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Protected NCD





Just about to renew and cant decide if worthwhile to protect my NCD. The difference is £100, and Im not entirely sure if it would apply if the gf stacked it...this works on the premise that its my car and I wont stack it (touch wood). Thoughts and opinions please?

Z
 
  Racing Blue 182


protected no claims discount should cover the ncd for every driver on the policy. i would if i had over 4 years ncd
 
  Remapped derv Golf


I would.

If you make a claim youre insurance will still go up the next year but you still get the NCB discount. You get 2 lives on the protected NCB although if youve had an accident in the last 3 years some companies wont protect your NCB.
 
  Racing Blue 182


you said -Im not entirely sure if it would apply if the gf stacked it...this works on the premise that its my car and I wont stack it (touch wood).



Bu if it gets stolen, thats a fault claim so it would help if you had pncd then
 


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