Third Party F&T insurance

[spirez]

If i go third party on the insurance on my next car it ends up £500 (£1300 instead of £1800) cheaper than fully comp. The car will be worth about £2k and ill probably spend another £1k modding it.

If you were in the same position would you go third party or F/C?

 

[McBunny]

if you crash it and write it off do you ind if you dont get a pay out ?

 

[spirez]

not really tbh as the car isnt worth mega bucks in the first place.

But then ive heard rumours that with TPF&T they can be arsey if it came to making a fire or theft claim?

 

[McBunny]

yeah to be honest i wouldnt bother paying that insurance on a car thats worth the same as the insurnce

 

[Clarkie172]

im only 3rd party F&T its a ridiculous price for me to go fully comp

 

[spirez]

Know what you mean but theres not a lot i can do! If i dont get rid of my clio this year for the golf ill be losing the same in depreciation

 

[McBunny]

hum i dunno tough one