Soon to be Clio owner - Advice/tips/Insurance

[jaspreet]

Hi guys,

I'm 18 in a couple of weeks and then that's when I'll be getting a Clio 1.2 Dinamique in Black!!

I know a lot of peoples opinions on here are anti-replica but I will be looking to eventually put Sport Bumpers on!!...as insurance on a Sport would be stuuuuupid.

Alloys, I'm not too sure...maybe Pro Race 1.2's but I don't know which is the best size? 16" or 17"??

Also, what is the best thing to do to lower the car? I don't want it slammed on ground...just lowered slightly so its not sitting like a tractor.

Are there any mod's that are a must do's?!

In terms of insurance, who are you guys with?? especially for those who have declared their modifications...

Many Thanks,

Will post some pictures of up when I finally get the car!

Jas
.

 

[Brian]

Perfect first car!

But remember that any mods will affect your (already high, no doubt) insurance. I apreciate it'll be your first car and you'll be keen to make chages to your individual taste etc, but try to choose things that are less likely to mean more £££ on your insurance. Unless off course you have deep pockets, I'm sure you'll get lots of advice on here on what's best and what not to do.

 

[jonny_rs]

Whats been said really. As for insurance, shop around A LOT and you will find good deals about!

If you just stick to lowering the car with some new wheels (ignoring bumpers etc) it shouldn't be too bad on insurance.

Perfect first car I agree

 

[Addicted]

Best advice you can take away from the thread will be keep it stock and save for a faster car
Perhaps colour code which won't (questionably?) affect the insurance.

 

[jaspreet]

Yep, don't think I'll modify it for a while due to insurance.

Who are you guys insured with and what sort've price are you paying?

Are there any pics of some black clio's that have just got alloys and lowered without the bumpers??

 

[TAG8114]

Bell Insurance are pretty cheap im 19 with one years no claims and it cost me £1300 fully comp on my own policy i drive a 2005 clio 1.2 and stick your mum and dad on as named drivers if you can

 

[jenic]

Shop around for insurance, and dont just go online, ring them up too.

Check out the insurance for young drivers thread in the insurance section for companies to try.

 

[z8jay]

Leave it standard and save the cash for insurance/running costs

This way you'll be able to save up some cash to get a better car when you inevitably get bored of the 1.2 clio, instead of wasting it all on pointless cosmetic mods

 

[182MARV!!!!]

iv just bought my clio a few weeks ago i'm only 20 and i have gone from a group 1 insurance straight to a group 16 and im with hastings direct and it only cost me £400 a year more was well happy

 

[jaspreet]

Insurance is a joke these days!!...It'll be staying standard for a while!

 

[MikeoftheQuays]

Insurance is a joke these days!!(

Yes, yes it is.

Welcome to car ownership.

 

[TheEvilGiraffe]

First rule of Clio ownership is .. Never put 17s on a Clio.

Second rule of Clio ownership is .. Never put 17s on a Clio.

Third rule of CS.Net is to put pics up (not of yourself unless you're particularly handsome, but even then, don't bother).

Shop around, call up every single company in the world for insurance. Check out moneysupermarket dot com forums for young driver policies maybe ?
Don't bother putting sport bumpers on a 1.2 .. you'll have to put the wings, arches etc on, and then pay more on insurance, and you'll find the money you've wasted would pay for a sport anyway (ph1's are stupid cheap now).

Just chill out, and keep it between the ditches !