is it worth paying so much insurance for a 172?

[steven.m]

been looking into getting a 172 when/if i get a new job (interview on thursday) so been scounting around insurance companies to see whats what. elephant.co.uk have qouted me £2690.05 for a standard Mk2 Ph2 172 with an IAM certificate, 1 years ncb and one write-off claim from last year. is there anywhere else cheaper? and is it really worth paying so much to have a 172?

 

[Evandim*]

i wouldnt pay that much on insurance.. correction i couldnt pay that much on insurance!!! i would get a cheaper car build up my ncd and then get the car..

good luck with the job interview hope it pays well for you too

 

[edde]

Personally its one of the reason I've not got a 172/182 costs are very high particulaly if like me you do a load of miles.

Paying over £1k for insurance seems a waste IMO its £3 a day for what insurance nothing else there are other things to spend your money on.

 

[steven.m]

thanks dude.

i'm just waiting to get a qoute from adrian flux, as they've always been the cheapest for me. still expecting over 2k though

 

[Foxy_Clio-Patra182]

been looking into getting a 172 when/if i get a new job (interview on thursday) so been scounting around insurance companies to see whats what. elephant.co.uk have qouted me £2690.05 for a standard Mk2 Ph2 172 with an IAM certificate, 1 years ncb and one write-off claim from last year. is there anywhere else cheaper? and is it really worth paying so much to have a 172?

admiral.com or adrian flux can b competitive ! im only 580 with admiral

deex

 

[Jay]

Try Greenlight, that's if your 21 years old or older?

I wouldn't pay 2.7k for insurance on a 172.

 

[steven.m]

well i'm only 20, still paying 900 for a 1.2!! admiral i've found to be more expensive than elephant

 

[Foxy_Clio-Patra182]

well i'm only 20, still paying 900 for a 1.2!! admiral i've found to be more expensive than elephant

wait till ur 21 n see wat urs insurance is like for a 172 :star:

 

[steven.m]

wait till ur 21 n see wat urs insurance is like for a 172 :star:

gah, thats a whole 10 months away lol

 

[edde]

Age doesn't seem to make a huge differene it does depend on other factors all this about huge drops at 20/21/22 etc I've yet to see.

 

[Foxy_Clio-Patra182]

personally i noticed about a 30% drop when I turned 21.....:rasp:

good luck getting insured mate

 

[rory182]

double post see below

 

[rory182]

Steven no way is it worth it!!! get a 205gti for £1500 and insure TP F & T then sell it for same as u paid for it or more and get a mk1 172 when you hit 21 or 22 when its more reasonable.

I've never paid more than £800 for insurance.

 

[knobby]

I have a 2001 172 Clio.. i'm 24 and my insurance is £475 fully comp.. i would shop around if i was you..

 

[Jay]

When I had my 182 (from new), I was 21, 1 year ncb paying £1400 FC.

A year later 22, 2 years ncb £997 FC. Cheapest I could find.

 

[brisa4984]

yeah greenlight seem to be decent! but i wouldnt pay more than a grand..

 

[GazCB]

It all comes down to how much you want it? I personally could not bring myself to paying that much on insurance. But then you're not me.

 

[sh33n]

I paid £1400 for the first year on my Cup, but I just wanted it so much that I had to have it no matter what.

Since then I have told myself that anything over 1k on insurance is not allowed, as it's just money completely wasted, you never see it back again!

 

[Englebert]

Get a 106 Rallye or something similar to that. I paid 3k to insure my 1.216v when i was 17! I've never not paid under a grand and it's starting to annoy me...

 

[Jim NM]

I am a newbee and just got a 172 at the weekend, I insured it through MoreTh>N and it costs me £305 fully comp including breakdown and recovery. It's a bargain init !!!

The Renault 5 GTT on a J plate cost me £286 TTP That was Highway insurance via Performance Direct

 

[mk2_172_silver]

I have just paid £702 for my 172, im 23, have 4 years ncb, this was thru admirals multi car quote, the other car is a 106 quiksilver for our lass and that is 340 for the year. i think that this is really good.

my renewal from admiral was for 790 which i phoned them and they got it down to 760, so it was cheaper to get the multi car quote. means the bill will be due the same time aswell.

 

[Ali]

Oouch i'm 20 and pay 1100! with an sp30 on ma head.

 

[steven.m]

^^ i have a write off next to my name!

i'm a happy chappy now, got an email fromadrian flux quoting me only £1600 FC. big difference from £2600

 

[Paul C]

no way i would pay over a grand for insurance on anything now. 1600 is a good price compaired to what you have been quoted! get one mate! you will not regret it!

 

[my_cougar49]

simple answer is no. Get a lower priced car ride it for a few years for the ncb and then have your dream car unless you have loads of money and then I say why the hell not! LOL

 

[Graham22b]

If you haven't modded your motor try directline.

They quoted me £560 fully comp with legal protection £540 without. That was with 10% discount online thought for having someone else on a directline policy.

I'm only 21 but have 3 years no claims.

Good luck anyway mate and I'd try using internet sites as you get the occasional one that will have a glitch and offer a much lower price than they would over the phone.

 

[rob1226]

i have a cliosport 182 just paid again mine was £564 fully comp couldnt find it any cheaper has anyone else had any problems with there 182

 

[Neil@greenlight]

wait till ur 21 n see wat urs insurance is like for a 172 :star:

If you were 21 with 1 years NCB and a prior claim I should be able to get it for you around £1150-£1200

Best Regards
Neil
Greenlight

 

[Timmay]

^^how about for me - i will be 21 and have 2 years NCB (1 year for Pass Plus)

 

[Neil@greenlight]

^^how about for me - i will be 21 and have 2 years NCB (1 year for Pass Plus)

I'd need to take full info but on a 172 you would be looking between 950-1050

Best Regards
Neil

 

[Timmay]

cool - thats better than my 1.6 dynamique at the moment!