Repairable? or Write off?

[hussainraza]

Hi, I just wanted to find out if this will be repairable or not?
I had to swerve to miss another car, the other car drove off....

I just wanted your opinions really? is it repairable, which cat it's likely to be and the value of the damage.

thanks

 

[Christopher]

Fairly certain that's a write-off.

Depends on damage underneath really.

 

[hussainraza]

Serious mate??

 

[hussainraza]

I was speaking with my insurers, they was saying because it's fairly new (2006) that it could be repairable

 

[Gally]

Any air bags go off mate?

Doesn't look too bad.

Deer? Oil?

 

[Christopher]

Yep. That car's worth ~£2.5k

There's got to be more than 50% of the cost in parts there.

 

[hussainraza]

Airbags didn't go off, but there was a lot of stuff leaking from the front

 

[Budgie]

I'd say it's going on the pile.

Stuff leaking will be water from the rad..

 

[SteveS Cup]

What do you value it at?

It sounds like the exact same accident as mine. My Cup was written off. I lost my NCB and had to fork out for my excess. Bad times. I swerved to miss a van, head on with a BMW.

 

[hussainraza]

yeah from the pictures you can see something leaking onto the pavement

 

[hussainraza]

Valued at 3.5k

 

[-Leigh-]

Could be repairable. Missus did similar damage when a car clipped her doing 80mph, but hers was 2003, and was written off.

 

[Gally]

Non aircon model with 46,000 miles is worth £3850.

Does yours have air con? What's the miles?

 

[hussainraza]

Because I hit a lamppost will my insurance rise ? only been insured 10 days xD

 

[hussainraza]

It got aircon, only done 23500

 

[avit]

right off defo sorry glad ur ok thow

 

[Gally]

It's worth in top condition £4185, AC and 24,000 miles.

That is what the insurance will use to value your car.

If the repair cost exceed £2720 ish then they will deal with it on a total loss basis.

 

[hussainraza]

Thanks mate

 

[Gally]

Lets hope they know about the alloys.

I can only tell so much from the pictures mate but it could repair.

 

[hussainraza]

Gally, you reckon the cost to repair it will exceed £2720?

 

[Gally]

Can't say for sure mate, every garage is different.

Labour rates can differ a lot. I think it'll creep above the £2720.

 

[hussainraza]

mmm, plus I didn't declare the alloys? I thought that if they were same size as the standard ones it was olrite because they're 15's

 

[Cookson]

I bet its a Cat D

Could have that repaired for £1000

 

[Craigus]

mmm, plus I didn't declare the alloys? I thought that if they were same size as the standard ones it was olrite because they're 15's

Who told you that?

 

[Christopher]

mmm, plus I didn't declare the alloys? I thought that if they were same size as the standard ones it was olrite because they're 15's

LOL.

Good luck with that.

 

[EllD90]

Depends how much damage you've done underneath. Did you ram it up that curb, damaging steering/suspension components?

If you want it repaired, find a local bodyshop with low labour rates.

 

[Christopher]

Doesn't matter. It's void anyway.

 

[-Leigh-]

mmm, plus I didn't declare the alloys? I thought that if they were same size as the standard ones it was olrite because they're 15's

Insurance = Null and Void.

Get it home and change the wheels back.

 

[Craigus]

May want to check your insurance, I have had policies where they didn't care about alloys. Swift cover I think.

 

[Budgie]

As Leigh said.

Also, PMSL.

You plank.

 

[hussainraza]

Yeah it rammed up the curb, the steering seems alrite but the car didn't start up

 

[Craigus]

More importantly, check your insurance small print. NOW.

 

[-Leigh-]

Yeah it rammed up the curb, the steering seems alrite but the car didn't start up

It would have tripped the fuel cut off. Just press the button.

 

[hussainraza]

kk, lemme just look through it

 

[MADNESS88]

get a renault centre cap on those alloys lol

 

[hussainraza]

went over the kurb at about 15/10mph. i slammed my brakes hard. I'm going to find out tomorrow on the verdict.

As for the alloys, i didnt even know they were modifications. This is how i bought it. I thought they were standard like that.

 

[nth]

and

 

[Budgie]

went over the kurb at about 15/10mph. i slammed my brakes hard. I'm going to find out tomorrow on the verdict.

As for the alloys, i didnt even know they were modifications. This is how i bought it. I thought they were standard like that.

Sure you did.

 

[nth]

went over the kurb at about 15/10mph. i slammed my brakes hard. I'm going to find out tomorrow on the verdict.

As for the alloys, i didnt even know they were modifications. This is how i bought it. I thought they were standard like that.

Upon taking out the policy, you would have been asked if the car had any modifications, you've obviously said no, assuming this becomes an issue and you say you didnt know, i doubt they'd waive this.

 

[not normal dan]

i've seen much worse repaired but as said depends on labour rates too