whos 100% road legal

[*JimmyJ*]

What a good thread for insurance companies to check up on - if they could obtain your reg number as well.

 

[rctempire]

Insurance under ur parents is illegal?

Not illegal, UNLESS you are the main driver and keeper of the car, but told the insurance company your parents are that.
Being a named driver, but driving all the time and keeping the car, is illegal, unless declared.

Insurance companys really are tough on this now, and in most cases dont pay out now, because of idiots who are named drivers.

Get your own Policy. I did, cost me a lot of money, but i know im covered. Plus i get my OWN no claims, YOU dont, no matter what Dline say, as soon as you move company, they dont exist. Where if i move company, i keep my NCB.

 

[TheJesus]

Insurance under ur parents is illegal?

if you are an additional driver who uses the car solely yeah... think that's what was meant?

 

[Christopher]

Great thread for any police browsers btw.

HERO.

 

[TheJesus]

pmsl @ people moaning and then replying. Quality stuff

 

[clairemae]

about. 80%.

 

[Dcds4]

Ive got no tax or mot but i am insured, i might cancel that though as its a bit pointless... Ive got some random paltes on also so i can speed through cameras and not get done, its awesome!

 

[Williams025]

Great thread for any police browsers btw.

HERO.

Why would the police browsers give a toss about this thread, lol! Like they havnt got anything better to do than track down anonymous posters on a car forum who have a decat, or low thread depth!

 

[TheJesus]

Can people please put their registration numbers with their responses?

BUMP

 

[DebV6]

All legal

 

[Hazza]

Insurance under ur parents is illegal?

if you are an additional driver who uses the car solely yeah... think that's what was meant?

Insurance under ur parents is illegal?

Not illegal, UNLESS you are the main driver and keeper of the car, but told the insurance company your parents are that.
Being a named driver, but driving all the time and keeping the car, is illegal, unless declared.

Insurance companys really are tough on this now, and in most cases dont pay out now, because of idiots who are named drivers.

Get your own Policy. I did, cost me a lot of money, but i know im covered. Plus i get my OWN no claims, YOU dont, no matter what Dline say, as soon as you move company, they dont exist. Where if i move company, i keep my NCB.

But how are they to know that?

 

[TheJesus]

if you are an additional driver who uses the car solely yeah... think that's what was meant?

Insurance under ur parents is illegal?

Not illegal, UNLESS you are the main driver and keeper of the car, but told the insurance company your parents are that.
Being a named driver, but driving all the time and keeping the car, is illegal, unless declared.

Insurance companys really are tough on this now, and in most cases dont pay out now, because of idiots who are named drivers.

Get your own Policy. I did, cost me a lot of money, but i know im covered. Plus i get my OWN no claims, YOU dont, no matter what Dline say, as soon as you move company, they dont exist. Where if i move company, i keep my NCB.

But how are they to know that?

what do you think an insurance investigator does? lol

 

[Marky_]

Great thread for any police browsers btw.

HERO.

Why would the police browsers give a toss about this thread, lol! Like they havnt got anything better to do than track down anonymous posters on a car forum who have a decat, or low thread depth!

[conspiracy] Could be good for insurers looking to not pay out though [/conspiracy]

 

[Timmay]

^^ sit on his arse? lol

 

[Christopher]

Can people please put their registration numbers with their responses?

BUMP

PMSL.. aye

Full postal address too please.

Regards,

The Metropolitan Police

 

[® Andy]

My Vee just passed its first MOT a few hours ago. 24k mile service the week before that. No mods. Fully legal. It's even clean at the moment .

 

[Laura]

well as i drive past a police station everysingle day at leat 2 times if they were than botherd about my plates im sure they would have put a road block out by now lol

got to say i wasnt actually expecting people to list that they have bald tyres, no tax etc lol
a yes or no would have been fine

 

[bmh.01]

All legal here, its not worth not declaring mods etc imo.

