RS200 Factory Cup Insurance

[Marcus_RS200]

Hi everyone, I'm soon to be the proud owner of an '11 reg RS200 Factory Cup. Apologies if I've missed a recent thread but I couldn't find any recent discussions re. best insurers! I was just wondering if anyone had any recommendations? The car has a K&N air filter installed along with lowering springs to 30mm. Unfortunately this is the first car I've bought in 15 years so I have no NCB. Also have an SP30 on my licence (34 in a 30 ). Spoke with Adrian Flux this morning and they quoted £1400... which is A LOT higher than I was expecting. Found Keith Michaels online which may be worth checking out. Anyone use them? Best quote I've seen so far is £837 with eSure. I'm mainly wondering whether or not I just need to bite the bullet and accept I may appear higher risk to insurers, and begin building up my NCB or keep shopping around. Thank you in advance!

 

[davo172]

What's a factory cup?

 

[Sir_Dave]

I've used Admiral for years.

 

[Marcus_RS200]

What's a factory cup?

See below... the models which aren't 'cup packed'. Came like this straight out of the factory.

 

[Marcus_RS200]

I've used Admiral for years.

Thanks Dave will take a look.

 

[Marcus_RS200]

See below... the models which aren't 'cup packed'. Came like this straight out of the factory.

View attachment 1545610

This is a great vid to watch for anyone looking to buy, the guy certainly cleared up my confusion between the cup models:

 

[Inequality Street]

See below... the models which aren't 'cup packed'. Came like this straight out of the factory.

View attachment 1545610

I think he was asking as that’s just a Cup. Never heard of anyone calling them a Factory Cup.

 

[Marcus_RS200]

I think he was asking as that’s just a Cup. Never heard of anyone calling them a Factory Cup.

Sorry my bad! I'm just going off what the geeza said on the vid. Still learning!

 

[davo172]

I think he was asking as that’s just a Cup. Never heard of anyone calling them a Factory Cup.

Yes This

 

[Inequality Street]

Sorry my bad! I'm just going off what the geeza said on the vid. Still learning!

No bother at all lol, they’re all Clio’s! My first 200 was a “true” CUP. My current (11 plate too) is a full day (cup packs). Both great cars! You’ll love it

 

[Marcus_RS200]

No bother at all lol, they’re all Clio’s! My first 200 was a “true” CUP. My current (11 plate too) is a full day (cup packs). Both great cars! You’ll love it

Thanks mate. Went to see the one pictured^ yesterday and fell in love immediately.

 

[clio tyres]

The car has a K&N air filter installed along with lowering springs to 30mm.

Put it back to standard a run a quote on confused,com

 

[Mr Squashie]

I went through Sky Insurance when I got my RS182 earlier this year, they quoted me just over £400 compared to the almost £900 that Adrian Flux wanted. They gave me named driver discount as I didn't have any no claims bonus but had been driving claim free for the last 9 years, and I think they give a discount for being a Cliosport forum member but I'd already bought the policy when I noticed that. Also quite impressed that my recent speeding ticket (in my girlfriend's VERY slow car) won't affect my premium until renewal time. So far I'm very impressed with them.

 

[Marcus_RS200]

Put it back to standard a run a quote on confused,com

Hi, I ran a quote with them without including the mods at first and the price was quite a bit cheaper by £200 or so. I could put it back to standard... thinking the parts and labour would cost more though overall? May as well pay the extra plus it looks so much better lowered a bit. Not too sure if the K&N makes too much difference when not on track.

 

[Marcus_RS200]

I went through Sky Insurance when I got my RS182 earlier this year, they quoted me just over £400 compared to the almost £900 that Adrian Flux wanted. They gave me named driver discount as I didn't have any no claims bonus but had been driving claim free for the last 9 years, and I think they give a discount for being a Cliosport forum member but I'd already bought the policy when I noticed that. Also quite impressed that my recent speeding ticket (in my girlfriend's VERY slow car) won't affect my premium until renewal time. So far I'm very impressed with them.

Thanks for the info Steve, will check Sky out. Sounds like I'm in a similar situation... I have NCB as a named driver for approx 5 years. I also got done in my girlfriend's slow car... a bloody Fiat 500

 

[clio tyres]

K&N makes too much difference when not on track.

 

[Marcus_RS200]

Interesting video, thanks. On closer inspection, I think one of the previous owners has simply put a K&N sticker on the stock filter... can anyone tell by the pic?

 

[Mr Squashie]

Whip the filter out and have a look, if it's just a K&N panel filter I wouldn't even bother declaring it. Peel the stickers off if you're particularly worried but a panel filter is hardly a performance upgrade 😂

 

[Marcus_RS200]

Whip the filter out and have a look, if it's just a K&N panel filter I wouldn't even bother declaring it. Peel the stickers off if you're particularly worried but a panel filter is hardly a performance upgrade 😂

I haven't physically got the car yet, but will take a look as soon as. Haha yep that's what I thought, thanks for the advice.

 

[franchini]

I had the same problem having not owned a car in my own name for years so no NCB Go compare .com came up with ludicrous quotes ranging in excess of £2700. In the end I visited my high street broker who got me fully comp for £380 and on monthly payments Will gladly provide contact details if you pm me

 

[DAN@ADRIAN FLUX]

Hi.
Please feel free to give us a try for insurance if you haven't done so already.
Regards,
Dan.

 

[davo172]

🤣

 

[davo172]

Hi.
Please feel free to give us a try for insurance if you haven't done so already.
Regards,
Dan.

He has you were miles out! Says in first post .

I remember the days when you used to be competitive 🤣

 

[MRBILLYUK]

He has you were miles out! Says in first post .

I remember the days when you used to be competitive 🤣

I was with Adrian Flux for over 20 years up until last year when their quote was way off the mark compared to confused / Hastings Premier. 🤔

 

[franchini]

Hi.
Please feel free to give us a try for insurance if you haven't done so already.
Regards,
Dan.

Certainly will Dan at a future time as my Clio will be substantially modified for hIll climbing and sprints with occasional road use