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Just about to renew and cant decide if worthwhile to protect my NCD. The difference is £100, and Im not entirely sure if it would apply if the gf stacked it...this works on the premise that its my car and I wont stack it (touch wood). Thoughts and opinions please?
If you make a claim youre insurance will still go up the next year but you still get the NCB discount. You get 2 lives on the protected NCB although if youve had an accident in the last 3 years some companies wont protect your NCB.