 

[Andy_con]

im full legal.

my car is as from the factory

 

[rustybolt]

ill just warn you all, my friends Girlfriend works for Swinton, and part of her job is to frequent forums and car shows looking for cars with mods and taking the registrations to check against their database for what mods are declared.

And im not joking.

 

[Dash]

All 100% legal.

 

[MarkCup]

Pads and decat for me.

 

[marky-f1]

legal prob because im the 1 out of 100 thats learned the hard way.

 

[Christophe]

my front two tyres are really low on tread. apart from that im legal

 

[BMark]

Everything is 100%. Its not worth risking it. I couln't afford to buy another car if my insurance didn't pay up. Plus, why would i want to modify. It is perfect already .

 

[TheJesus]

ill just warn you all, my friends Girlfriend works for Swinton, and part of her job is to frequent forums and car shows looking for cars with mods and taking the registrations to check against their database for what mods are declared.

And im not joking.

quality, point her to this thread lol

 

[BioHzrd]

Im legal bar the 3/4

 

[lewisniven]

as far as the willy is concerned, 100% non legal.

not taxed, not insured.

and for the record, im not driving it, lol.

 

[Renault_Boy01]

100% legal

 

[Daniel]

Trade policy for me!

I can drive ANYTHING, with ANY mods

 

[cat171]

Insurance under ur parents is illegal?

Not illegal, UNLESS you are the main driver and keeper of the car, but told the insurance company your parents are that.
Being a named driver, but driving all the time and keeping the car, is illegal, unless declared.

Insurance companys really are tough on this now, and in most cases dont pay out now, because of idiots who are named drivers.

Get your own Policy. I did, cost me a lot of money, but i know im covered. Plus i get my OWN no claims, YOU dont, no matter what Dline say, as soon as you move company, they dont exist. Where if i move company, i keep my NCB.

But how are they to know that?

what do you think an insurance investigator does? lol

Lol, sounds like someones fronting to me

 

[r516vt]

Be careful what you say on here guys, insurance companies and the Police do monitor forums like this to try and catch people out.

 

[gazbenger]

Ive got french plates and had them on for 7months now, not been pulled once.

 

[rustybolt]

ill just warn you all, my friends Girlfriend works for Swinton, and part of her job is to frequent forums and car shows looking for cars with mods and taking the registrations to check against their database for what mods are declared.

And im not joking.

quality, point her to this thread lol

what and let her see my illegal plates, not a chance

 

[7MAT]

Yes but how many of you have upgraded your pads?

Most of the better ones are not road legal.

 

[gazbenger]

Yes but how many of you have upgraded your pads?

Most of the better ones are not road legal.

Is that true? Didnt know that...how come they arent road legal?

 

[rctempire]

But how are they to know that?

Nobody knows until an incident happens. An insurance asessor will be pretty much looking for anything dodgy. For example, i doubt your father will drive a lowered car, Amp and Sub in the boot, aftermarket HeadUnit, different alloys and specific tyres, as his daily drive. The type of policy is called "A Fronted Policy." All insurance companies employ claims investigators and also have Fraud Indicators when a claim is made, Voice recordings of the person who makes the claim to the telephone helpline.

This all effects you really.

ill just warn you all, my friends Girlfriend works for Swinton, and part of her job is to frequent forums and car shows looking for cars with mods and taking the registrations to check against their database for what mods are declared.

And im not joking.

He isnt joking, examples are that a car was crashed, claim was for 20G, the car was a BMW worth 10G. What turned out was the car was tracked, crashed and broke the barriers etc. He claimed for this and the company started digging for answers, found his car was pictured on the day and it was established he crashed on a track day. His insurance was promptly terminated and was taken to court over fraud allegations.

 

[Cookie]

All legal here \o

My taste in music is a bit sceptical, but that's about it

 

[stinkee]

was borderline last week with the tyres but 4 x exaltos later 100% for me

 

[Rich]

Bog standard and legal.