well ive been after a 182 wiv cup packs 4 a month or 2 now and 2days ago i find the car 4 mi everything i wanted on my clio so i go home look at insureance am 20 1ncb no speeding no crash i drive a work van 5-6 days out of the week but they still want 2000 would you guys just pay it and enjoy the car u want or start over ?