who's to say there are not people waaaaaay ahead of you
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RenaultSport Clio Conversion
- Thread starter tomrob1234
- Start date
who's to say there are not people waaaaaay ahead of you
Breaking 172 NV676
Insurance companies go to all sorts of lengths to get out of claims
TomRob, do you have anyhting that will lower your insurance? PassPlus? Advanced Driving Cert? If you don't then there's something wrong with your insurance, there is no way you would get insured for a 1.2, nevermind a 2.0 at your age with a write off and an engine conversion, to be frank I don't think many people would insure you with those conditions. I know I wouldn't.
I know people who front on a 1.2 8v and pay £1400 as a named driver. Not to be harsh but I don't believe your story. Get it sorted.
I know people who front on a 1.2 8v and pay £1400 as a named driver. Not to be harsh but I don't believe your story. Get it sorted.
Tom
ClioSport Club Member
EV (s)
Badly worded.
Insurance is probably the most fraudulent business to be in. They (insurers) go to all sorts of lengths to protect themselves from fraud, not to get out of paying out on a claim. Most of the time if you follow the correct procedure and are genuine insurance will pay on a claim.
Are you nathan millions mate? Loving the car!
R26
I personally think people are being harsh. He's said he is/will insure it properly. My insurance was £900 on my own at 18 so why is 1100 so unbelievable on a multicar quote?
And also as Vicky said why would it come up as a 1*2 when it's just an engine change. Pretty sure the tax wouldn't change either.
And also as Vicky said why would it come up as a 1*2 when it's just an engine change. Pretty sure the tax wouldn't change either.
Did you barrel-roll your first car within a month and then proceed to mod up your next one?
Did you write your car off at 17 though?
Beat me to it
Breaking 172 NV676
I'm sure tax is based on emissions and for engine swaps I believe it takes the tax band of the donor vehicle.
Mk3 clio 1.5
engine changes have to be declared to the DVLA which would surely change he tax band accordingly?
they cant test it, so no, it stays as a 1.2, although, in fairness, tax is the thin end of the wedge when costs come into it.
LOL?!?!
Forget the insurance fraud, where do these people come from that think slapping massive racing stripes over a completely standard car makes it look good!?!?!
P.S. As I've already said I thought the 1.2 looked pretty sick, blue/white colour coding looked great, standard bumper suited it fine and the wheels dare I say it suited it better than a set of turinis!
Forum posts like this can definately get you into all sorts of trouble, if you did have a serious accident, ive known people to be prosecuted because of the way they talk on forums and project threads, by this i mean the police or investigation team search forums for example as we all have cliosport.net window stickers, this thread could be used in court against you!
And another thing if you couldn't handle a 1.2 clio why on earth would you proceed to drop a 172 engine with 3x the power and think your going to get away with bodging the insurance when you wrap yourself round a lamp post again!
And another thing if you couldn't handle a 1.2 clio why on earth would you proceed to drop a 172 engine with 3x the power and think your going to get away with bodging the insurance when you wrap yourself round a lamp post again!
Problem?
(yes, they look silly, but at least if I'm ever at a CS meet I know which black 172 is mine at a distance without needing glasses to read the reg)
Sport Conversion
Yeye I am hah
Sport Conversion
yeye I did, have you got his number! And 10 mins from his garage mate
your situation has confused me...are you insured? think your insured? or not at all?? lol
well.. the only way to dig yourself out of this mate.... is contact & update your insurance and pay the propper premium, or take your car off the road..... at least then you wont need to delete the thread! (if it could even be done)
well.. the only way to dig yourself out of this mate.... is contact & update your insurance and pay the propper premium, or take your car off the road..... at least then you wont need to delete the thread! (if it could even be done)
More likely crying to an admin.
it's only a 1.2 tho.
Mk3 clio 1.5
V10 last i heard, declared, insurance went up to £1150.
he got it off a mate who did the conversion...
I bet you just found the qoute online by typing in the reg on confused.com or something! and the insurance companies assume its a 1.2 = hence the cheap insurance qoute
you said youve known the car ages before you bought it. so im guessing its down to your 'mate' who never declared the conversion, and sold it to you!
am i right?? or am i missing something lol!!
I bet you just found the qoute online by typing in the reg on confused.com or something! and the insurance companies assume its a 1.2 = hence the cheap insurance qoute
you said youve known the car ages before you bought it. so im guessing its down to your 'mate' who never declared the conversion, and sold it to you!
am i right?? or am i missing something lol!!
PMSL!
Breaking 172 NV676
This thread reminds me of my mate who had a corsa VXR which was heavily breathed on running 300bhp.... He got a quote before he brought it based on the reg and a couple of light mods for £1600. When he got it home with the full list of modifications and his dads stance of you either insure it properly or its going, it cost him 3500 to insure it properly.
de ja fuckin vu! lol
RS172 Flamer
Insurance is a scam, my first year declared all the mods and it went up £20! Second year they tried charging over £400 extra for the mods. Had to put it basically standard! (Except tints + exhaust)
Currently paying £1'700 on a K4M at 19 with 2years NCB. Wish i'd of stuck to my 1.2
Currently paying £1'700 on a K4M at 19 with 2years NCB. Wish i'd of stuck to my 1.2
Knuckles
ClioSport Admin
Lol bless, I'd cry
Dr HMS Derv Destroyer
ClioSport Club Member
MK1DTi/vivaro/corsa
i've been to work for the last 6 hours almost and this is still going on lol .
insurance is'nt a scam, its the idiots that scam them by not telling the full trueth to what is modded on your car.
put it this way, i am 17 and pay £2300 or round abouts for my dci, im expecting it to rocket when i tell them what i have done to it when finished. ( btw not using it atm, still in peices up at the garage, so i'm not driving for peace of peoples already agro minds )
. insurance is'nt a scam, its the idiots that scam them by not telling the full trueth to what is modded on your car.
put it this way, i am 17 and pay £2300 or round abouts for my dci, im expecting it to rocket when i tell them what i have done to it when finished. ( btw not using it atm, still in peices up at the garage, so i'm not driving for peace of peoples already agro minds )
BoatNonce
ClioSport Club Member
Insure properly or GTFO. Damnit, I pay more insurance than you on a 1.2. And I haven't written off anything.
