Looks like my bean got written off this aft :(

[v15ben]

Such a shame this as it's a lovely example.
Hope you get it back on the road.

 

[Usr117063]

If it hasnt changed any alignment wheels/exhaust etc, then Id just sort of the cosmetics and leave it at that

 

[R3k1355]

Hope I can steal a part of this thread.
Tuesday 2 weeks ago i had a van drive into my clio's arse. So first of all I'd like your opinion on who will be to take the blame.
It was during my commute to work on a country lane with heavy trafic as it's one of the main roads from A3 to Brooklands & Woking. I had plenty of space ahead of me and there was a lorry pulling out of a T junction onto my lane from the left. I slowed down to give it space. On the oposite lane i noticed a large queue of cars with the first one wanting to come across the road to go into where the lorry just came from (File 1) as the traffic was heavy and the queue behind the car already long rather than accelerate and follow the lorry now ahead of me i came to a stop folowed by a sound of horn and a moderately big shunt from behind. (The outcome is in the other files)
I have exchanged details with the guy, seemed nice enough fella. Told him im going to assess the damage before we decode what to do. If its just the bumper i would be ok with going outside the insurance and him paying for a 2nd hand one or respray. Otherwise we would have to figure it out. Unfortunately today when i found time to check whats underneath the bumper and the rear structure is bent so it will have to go the other way.

Question 1. According to law am i partly to blame because i stopped to allow oncoming car to leave that junction?

Question 2. What's the best way to make a claim without going through my insurance? Wouldn't want my no claim discount go or premoums to go up.

Cheers!

Question 1: Are you f**k partly to blame! A lorry was pulling out of a T-junction of course you're going to slow/stop to allow them to maneuver safely, it's not like you're just going to go flying into the back of it.

Question 2: Don't even bother, go through insurance it's 100% the other drivers fault, make sure you get a good value for your car and move on. Don't prat about, it'll only go badly and leave you out of pocket.

 

[realnumber 1]

Has it moved the exhaust hangers underneath too?

It's difficult to tell if the exhaust has been pushed/bent in a bit or the hangers aren't right but it's no longer attached to the hangers.

 

[JamesBryan]

It's difficult to tell if the exhaust has been pushed/bent in a bit or the hangers aren't right but it's no longer attached to the hangers.

Done a bit more than i thought then ?

 

[Martin_172]

I would be fixing that, my bird would bend the boot floor more than that with how hard she closed the boot. Usually you see them rippled right the way up

 

[Sir_Dave]

Get payout.
Buy car back.
Reverse up to tree.
Tie rope around tree.
Tie other end around clio.
Drive forwards slowly.
Remove rope.
Clio = fixed ?

Id certainly be fixing that, especially if its your pride & joy!!

 

[Louis]

Tie it to my clio if you want and I'll drive the other way.

 

[-Rob]

Get payout.
Buy car back.
Reverse up to tree.
Tie rope around tree.
Tie other end around clio.
Drive forwards slowly.
Remove rope.
Clio = fixed ?

Id certainly be fixing that, especially if its your pride & joy!!

I'd actually consider this option, sounds daft but could straighten the boot with this idea.

100% fix this, or I'll buy it!

 

[mitch1503]

My offer of buying still stands if you decide not to fix it.. be perfect for me to use as a track car

 

[Rystar]

Get payout.
Buy car back.
Reverse up to tree.
Tie rope around tree.
Tie other end around clio.
Drive forwards slowly.
Remove rope.
Clio = fixed ?

Id certainly be fixing that, especially if its your pride & joy!!

I've been involved doing similar to a metro that had a front end-er. Ratchet strap round tree, round headlight hole in slam panel, reverse. Worked a treat

 

[bill]

streched clio limo springs to mind[emoji23]

Sent from my SM-G920F using Tapatalk

 

[Darren S]

If the car is getting rear end work done (and potentially paid out for?) - how's your petrol filler cap area?

Is that rust and bubble free at the minute?

 

[Turbo steve]

Who are insured with

 

[realnumber 1]

If the car is getting rear end work done (and potentially paid out for?) - how's your petrol filler cap area?

Is that rust and bubble free at the minute?

It's rust free but might have the odd tiny bubble starting to show. Would need to double check later.

Who are insured with

With Adrian Flux

 

[Martin.]

easily repairable. I had mine done for under a grand. Bloke cut the entire rear end off mine and its sweet now.

 

[Karen]

So anyway back on topic...

I know you'll all say pics are needed here which I wish I'd got before now but with the shock, adrenaline, fucked offness and headache I didn't think to. I'll get some in the morning!
But if I say I want to keep hold of the car how easy is it likely to be to get it to a point where I can lock the boot? Anyone else been in the same predicament? lol

I got my 04 plate 182 back on the road just around 18 months ago, 2k ish of damage, boot floor crumpled, rear seats wouldn't lock into place, new bumper, light and new exhaust, managed to ask around both at independent Renault place and various insurance approved repairers and more than one was willing to do a deal. Insurance were pushing for write off but as I had the car from new I wanted to keep it - just scraped through given cost of repairs and value from insurance with an approved repairer as they have such low rates, to get it in just under the upper cost limit.

