Quick question Re. insurance

[sargey]

Just about to re-new with Admiral.

Do I have to inform them that I now have a child?

 

[Turkish]

I can't see why you'd have to unless you are planning on letting it drive.

 

[Griff]

Unless they now supply potty training insurance I can't see why it would be any of their business.

 

[sargey]

I just remember a quote web site asking "Do you have any children"

Mebbies I was mistaken.

 

[Turkish]

I think sometimes they will take it into consideration when quoting you as there is a misconception that a parent/home owner/married person is less of a risk than a SLWP. Other than that I can't see why they would ask or need to know.

 

[Jaff]

never know tell them and see if it brings down your policy. or actually it may put it up.
i think it could be because if your married of have kids then your more likely to be carrying a passenger in the car, and people dont generally take as many risks when they have a passenger on board especially kids.