Insurance gets stranger?!

[Pep]

So I'm running a few quotes for insurance and it still doesn't add up!

At 25 with no NCB the Focus RS is only £140 more expensive than if I have 7NCB.
And a 1.8T A4 estate worth £3k is more to insure than a £20k focus RS. All other details are the same.

 

[DannyR]

I can insure an RS5 at a similar price to a 172! It's all a massive add up of hundreds of variations.

 

[172Ben]

It's to do with it being a new ish car.

Parts are easy to get, not a lot crashed etc, that's what I was told anyway. I can insure a £40k GTR for £200 more than my dc5!

 

[McGherkin]

It's to do with it being a new ish car.

Parts are easy to get, not a lot crashed etc, that's what I was told anyway. I can insure a £40k GTR for £200 more than my dc5!

I hear lungs are fetching a good price at the moment.

 

[Pep]

It's to do with it being a new ish car.

Parts are easy to get, not a lot crashed etc, that's what I was told anyway. I can insure a £40k GTR for £200 more than my dc5!

But from the same accident scenario they write off and give me £3k for an Audi, or have £11k's worth of damage to pay for with the Focus. Plus the Focus is much more likely to be stolen! Just doesn't add up. Unless A4 estates are being crashed left right and centre I suppose.

 

[CrippsCorner]

Yep I had a thread about how stupid NCB is... I didn't protect mine and lost it. Insurance increased £28 which is less than it cost to protect them.

 

[172Ben]

I hear lungs are fetching a good price at the moment.

Haha! Trust me, I fully intend on owning one at some point!

I can survive on one kidney iirc

 

[Nigel]

I had the same, went from a Mini Cooper s to an A4 avant. Car cost 1/4 of the price yet insurance went up £200.