Insurance companies = complete joke...

[Kneel]

I was ringin around insurance companies today to see if I could get a new policy so I could start building some no claims again. I rang Bell as they have always returned great quote and asked about my car and they couldn't insure it because its modified. I asked them for quotes on a 106 GTi and a Saxo VTR and they both come up at around £1100 TPFT. I ring a few other companies to insure my 1.2 16v clio with a couple of mods and the best quote that came back was £2700 TPFT!!! How the f*ck do they work this stuff out???

 

[Patrick1964]

Modified = high risk = huge premiums.

 

[Paddy_g46]

i thought bell did accept mods!

edit: just remembered my last car was modded and declared with them! lol

 

[Kneel]

I told Bell about the mods on my car, which are lowered suspension, alloys, sideskirts and exhaust and they couldn't insure me because of the mods done. I think Ill leave it until Im 21 in summer then go for a starlet GT Turbo.

 

[Andy1.2]

I had a huge problem with insurance because im just 17 and im on my 1st car, no NCB or whatever, and i got a quote of £1600 with direct line, then was about to go through with it but because its got different wheels on it, its classed as modified so they wouldnt insure me!so i had to fork out another £400 for the next cheapest one. Meh i hate insurance companies, theivin gets the lot of them!

 

[Kneel]

hahaha, toyota starlet GT Turbo import - £1400, Jag X-Type V6 £1500, clio 1.2 with some cosmetics - £2700 I think it might be time to upgrade....

 

[Mwindow]

I tried to get a quote on a Clio V6 with Directline tonight, but they wouldn't rouch me because I'm under 25.

Anyone know who be able to help me out?

 

[Loki]

ive got 2 accidents and a driving conviction im 1 years ncb in 21 and it gona cost me 800 for my next years insurance i was very impressed that is with direct line

 

[S22 JGS]

how old are you?
Im guessing not over 21?

and also the manchester thing wont help! more car crime there than rest of england aint there?

so thats why

 

[Neil G]

how old are you?
Im guessing not over 21?

and also the manchester thing wont help! more car crime there than rest of england aint there?

so thats why

Location very important to insurance prices

 

[Kneel]

Yep im 20, my friend lives in greenmount which is a posh part of Bury and his postcode drops about £500 from my insurance quotes...

 

[lenny85]

just got quote today on clio182 3yrs NCD and i'm 21 - £726 seems pretty good to me thats with admiral or elephant