J
jonnytheboy
I,lll keep you all posted, Just checked it again its come back as a cat c loss in 19-12-2007. Vic pass on 03-06-2008. He still thinks he'll get 3.5k-4k for it!!!!!!!!
Well did the "mate" own the car at the time of the accident?
2. If it doesnt have this on the V5, its either not a Cat C, or not been VIC checked, which is bad.
I think a C shows up doesn't it? As it needs to be Vic checked? Surely if the Doovla are going to do a vic check they will make a note on the V5??
Sell it Private--bout 2.5-3k
He will get 0% cash payout on a claim IIRC- as the cars already had the value out on it-
S
Lol at the bump and posts
Wasn't that as such, was the guy up there^ telling someone they are wrong when it was posted 4 years ago I was laughing at.Why? Someone's thinking of buying this exact car, it's a totally relevant bump/post.
Thats Wrong
With a CAT C you will probably get 80% of the full value. It could have been CAT C'd because the repair was £1 over a threshold. However the price should have reflected that in the first instance.
Does anyone on here have any more information about the BG182FF (YA04 AVY)? This clio has had 6 previous owners and at least one or two must have been members on here...
CAT C................ Structual/Chassis damage!
Thats Wrong
With a CAT C you will probably get 80% of the full value. It could have been CAT C'd because the repair was £1 over a threshold. However the price should have reflected that in the first instance.
More f**king nonsense written on this forum in regards to categorised cars and vehicle damage.
Did you get that off Wikipeidia? The reason this kind of false statement is such a problem is because the people buying cars will read this and instantly dismiss any cat C car no matter how genuine.
Categories C/D are based on cost. There are many variables but the only way to get to either Category is through cost.
You don't Cat C a car because a roof is kinked or the chassis is bent. Why would you!
My rallye was a cat C. Bent chassis arm, inner wing, outer wing, bumper bonnet and suspension arm after a front end years before I bought it. A quick call to my insurance company and they put my mind at ease with an email regarding layout and recognition of the car being a cat c. It wouldn't effect my payout in the result of an accident as it's logged on the v5c, repaired to a roadworthy standard, has VIC cert in its paperwork and was MOTd and taxed.
@Swarve , if you are interested in this Clio, call your insurance company and talk it through with them. There is nothing to worry about with a Cat listed car if your insurance company are happy to pay the valuation in the event of a non fault accident. As long as the car is priced right for it being listed you can save money on the initial purchase and enjoy it knowing your insured properly and you will get your money back if the worse happens.
If it was just 'outer wing, bumper bonnet and suspension arm' it would of been Cat D.........Chassis arm and inner wing are structral are they not?!
Your point may also be correct or at least a contributing factor as structual damage = higher repair bill! However you dont need a VIC check just because of light cosmetic damage.....its there for a good reason!
Cat C isn't so bad.
Parts no longer available on a 12 year old car,combined with recovery,storage,estimate and hire car charges means a scratched bumper becomes a write off.
A Vic check has nothing to do with repairs to a car. Nothing!!! So much nonsense!
Cat C/D is cost relative. The chassis damage is only relating to cost. You should some of the cars that get chassis legs, full ones. Roofs, inner wings, boot floors.
Surely it's common sense?
I'm not sure why you thought it was aimed at you.
Hire charges and recovery cannot be taken into account with repair costs unless under "exceptional circumstances". If that was the case we wouldn't fix anything.
The engineer and assessor are the only 2 people who decide to total loss a car, neither mention recovery or hire, the engineer at the insurance side will have zero indication of outside costs at that stage.
As I said only under exceptional circumstances.
Do you work as an engineer or a claims handler?
Now we're talking about accident management companies. They are not insurance companies nor engineers.