Statistics show us that people aged 18-21 are more likely to have accidents between 11pm-6am- with a greater risk of serious injury or fatality. At the same time, fewer accidents happen during the day between the hours of 6am-11pm. Until now, no distinction has been made between these times and as a result, car insurance premiums have remained high for all young drivers between 18-21 years.
By using the latest GPS (Global Positioning Satellite) technology Norwich Union has developed a smart box that will fit discreetly into your car to record the number of miles you drive and when.
By recording how many miles you do and what time of day you drive, Norwich Union have developed an insurance premium based on you alone. You'll benefit from off-peak rates, with the cost of driving between 6am-11pm much cheaper than driving between 11pm-6am.
There will even be a monthly bill so you'll be able to control just how much you spend and you will also benefit from every month 100 off-peak miles being free.