Protected NCD

[Zebrs]

Just about to renew and cant decide if worthwhile to protect my NCD. The difference is £100, and Im not entirely sure if it would apply if the gf stacked it...this works on the premise that its my car and I wont stack it (touch wood). Thoughts and opinions please?

Z

 

[badinvincible]

I would.

 

[White16valver]

I would!

 

[Alan]

Me too and dont let the Mrs drive it?

 

[Craig]

i would too

 

[Jamie _Swales]

protected no claims discount should cover the ncd for every driver on the policy. i would if i had over 4 years ncd

 

[Mondial172]

I would.

If you make a claim youre insurance will still go up the next year but you still get the NCB discount. You get 2 lives on the protected NCB although if youve had an accident in the last 3 years some companies wont protect your NCB.

 

[Jamie _Swales]

you said -Im not entirely sure if it would apply if the gf stacked it...this works on the premise that its my car and I wont stack it (touch wood).



Bu if it gets stolen, thats a fault claim so it would help if you had pncd then

 

[Zebrs]

Cheers for the replies chaps...seems Joanna Lumleys going to get an extra 100 quid out of me then!

Z