write off...........

[DaNiMaL]

Was travelling home tonight from dads it was raining, went round a bend too fast and lost control of the car, skidded everywhere and crashed into the silver barriers at the side of the motorway, im absoloutely gutted and pissed off, first car... insurance is 3200 what is it going to be now, my car is fucked, what car should i be looking at now? insurance wise should i go as a named driver? i dont know what to do

 

[Ben]

Ouch! I'm guessing you/your insurance will be billed the price for the barriers too? Least you're alright.

 

[Willliams]

Sorry to hear this bud... Guessing you're all ok? Anyone else involved?

If you dont need to claim on your insurance, they probably dont need to know. Were the Police involved?

 

[Martin_172]

dci65 time

 

[Alastair.]

Wouldnt bother claiming, what year is the car/mileage?

 

[DaNiMaL]

54 plate 1.2 16v 53k mileage no police involved, no one else involved but me, was a bit shook up at first but now its sinking in, loved that car!

 

[Martin_172]

ahh i thought u had a 172 for some reason, i wouldnt bother claiming thru insurance and just learn from ur mistake

 

[Willliams]

Get the car back and off the public highway. Is it still driveable?

I'd not be looking at claiming off the insurance for that.. for sure!

Save up some dolla, and get yourself another.. salve on your current car will be worth a few extra quid.

 

[DaNiMaL]

yeah only thing is i had to ring insurance to get the car recovered from the motorway :S, think its time to buy a new car and go as a named driver. (sigh)

edit all 4 wheels still rolling and driveable, pic going up asap.

 

[Martin_172]

ahh bad crack then! yeah dci65 time for you! lol

 

[Alastair.]

Get some pics and we can evaluate the situation.

 

[DaNiMaL]

blackberry cameras are shocking

 

[Alastair.]

mehh, get a bumper and a light unit, maybe boot lid? second hand bits, or hand yourself into insurance.

 

[DaNiMaL]

front is absoloutely fucked mate honestly

 

[sbridgey]

any airbags go off?

 

[Alastair.]

ahh, i though you just slid the arse into the barrier. If it was me at your age/first car, i would be avioding insurance, thats what i did when i wacked mothers car at 17, got all the parts off ebay for £300, body shop wanted 2.5k lol

 

[DaNiMaL]

yeah the front grille is all smashed, cba buying another sport grille, so much stuff grrrr im gutted, i might just buy a leon or a golf tdi and go on as a named driver

 

[Mr Burns]

Get some better pictures in the morning and take it from there. Bad luck dude.

 

[DaNiMaL]

yeah, no airbags went off , thought the car was going to flip.

 

[Fred@BTM]

no airbags? tis just a scratch then, fix it

 

[DaNiMaL]

its fucked mate, the front, ill get a pic tomorrow , sides all dented and the petrol cap is fucked

 

[aucky]

Could've been worse I guess.

 

[Alastair.]

Go for the rat look, might aswell.

 

[aucky]

Go for the rat look, might aswell.

LOL. Get to work on the other side of the car with a lump hammer

 

[Revels]

Being a name driver won't solve anything.

Buy the cheapest possible car you can find. Insure it on your own. Pay your own way.

At least you're okay. Could have been a lot worse.

 

[Will.]

claiming will come and bite you in the ass for a long time being a young driver. Money will be gushing out your account quicker than you can make a girl orgasm.

Fix it yourself.

 

[Revels]

But now you've already got the insurance involved. If you try and get rid of them, if that's even possible, they're going to charge you hundreds for that recovery.

 

[.Adam.]

All that water you skidded on was probably from your finger gushing antics.

 

[Marc.]

Was only a matter of time before gushing came into it, love it!

Last thing I'd do is start considering "Fronting" now. You've gotten insurance involved, if they're in the know about it, you'll just have to suck it up for a few years.

 

[yeecup]

and this is why insurance is so high for young drivers, wet roads, driving too fast round a bend, luckily u didnt take out any innocent drivers with your reckless driving, still at least your off the road now.

 

[Gally]

Lady in the car? Overflow?

Anyway unlucky mate, you'll live and learn. Just feel lucky you didn't hit anyone.

It will slow you down in the future believe me. Most people get their first accident out the way early in their driving career and slow down in the future. You'll be paying for it for a few years.

Take your payment from the insurance company and move on mate. It's a decent car it's still worth a few quid (maybe not to CS) but the settlement figure will be okay and give you money to replace it.

 

[Tunst]

Least you admitted it was ur fault..

Unlucky mate

 

[mace¬]

We had the full story yet?

 

[DaNiMaL]

takes the piss i miss my carrrr !

 

[mr.pink87]

takes the piss i miss my carrrr !

Sure it's piss rather than female love juice?

 

[clancy]

strip and sell bits, buy new car, done. dont tell insurance if you can get away with it

 

[ch!ppen]

Obviously can't turn back time but i wouldn't have phoned the insurance. I'd have been ringing some mates and getting it home myself.

Unlucky but you've learnt a lesson. Better luck with the next car

 

[Gally]

Surely you'd rather get a payout than a smaller premium next year and a fûcked car!

 

[Adam.]

Did she gush?

 

[Munson]

Unlucky. The roads around my way were treacherous yesterday. Very little grip. Everyone else was still bombing about as though it was a dry summer day. Amazing.

Almost time to fit winter tyres.