 

[ixell]

You have the choice to keep the car and you tell your insurance that the car is very special to you and you do not what the car to be written off. Find a independent Body Shop and get a few very cheap estimates and use secondhand replacement parts. Ask you insurance what’s the maximum amount they will pay for the repair cost and take the money, but you need to discuss this with your insurance engineer and not the claims department.
I know because I have a hit and run in last year and yes I did catch up with the plum lol

 

[Krarl]

Well this was an interesting read[emoji23]

I hope you kept the car and fixed it, always a shame to scrap a car for the most trivial of bumps

Sent from my SM-G965F using Tapatalk

 

[realnumber 1]

So the car has been classed as a Cat S write off today .
I'll be buying the car back but I'm unsure on what to do after that.

I could get it it back on the road myself and keep running it. The only issue is that it'll be forever be a Cat S now and I'm not sure I want to be chucking loads of money on it in the future. Such as the belts, sorting out the usual rust bubble on the drivers side of the bonnet etc and general upkeep.

I'm just not sure I'll have the passion for it now knowing it's a cat S. I had a few on here interested in having it to use as a track car which it'd be great for still once touched up. Then get my self another good example and carry on as I was...

Decisions, decisions...

 

[imprezaworks]

I'd be the same. Some it wouldn't bother which I'd fine, but kinda of takes the shine off.

Id say move on

 

[realnumber 1]

I'd be the same. Some it wouldn't bother which I'd fine, but kinda of takes the shine off.

Id say move on

Yeah it does take the shine off. I'm leaning towards letting it go and moving on with another at the moment but tomorrows another day and I might change my mind again lol.

If anyone has a good example for sale then feel free to try and sway my decision.

 

[imprezaworks]

Are you staying Clio.

 

[realnumber 1]

Are you staying Clio.

Well I'm in the same boat as you now ??.
I'll have probably up to 5k, 5.5 at a push. Could go FN2, R26 etc or just find another nice 182 which I'm leaning towards at the moment because well I know what I'm looking for in them so it's not too difficult. Plus they're probs the cheapest to run...

I might have to buy a s**t box to roll in while I find one too just like you. Hmm maybe I should start doing a few what car threads haha?.

 

[imprezaworks]

Ha ha.

 

[Ol’ Tarby]

Well I'm in the same boat as you now ??.
I'll have probably up to 5k, 5.5 at a push. Could go FN2, R26 etc or just find another nice 182 which I'm leaning towards at the moment because well I know what I'm looking for in them so it's not too difficult. Plus they're probs the cheapest to run...

I might have to buy a s**t box to roll in while I find one too just like you. Hmm maybe I should start doing a few what car threads haha?.

Mazda 3 MPS

 

[Cookson]

Wouldn't take the shine off it for me. You'll pocket a few £ and still have the same car once it's been repaired. The only time you should worry about the category is when you're selling it, so just run it into the ground.

 

[Sir_Dave]

Wouldn't take the shine off it for me. You'll pocket a few £ and still have the same car once it's been repaired. The only time you should worry about the category is when you're selling it, so just run it into the ground.

I must admit, i would tend to agree.

If the car was 3 years old and had that little damage, it would have been fixed, not categorised & the previous owners would never know.

Now its old and worth 50p, naturally its been written off, but it doesnt change the amount of damage that has has happened, just the stigma attached to it.

I'd take it as an opportunity to get some money back in my pocket!

 

[JamesBryan]

I'd buy it back and run it forever and then when you do sell it, it can be sold as a track car.

 

[dann2707]

Same happened to my daily.

£700 payout and bought it back for £42, still driving to this day. Infact if anything the crash made it look a bit better as its ugly as hell from the factory ?

 

[donnylad]

my cousin has an r26 and I much prefer the clio, miles better imo!

If it was me I would buy back cheap as piss and repair, then use it. Its ok saying you wouldn't want to chuck loads of money at it via servicing and running costs but that's all they are, they don't tend to increase the value of the car loads anyway.

Other option as you say is sell and buy another, although it could take time and the longer it takes you might end up wanting something else.

Main thing is main your own mind up and don't be influenced by others, you have to pay for it, drive it etc.

good luck replacing it!

 

[R3k1355]

Buy it back, run it till the belts need doing then either strip it or sell it as a track car (needs belts)

That way you'll get every last ounce of valve out of the thing before flogging it on.

 

[Iain C]

Id fix it up too. My Clio is cat fukd after all the panels it had done over the last 16 year's. I wouldn't worry.

 

[realnumber 1]

My mind keeps changing daily on this. So annoying whats happened!

Today after reading some of the above posts I'm thinking now to get it repaired and run it though I'm not sure I'll bother with the belts Jan. Then if a mint car pops up over the next 12 months I can snap it up and then sell this/strip the good bits off.
I'd only have to buy a cheap run around anyway until something comes up so the cost of fixing is probably going to be similar.

Thanks all for the words of wisdom . That's not to say my mind won't change tomorrow though lol.

 

[brisa4984]

keep it if you intend to use it as a track car

otherwise its worthless.

 

[Louis]

I'll buy it as per pm

 

[realnumber 1]

keep it if you intend to use it as a track car

otherwise its worthless.

I won't be using it for track I don't think. But at least I won't have to worry as much about where/what I park it next to and I'll be able to just chuck my mountain bike in it etc without having to care so much...

 

[Clio_fool]

Having a marker on it wouldn't put me off. At least you know exactly what damage it suffered and how it was repaired. Take good pics of it and it may stil fetch a decent price if kept in good condition in the future.

 

[realnumber 1]

Picked the car up today with a fresh mot.
It'll do for now until I find another that I like.

 

[Clio_fool]

Did you have it straightened out?