Buying cat c

[DomP182]

I'll start by saying I've used the search and read a fair bit on this but I just want to have my thoughts confirmed by a human being.
I've kind of agreed on the purchase of a fairly low mileage Monaco 172 which it turns out was a cat c in April last year for a smashed bumper. Now to me that seems plausible on a 15 year old car but I'm beginning to have second thoughts about the sale.

Whats the general consensus?

 

[imprezaworks]

How much is it?

 

[DomP182]

Probably not cheap enough, £1400

 

[imprezaworks]

Mmm nope unless it's done very low miles etc

And even then it's just hassle tbh. If it was minor why wasn't it a cat d? Or one of the new letters?

 

[DomP182]

Other than that though it's had the belts done last October, 87k and in pretty good condition. Drivers bolster and steering wheel are in good condition in fact the steering wheels very good. Mot's confirm the mileage etc.

Still I feel stupid as I've never made this mistake before

 

[STEVE.M]

I'll start by saying I've used the search and read a fair bit on this but I just want to have my thoughts confirmed by a human being.
I've kind of agreed on the purchase of a fairly low mileage Monaco 172 which it turns out was a cat c in April last year for a smashed bumper. Now to me that seems plausible on a 15 year old car but I'm beginning to have second thoughts about the sale.

Whats the general consensus?

Any pics of the damage before repair?

Front or rear bumper?

I would think the usual details of belts ,brakes, suspension & tyres more important if it was just a case of replacing a cracked bumper with a used one.

 

[Rojer]

Mmm nope unless it's done very low miles etc

And even then it's just hassle tbh. If it was minor why wasn't it a cat d? Or one of the new letters?

S/N are the new letters. For it to have been a C it would of had to been more than just a trashed bumper.

 

[imprezaworks]

Nah

 

[imprezaworks]

S/N are the new letters. For it to have been a C it would of had to been more than just a trashed bumper.

Thought as much

 

[DomP182]

The v5 simply states states 'the estimated value of repair exceeded the estimated market value' where as the hpi check I did says cat c dated 30.4.2017

 

[imprezaworks]

Imo it's not worth anywhere near that. Be a mistake

 

[DomP182]

No pic

Any pics of the damage before repair?

Front or rear bumper?

I would think the usual details of belts ,brakes, suspension & tyres more important if it was just a case of replacing a cracked bumper with a used one.

No photos sorry, somones been prepared to have had belts/dephaser etc. done with a receipt.

 

[DomP182]

Imo it's not worth anywhere near that. Be a mistake

Ah bugger, I'm so pi$$Ed off with myself. I've put a small deposit on it too, I will call the bloke I think and just say look if I'd have noticed the cat c or you had been honest and admitted it I wouldn't have gone ahead.

Lesson learned

 

[R3k1355]

£1400 for a written off 172?

Are you mental?

 

[imprezaworks]

Ah bugger, I'm so pi$$Ed off with myself. I've put a small deposit on it too, I will call the bloke I think and just say look if I'd have noticed the cat c or you had been honest and admitted it I wouldn't have gone ahead.

Lesson learned

Yeah get the deposit back and look again

 

[STEVE.M]

Thought as much

The potential hire car costs could have exceeded the cost of the repair.

Either way, £1400 is too much as this will always be an issue, unless it`s a car for life.

 

[imprezaworks]

I'm airing on the side of it not being the hire car costs

 

[STEVE.M]

erring?

 

[DomP182]

£1400 for a written off 172?

Are you mental?

I take it you read the whole thing? I've admitted I didn't realise it was a cat c as the seller didn't disclose it. My bad for not checking.

 

[STEVE.M]

£1400 for a written off 172?

Are you mental?

I`ve spent £2k on mine in the last 12 months and it`s still got marks & dings on every panel.

Drives very nicely though.

 

[DomP182]

He's offered it back or even reduction in sale price, what's it worth as a cat c?

 

[imprezaworks]

About half imo. But if you have that budget just buy a none cat one

 

[hipwell]

I don't think a standard Monaco would be worth 1400 let alone an accident repaired one unless it was absolutely mint and mega low miles.

