident, and when something like this accident happens on here theres always someone that hints to faking a whiplash claim.
OUCH!!!!! 
Sorry to hear about this Ryan it looked mint at the meet, silly old bint.
I wouldn't worry about the exhaust not been declared, 1. they probably won't notice it 2. it will be going through her insurance.
Her insurance will be paying for the repair so they won't even get to see your insurance policy.
A mate of mine was stationary on a 30mph road waiting to turn right as there was lots of traffic coming the other way. An OAP went straight up the back of him at 40mph+ in a huge peugeot, my mate was in a Saxo 1.1. The old b*****d didn't even brake. The Saxo had undeclared lexus lights (lol) and an induction kit. The claim went through and he got a very good price for the car, he also got £2k compo for whiplash.
The same lad wrote of his Zetec S about 2 months ago, no other car involved was going to quick and swerved to avoid a cat and put the car up a kerb and into a tree, shattering one of the alloys. That was lowered 40mm+ and was part of the reason for the damage to the underside of the car, gearbox etc. The garage that recovered it noticed the brightly coloured springs but the insurance accessor didn't, claim went through fine.
I wouldn't worry about the exhaust not been declared, 1. they probably won't notice it 2. it will be going through her insurance.
Her insurance will be paying for the repair so they won't even get to see your insurance policy.
A mate of mine was stationary on a 30mph road waiting to turn right as there was lots of traffic coming the other way. An OAP went straight up the back of him at 40mph+ in a huge peugeot, my mate was in a Saxo 1.1. The old b*****d didn't even brake. The Saxo had undeclared lexus lights (lol) and an induction kit. The claim went through and he got a very good price for the car, he also got £2k compo for whiplash.
The same lad wrote of his Zetec S about 2 months ago, no other car involved was going to quick and swerved to avoid a cat and put the car up a kerb and into a tree, shattering one of the alloys. That was lowered 40mm+ and was part of the reason for the damage to the underside of the car, gearbox etc. The garage that recovered it noticed the brightly coloured springs but the insurance accessor didn't, claim went through fine.
sorry to hear about this last night mate, as said if i can help with lifts etc give us a call. just got back to leeds to pick up stuff, was thinking of asking if you wanted to come with for the drive to take your mind off things but wasnt sure it was a good "take your mind off things" idea :S
jamie
jamie
VX220 Turbo
tell your insurance company as thats who you have the legal cover with this will be needed when you want compensation.
M
mini-valver
No way, gutted. Declaring mods is a bit of a grey area when you crash, you should declare them but if you don't and crash I think they'd only punish you if the mod was a factor in the crash I.e if it's lowered and a ball joint snaps and you hit knacker the front end......
Don't quote me on that but I know a lot of people who've crashed with un-declared mods and not had a problem!
Don't quote me on that but I know a lot of people who've crashed with un-declared mods and not had a problem!
No more clio's for me!
Gutted for you mate.
Its repairable tho.
Oh, get your self off to the docs mate, whiplash is a c*nt and you'll be feeling worse 3-4days after the accident!
Hope all gets sorted ASAP!!
Its repairable tho.
Oh, get your self off to the docs mate, whiplash is a c*nt and you'll be feeling worse 3-4days after the accident!
Hope all gets sorted ASAP!!
