happened to me numerous times in my BMW's going at around 25mph around a roundabout, just check your tyres, i personally think 32 is a bit high for this time of year but its all to do with preference. i wouldnt worry about it too much mucka, it happens, and its not always due to excessive speed, sometimes the combination of bad road surface, wet/greasy weather and tyres just means it can step out and spin, the beauty of the clio's neutral weight ballance is that it can spin on a 50p so odds are you are just going to spin and not hit anyone else or anything! just be aware of it when next driving in similar conditions, but dont let it frighten you. id suggest taking your car onto a track and having fun with it, get used to what it feels like to lose the back end and therefore take away the fear, its this fear and over reaction which causes most of the problems when in this situation. that way you know the limits and know what to do when it happens making you a safer and more confident driver.