Megane R26
I went to my friend's house tonight, parked outside their house in the street. 5 minutes later I hear an almighty bang and a car alarm going off... it sounded like mine.
As I dashed to the window I saw a light blue Ka which has been reversed into my car from the driveway opposite. He then proceeded to speed off!!
So, I very calmly (somehow!) walked across the street and knocked on the door of the house. It turns out that it was a 19YO kid. I was told he wouldn't have sped off and would have stopped if he'd heard the impact... and alarm...
Anyway, his Mum went to get him and when he got back he was too scared to get out of his car at first, until his Dad got there. Luckily he admitted full responsibility and I have his details, and we are both with the same insurer.
How does the process work from here? Do I just call them tomorrow and inform them? Do I have to find my own bodyshop? Someone said I will have to pay my excess - I don't see why I should, is that right?
I wasn't angry at the time, the lad was obviously sorry and started crying, but driving home not being able to see out of my wing mirror didn't help, and now I'm seething.
Bad times.
As I dashed to the window I saw a light blue Ka which has been reversed into my car from the driveway opposite. He then proceeded to speed off!!
So, I very calmly (somehow!) walked across the street and knocked on the door of the house. It turns out that it was a 19YO kid. I was told he wouldn't have sped off and would have stopped if he'd heard the impact... and alarm...
Anyway, his Mum went to get him and when he got back he was too scared to get out of his car at first, until his Dad got there. Luckily he admitted full responsibility and I have his details, and we are both with the same insurer.
How does the process work from here? Do I just call them tomorrow and inform them? Do I have to find my own bodyshop? Someone said I will have to pay my excess - I don't see why I should, is that right?
I wasn't angry at the time, the lad was obviously sorry and started crying, but driving home not being able to see out of my wing mirror didn't help, and now I'm seething.
Bad times.