The £20 Challenge! hehe.

[Ryan.]

Right i want an insurance on my own at the moment, No mum or dad on it.

no 6000, mile policy they piss me off cos il need way more.

The most i can find on my own is around £5,000 for the year!

If you can find me £3,500 or less for an insurance on my own policy i will send you £20 in the post for your time and effort, Im hopeless at trying to find a quote.

Name - Ryan Jordan
DOB - 22/09/1993
House Number - 84
Postcode - BL7 9YT
My first year so no crashes etc... No NCB no Pass Plus.
Use a random email address, just keep a record of it and its password so i can use it to check the quote you get me.
Car Reg - PK52 OCV
SDP

Right anything else just make up obviously resonable.

And try and get me a quote no higher than £3,800

If anyone will consider doing this let me know here, Cheers everyone!​

 

[EllD90]

Go on admiral website, add your mum and dad as named drivers.

Or ring up Adrian Flux, maybe you'll have to TPF&T

 

[Nickson]

Go on admiral website, add your mum and dad as named drivers.

Or ring up Adrian Flux, maybe you'll have to TPF&T

That wont win you the £20!! haha

 

[adamlstr]

Go on admiral website, add your mum and dad as named drivers.

This.

I'm 25, and adding my Mrs saves me £250.

 

[AKFM1]

is it for a renault sport?

 

[Goodj]

and then let them drive it a couple of times, of course

 

[Mister_G]

I put my mum on my policy, saved be £400! (Not that I let her anywhere near my car... lol!)

 

[SimonR.]

Don't dis-regard the adding parents as names drivers, it saves me about £800

 

[Will.]

I think I may sign you up for a credit card. That will be able to pay for the stupid insurance bills.

 

[sbridgey]

put your parent as named drivers it will save you quite a bit

 

[Daz.]

Nice house/flat!

We're moving to Egerton after we get married - the missus is from Bolton but we live in Darwen at the moment

 

[Revels]

If you spend £3,500 to insure a Renault Clio then I will use the £20 to buy beans to throw at you.

That is an absolutely mental quote. I very much doubt you have that sort of cash to hand, so you'll be paying £400 a month (with the credit agreement) per month. That's rent on a flat.

Don't do it. You crazy crazy child.

 

[keechy]

i put my sister as a named driver, 21 years old, dropped 800 quid... paying 1200 on a 1.2 16v dynamique

 

[ro55o]

If you can find me £3,500 or less for an insurance on my own policy

F*** paying £3500 to insure a clio. I'll join revels I think, £20 can buy a lot of beans to throw at you.

Why the hell not add your parents to the policy? Even if you don't like them, they'll save you a bit of money, they don't even have to look at the car!

 

[Ryan.]

What else can i do, ;/ Im willing to do it

Is named driver the main driver or what word means main driver.

 

[DrR]

Arg not near a comp till tomorrow, I'm good at cheap quotes

 

[Ryan.]

Nice house/flat!

We're moving to Egerton after we get married - the missus is from Bolton but we live in Darwen at the moment

Cheers mate, and get egerton and we can get some meets going!

 

[Sheepish]

my clio 06 plate was £2,400

thats with endsleigh... try them mate... also ring around dont do the online price comparison.. there gunna cost you more as they pay commision to them

hope this helps

 

[adamlstr]

What else can i do, ;/ Im willing to do it

Is named driver the main driver or what word means main driver.

Policy holder is usually the main driver.

But balls to 3800 to insure a clio.

Buy a car worth 750-1000 and run around in that and build up some NCB.

 

[Ryan.]

Cheers mate, and its fuckng daft

 

[ro55o]

Then you're mental! But hey, it's your money.

It will be your policy, but add your parents as named drivers. This will bring the price down, only means they are insured to drive your car but it's YOUR policy.

Also, stay away from comparison sites. I've always had excellent quotes from Elephant and Bell (Same company, but sometimes different quotes).

 

[Malachi]

Wow. As said previously, its really not worth spending all that money on insurance. If I could go back in time, I would've kept my Clio 1.2 until now (aged 25) and then bought an 1*2.

I would've saved a bomb...

 

[Revels]

Start phoning round places. Don't always take what the computer says.

I phoned A-Plan for a new quote. Told me £750 was the best they could do. Phoned Flux. They asked what my best quote was so far. Told them £680. She went down to £630. Phoned A-Plan back and got her down to £600.

That's just two insurers. If you take a day at it. Give your Mum £10 for the phone bill and call as many as you can. All day. There's a massive list somewhere. Call the brokers. Call the specialists. You'll get it cheaper. It will still be thousands. But then that's because you're young.

 

[Ryan.]

yeah i jusst went on edsleigh, added mum and dad, £7,300.. -.-

 

[mantis946]

Personally mate i'd hold off for a year or two and get a NCB under you, then perhaps try SKY insurance or the like on here. Personally i'd go no higher than circa 1200 a year !

 

[Sheepish]

Policy holder is usually the main driver.

But balls to 3800 to insure a clio.

Buy a car worth 750-1000 and run around in that and build up some NCB.

when i first was looking i looked a 1995 ford fiesta.... and it was 2,300!

got an 06 clio for the same price!

 

[Sheepish]

take your mum and dad off they started to catch on ages ago... im on my own

im guessing you go to college or an apprenticeship???

put in your a student rather than your job title

 

[Ali]

WTF!!!! for starters everyone on here is a millionaire so cash monies won't work. Also put your folks on there, unless they've had 32 crashes and have an occupation as a TV presenter.

 

[Ryan.]

I have an apprentership yeah

I went on go compare, mum and dad didnt make a difference, still in the 5,000's maybe ringing is the answer.

 

[Malachi]

Edit: think I've just seen your car. I take it all back.

 

[JD]

http://www.cliosport.net/forum/showthread.php?556685-My-New-Clio&highlight

Welcome. Fingers crossed for your test. Don't mod your car.

**awaits "I've modded my car before my test, but now can't find insurance below £4,500" thread**

God invents JD, JD predicts the future, JD becomes God?

 

[JD]

And will somebody take down all his details - for Christ's sake, Ryan, are you that stupid? This is an internet forum. Will might be joking about setting up a credit card for you, but guarantee someone in some far remote place in the world is currently noting down your information thinking it's Christmas.

 

[Tunst]

That much for a 1.2? or you trying to get a 1*2?

either way your mad.

 

[Malachi]

That much for a 1.2? or you trying to get a 1*2?

either way your mad.

From JD's link it looks like a 1.2... so yeah, even madder than I originally thought.

 

[Ali]

Can't find your postcode on the insurance database....But Manchester is a ghetto crime rate E,R& refer!

 

[Tunst]

From JD's link it looks like a 1.2... so yeah, even madder than I originally thought.

F**k that then, id walk, i could have got insure on a RRS at that price when i passed!

 

[Short Norman]

And will somebody take down all his details - for Christ's sake, Ryan, are you that stupid? This is an internet forum. Will might be joking about setting up a credit card for you, but guarantee someone in some far remote place in the world is currently noting down your information thinking it's Christmas.

I'm surprised that it's taken 32 posts before someone's pointed that out to him...

 

[chris_182]

^ it didn't , it was pointed out earlier

 

[LowLife.]

Why are your posts centred and orange? £5k on insurance? You must be a high troller...

I meant high roller.

 

[Daz.]

I know its not what you want to do but if it was my cash if you desperately had to do it I'd buy a rep, run it for two years THEN get a sport - you'll have saved so much money in those few years you could probably skip the 1*2 completely and end up with a 197!