RT > Valver Insurance Help

[BradRT]

as some of you may know, my RT is in the process of being transformed into a valver.

i have a willy engine in it and the exterior will be exactly the same as a valver too (wings, bonnet, bumpers, brakes).

am i right in thinking i have to register it as a valver with the dvla and then tell the insurance companies that its a standard valver - cos it is now!

any help appreciated!

 

[Piper]

Not sure mate, your insurance might view it as a highly modded RT, then your gonna pay alot off money because of the engine change mod. If you can get the dvla to change it to a 16v it could lower the cost on insurance, but your still gonna be paying alot of money for the willy engine change my understanding of it any way.

 

[_Tom]

It will be slly insurance. They will charge you a standard rate on the power increase
My mate had a Mini Van with a tuned 1.3 in it. Because it used to be a 1.0 they said it was something like a 60% power increase. He had to pay almost 2k

 

[JonnyK]

put it this way, my RT with a willy engine in, including exhaust, uprated suspension and brakes is costing me 1800 TPFT at 19 !

though i do have 2 claims and 3 points lol

 

[Daz]

Its still an RT.. just modified I think.

 

[Daz]

Quote: Originally posted by JonnyK on 11 May 2005

put it this way, my RT with a willy engine in, including exhaust, uprated suspension and brakes is costing me 1800 TPFT at 19 !

though i do have 2 claims and 3 points lol

Thats not a bad quote at all tho.. infact, its pretty good.. certainly less than a Williams would have been.

 

[unofficialPete]

No matter what you do the car will always be insured as a modified RT, AFAIK

 

[u33db]

Id just tell them about the engine and exhaust TBH.

Engine...you could say its a 1.8 to save some cash, Suspension...you could say its standard (as youll be using 16v components and theyre standard on 16vs ;-p), Exterior...you could proably get away without telling them too...

 

[Daz]

Quote: Originally posted by u33db on 11 May 2005


Id just tell them about the engine and exhaust TBH.

Engine...you could say its a 1.8 to save some cash, Suspension...you could say its standard (as youll be using 16v components and theyre standard on 16vs ;-p), Exterior...you could proably get away without telling them too...

Thats crazy advice.. heh.

 

[unofficialPete]

Quote: Originally posted by u33db on 11 May 2005
Id just tell them about the engine and exhaust TBH.Engine...you could say its a 1.8 to save some cash, Suspension...you could say its standard (as youll be using 16v components and theyre standard on 16vs ;-p), Exterior...you could proably get away without telling them too...


Might as well insure it as standard!

 

[BradRT]

so u guys dont reckon i could get away with telling the dvla and insurance that its a standard valver?

 

[_Tom]

Quote: Originally posted by BradRT on 12 May 2005

so u guys dont reckon i could get away with telling the dvla and insurance that its a standard valver?

Dont do it

 

[u33db]

Quote: Originally posted by Daz on 11 May 2005

Quote: Originally posted by u33db on 11 May 2005


Id just tell them about the engine and exhaust TBH.

Engine...you could say its a 1.8 to save some cash, Suspension...you could say its standard (as youll be using 16v components and theyre standard on 16vs ;-p), Exterior...you could proably get away without telling them too...

Thats crazy advice.. heh.

Well i reckon an inspector isnt going be able to tell the difference between std 16v suspension and std RT suspension as chances are theyll both be covered in crap/rust anyway. Obviously if you got a bright red/yellow set of lowering springs on there itd be a different matter! Engine as everyone knows are indistinguishable between 1.8 and 2ltr so fair enought there. Exterior...kinda needs the bonnet to fit the engine in so it not like it "aftermarket styling" and it a standard clio component anyway...

 

[BradRT]

Quote: Originally posted by Tom20v on 12 May 2005

Quote: Originally posted by BradRT on 12 May 2005

so u guys dont reckon i could get away with telling the dvla and insurance that its a standard valver?

Dont do it

but its impossible to tell now isnt it? if i register it as a valver, no-one will ever know unless they check up on the previous history of the car.

and if insurance do check up they cant complain about me insuring it as a valver because it IS a valver now!

 

[ViolentJ]

forgive me if im worng but i had heard that if you changed a certain percentage of the car so that it is no longer the same car that left the manufacturing line then subject to an inspection it can be re-classified as a kit car.

i mentioned in in another post but cant find it so cant see the replies.

 

[_Tom]

Quote: Originally posted by _simon_ on 12 May 2005

forgive me if im worng but i had heard that if you changed a certain percentage of the car so that it is no longer the same car that left the manufacturing line then subject to an inspection it can be re-classified as a kit car.

i mentioned in in another post but cant find it so cant see the replies.

Tis true. Im not sure on what the percentage is but it is supposed to be reregistered at some point. On a Q plate

 

[BradRT]

Quote: Originally posted by Tom20v on 12 May 2005

Tis true. Im not sure on what the percentage is but it is supposed to be reregistered at some point. On a Q plate

ah rite. can anyone shed any light on where i can find more info about this

this sounds like the best option

 

[Daz]

But itll never be a 16v.. a 16v is a 16v off the production line.. an RT is an RT..

An RT made into a 16v is a modded RT surely?

Im also going to say youd never be able to make a 100% 16v replica.. without changing every single item. There will be subtle differences (strength etc.. Im guessing)

[Edited by Daz on 5/13/2005 7:40:48 PM]

 

[BradRT]

right, i just phoned the dvla and told them the situation. they said all they need to know is if the engine has changed. they said once the engine has been changed through the dvla, the car is then known as whatever car the engine came from.

SORTED!

 

[Martin]

Daz is right...it will never be a valver in the same way a 16v with a williams engine and willy track isnt a williams! Its just a modified rt...if I were you I would declare everything. Is it worth saving a couple of hundred quid to loose everthing if the car is involved in a serious rta...?

 

[Martin]

Quote: Originally posted by BradRT on 13 May 2005


right, i just phoned the dvla and told them the situation. they said all they need to know is if the engine has changed. they said once the engine has been changed through the dvla, the car is then known as whatever car the engine came from.

SORTED!

Eh!! so the car is known as whatever car the engine came from....? If so what is a Nova with a 2.0 Cavalier/Astra engine known as??

Surely it will still be a rt they will just change the capacity on the log book to 1998cc and increase your road tax accordingly...

 

[BradRT]

Quote: Originally posted by Martin. on 13 May 2005


Eh!! so the car is known as whatever car the engine came from....? If so what is a Nova with a 2.0 Cavalier/Astra engine known as??

Surely it will still be a rt they will just change the capacity on the log book to 1998cc and increase your road tax accordingly...

no idea. im gonna go down the dvla office on wednesday cos the guy on the phone was a bit confusing

ill let you guys know the result

 

[arj256]

Can you actually turn a rt into a valver fully as i thought that the valver was slightly shorter hence why rsi skirts dont fit.

So you cant really do much about that.

 

[unofficialPete]

Your car has probably changed with the DVLA etc and youll now have to pay a higher tax but as far as insurance is concerned its a modified RT.