hiya i am looking to buy a y reg 172 phase 1 in the new year for the trip to germany with the club,, i got the money for thr car,, and need to know about insurance, im 18 and currently on my mums insurance, at the mo, what should i do and how much for the cost i live in a good area code
ClioSport.net
Register a free account today to become a member!
Once signed in, you'll be able to participate on this site by adding your own topics and posts, as well as connect with other members through your own private inbox!
-
When you purchase through links on our site, we may earn an affiliate commission. Read more here.
who should i insur with
- Thread starter ben_p
- Start date
hiya i am looking to buy a y reg 172 phase 1 in the new year for the trip to germany with the club,, i got the money for thr car,, and need to know about insurance, im 18 and currently on my mums insurance, at the mo, what should i do and how much for the cost i live in a good area code
ex Clio 172 owner :(
Try elephant and getting your own policy with your mother as a second driver (often slashes the quote).
Tbh though, its not gonna be cheap at 18 and with no no claims. Youre probably looking at £2k+.
Id stick with the 1.2 and build up some no claims. Its no good being on your mothers insurance forever or youll never have any no claims.
you should kiss your ass goodbye! LOL
try elephant.co.uk or tesco they are quite good but you might struggle to get someone to insure you at 18 on a 172
I got my 182 at 18. Im now 19 and pay 2.4k to be a nominated driver on my dads insurance. I think thats with Zenith (but done via Peoples Choice).
It really is a lot, but worth it I think
Thinking of getting a 100 quid banger to leave it in the driveway insured under my name so the no claims starts to trickle in...
ex Clio 172 owner :(
You have to do it like (most of) the rest of us.
Progression in level of performance of your cars and build up of no claims.
I had to drive my mams 1.2 until 22. So what. At least I had wheels. At least you have your own car.
Yeah tell me about it. I know exactly how you feel. Im in favour of introducing a "pay as you drive" insurance system, where you get charged based on your mileage.
Either that or make a law forcing people to pay out third party damage costs if it is their fault, and allowing them to have the option of NOT having insurance for the damage to their own car - a system which works in several other countries.
Insurance should be exactly what it means - not a burden!
ex Clio 172 owner :(
Yes but not only can you not get third party only for anything worth more than around 7k (at this age anyway), but Im saying this shouldnt be something you pay every year. It should be paid directly to the third party - which, to be honest, is what a lot of people do anyway to prevent their premiums from going up!
What kind of blackmail is that?? Were gonna force you to have insurance which you are afraid to use in case youll have to pay more just to keep your car on the road!
http://www.confused.comwww.confused.com is a good bet try them. Im insured through them £864 Fc on a 1.4 Rt and im 19! Good luck in your bid to insure the 172.
Dave