I've been watching prices of 172s on ebay for ages as I was considering getting shut of my monaco but unless it's a cup or minter they seem to struggle to make a grand.

 

[jamesycc]

Offer half and see what happens.

Checked out what it'll do with your insurance premium being a cat c?

Probably make no difference but worth checking before you part with any cash.

For £1400 there's loads of clios about without cat c on them.

 

[STEVE.M]

He's offered it back or even reduction in sale price, what's it worth as a cat c?

£800 and put the £600 towards the grand it will need spending on it from the off.

 

[imprezaworks]

Yeah. The grand.

 

[DomP182]

Iv

Offer half and see what happens.

Checked out what it'll do with your insurance premium being a cat c?

Probably make no difference but worth checking before you part with any cash.

For £1400 there's loads of clios about without cat c on them.

Ive struggled to find one but I am looking for flame red or Monaco only, not interested in any other colour ph2 172.

I don't think a standard Monaco would be worth 1400 let alone an accident repaired one unless it was absolutely mint and mega low miles.

I've been watching prices of 172s on ebay for ages as I was considering getting shut of my monaco but unless it's a cup or minter they seem to struggle to make a grand.

I may be interested in you Monaco 172 then if you did.

 

[DomP182]

Thanks for all the help, he's agreed to refund my deposit so here's hoping he does without me having to get angry. I've kept it very civil as although he didn't tell me about the cat c I also was foolish enough to not research it till now.

The search continues...

 

[imprezaworks]

A dealer?

 

[R3k1355]

If it's written on the V5 (the new categories are I believe) it's pretty naughty thats it's not been disclosed.

Not like it's a parking ding they forgot to mention

 

[DomP182]

If it's written on the V5 (the new categories are I believe) it's pretty naughty thats it's not been disclosed.

Not like it's a parking ding they forgot to mention

Yes exactly, I'm at fault for not checking but not stating it is a bit...well you know.

Anyway I've asked for my deposit back and he's been good about it.

 

[DAN@ADRIAN FLUX]

Hi,
If any one needs any help with insurance at all for a written off vehicle then please feel free to drop me a line. The majority of our insurance schemes have no issues with previously written off vehicles.
Regards,
Dan.

 

[DomP182]

Well that's panned out well, deposit back in my account.

There seems to be some pretty high mileage rough cars about at phenomenally high prices.

 

[R3k1355]

Probably best to avoid ones being sold by dealers, find one on here thats got a decent history.

 

[DomP182]

Yeah I'm only going to buy privately, using a dealer for such an old car makes no sense.

There is one on Monaco owners group on FB but it has had the drivers door replaced due to a side impact that looks to me like it has crimped the sill just above the side skirt so that's another one to avoid

 

[Al_G]

I once owned an old 206 banger which I bought off a mate. It ended up getting rear ended and subsequently written off. My insurance company valued it surprisingly low, when asked why they told me it had been written off twice previously lol.

 

[MonkeyKnifeFight]

I once owned an old 206 banger which I bought off a mate. It ended up getting rear ended and subsequently written off. My insurance company valued it surprisingly low, when asked why they told me it had been written off twice previously lol.

Double D's thats hot ?

 

[Al_G]

Thing is most bangers can be written off by just a keyed roof or bust bonnet.

 

[J9owy]

I work in crash repair, an what some things get written off for is silly because it was to costly for paint or a new bumper we have even put 2nd hand parts agreed between customer and insurance to get it back.. But yeah it also might be stolen recoverd and the lock set killed it and someone just got a 2nd hand from a breaker, you never really know unless you know what to look for or in the trade.

But cat c is normally structural anyway, could be a new quarter panel, rear panel, boot floor, or front chassis leg bent or end plates or inner wing flitch. ?‍♂️

 

[DomP182]

Yeah I did consider that it could easily be written off by something as small as a rear bumper but as has also been said cat c surely means something more serious.

Either way he lied to me and on that principle I asked for my money back.