Unbelievable insurance price on 172!!! Advice needed!

[money-mike]

I'm new to the Clio Sport scene but have been wanting one for a while. Seen a nice one I'd like to buy but hardly anyone would insure me. Im 21 afterall. I rung up my current insurer and they said to switch my insurance from my standard 1.6 golf to the 172 for only an extra £290, overall cost £1300. This is almost too good be true considering nobody else would insure me for less than £3000.

Is my insurance likely to stay this low? Or will they cane me next year? I don't want to buy it now then have to sell it next year when i cant afford the insurance

Advice needed,

Thanks

 

[RTSportdTi]

well I'm 22, 4 years driving but had zero NCB, mine went from £280 a month!! and now with 1 years NCB it came down to £950 a year..

 

[Matt W]

Mine was £1300 at 20 so seems about right

 

[skyinsurance]

EDIT, nothing to see here! :boring:

 

[TheEvilGiraffe]

Ask them for a price at renewal time....? Make sure the excess hasn't gone into orbit.

When renewal time comes, call sky, brentcare and greenlight before you call anyone else.....

 

[Dan1587]

Im just renewing mine at the moment, to start on the 6th of June. Found a price of £745 Fully Comp with £500 excess.

Im 21 too btw, with 4 years NCB. I put my Dad and my Girlfriends dad on it aswel as my girlfriend (but she put it up by £50)

That was with Elephant, but Admiral and Bell was within £50 of every quote I did!

Who you with at the moment?

 

[money-mike]

Dosn't seem too bad afterall then. I just didnt want to buy it going only on that insurance quote, for it then to go sky high next year when i renew! Never put girlfriends on insurance lol! Ye elephant and admiral seemed the better two. Everyone else wanted £3000+. Im with admiral atm, they seem pretty decent.

Cheers lads

 

[money-mike]

I probably should've also mentioned that i've had a crash and 3 points in the last 5 years!!!

 

[Advikaz]

I'm 20 with 1 years NCB & my insurance "WILL" be around the 12-1300 mark when I get my cup Having spoken to Admiral last week. (Multi car policy) With lot's of cars on it!

 

[Nicky Thomas]

My quote from comparison websites was £1500 with 2 years ncb, driving for 2 years and 20 years old.

But could of gotten cheaper with Adiran Flux or another specialist company.

 

[RTSportdTi]

if you use comparison sites, comparethemarket always works out about 33% cheaper for me than other comparison sites
Moneysupermarket: elephant quoted £1300
comparethemarket: elephant quoted £950

using the exact same details in both sites

 

[Dan1587]

My quote from comparison websites was £1500 with 2 years ncb, driving for 2 years and 20 years old.

But could of gotten cheaper with Adiran Flux or another specialist company.

Flux quoted me £1300, compared to my Elephant quote of £745. Im sure they just pick numbers out the sky for insurance!

 

[Dan1587]

if you use comparison sites, comparethemarket always works out about 33% cheaper for me than other comparison sites
Moneysupermarket: elephant quoted £1300
comparethemarket: elephant quoted £950

using the exact same details in both sites

Oh god, cheers mate, you just saved me £50 I was just about to buy and and I thought, i'll just try that

Legend....

 

[RTSportdTi]

Oh god, cheers mate, you just saved me £50 I was just about to buy and and I thought, i'll just try that

Legend....

you can just forward it to my paypal

 

[SC03OTT]

Use comparison sites to build a list of insurers to try, then get your own quotes from them IMO. It's near enough always cheaper going direct and not via a third party.

 

[Martin_172]

wtf can no one get insured on 172s on this place? i pay £500 a year @ 21 fully comp on my ph1 and have had a 172 since 17

 

[Inodaz]

I probably should've also mentioned that i've had a crash and 3 points in the last 5 years!!!

That shouldnt matter as you only need to declare the crash for 3 years, and points last a year is it?

 

[Nicky Thomas]

That shouldnt matter as you only need to declare the crash for 3 years, and points last a year is it?

Crash is 5 years points is 3 years I think?

 

[SC03OTT]

I'm near certain Aviva wanted to know if I'd had a claim or convictions in the last 5 years. Might vary depending on insurer.

 

[Knuckles]

wtf can no one get insured on 172s on this place? i pay £500 a year @ 21 fully comp on my ph1 and have had a 172 since 17

Who are you with? Insurers don't seem to like young drivers in 2 litre clios :dapprove:

 

[Da]

Don't forget that Martin lives in Scottish land...

 

[Spudey]

if you use comparison sites, comparethemarket always works out about 33% cheaper for me than other comparison sites
Moneysupermarket: elephant quoted £1300
comparethemarket: elephant quoted £950

using the exact same details in both sites

I found this too but when I tried to follow up Admiral through comparethemarket they hadn't passed on details of claims and convictions, hence the cheaper quote. Confused.com quote was accurate though.