Urgent help please...best insurance company for 182's!

[Christopher]

I think i've found the right car now, i'm viewing it on Sunday with the intention of leaving a large deposit and picking it up when my RS-1 has gone.

I just wondered if anyone has the same stats as me...

'05 plate 182 FF

Standard factory spec

i'm 22

i have been driving for 5 years

and have 4 years NCB...


i would want fully comprehensive cover too.

does anyone know of any insurance companys that are friendly with young 182 owners?

i've been quoted £1550 from my current insurer (privilege) and i think that sounds a bit excessive, considering i pay a lot less for the RS-1.

Any help would be great!

Thanks!

Chris

 

[_Tom]

Just go through confused mate. I only ay 1k fully comp on my sx and i'm 21! £1500 is steep!

 

[tommyboy]

Confused charge extra ontop I believe, best to go on the site of the cheapest insurer it brings up and specify the insurance in more detail. Works for me. Im with admiral but not on a Clio lol

 

[Christopher]

will try it now, cheers!

 

[Jayb 172]

try admiral mate im 22 3 years ncb £1050 on a ph1 172

 

[Laura]

admiral for me too £1500 im 19 2yd NCB

 

[Ad]

postcode in bolton will be the issue chris.

 

[cli0 172]

elephant

 

[Christopher]

postcode in bolton will be the issue chris.

didn't move there mate, long story lol

postcode is now Lymm, Cheshire... not exactly rough. pretty leafy, rural area.

the RS-1 was garaged though, now i have an apartment so it's in a 'secure car park' locked gates etc.

 

[Maz]

A Plan

 

[Turkish]

i've been quoted £1550 from my current insurer (privilege) and i think that sounds a bit excessive, considering i pay a lot less for the RS-1.

I'm with them currently and I've used them in the past (back as long ago as my 5 turbo) and they have always been good on price. Only thing to do is keep ringing round, I used to make about 20 calls each time I renewed to get my premium down but now I'm an old git it's not as hard.

 

[_Tom]

Confused charge extra ontop I believe, best to go on the site of the cheapest insurer it brings up and specify the insurance in more detail. Works for me. Im with admiral but not on a Clio lol

No they dont. The insurance companies pay to be on their site.

 

[tommyboy]

postcode in bolton will be the issue chris.

lol :lolup:

 

[Timmay]

tried greenlight? supposedly good for sports

 

[Anni182]

howards with privilege - £1,300 21 with 2 yrs NCB, the absolute cheapest quote by far, the rest were £2,200+

 

[H182]

^Virgin and Directline weren't too bad for me either, 1550 + 1650. Could be cheaper for u with 4yrs ncb.

 

[DebV6]

Admiral and elephant were cheapest for me last year, I was 23, 4 ync, driving 5 years, 3 points, was £700.

 

[polarbert]

Elephant here, I'm 21 and its £1500, although I'm going to be changing my policy soon I think.

 

[len_beach]

Flux? 24, 6 years driving, 4 years NCB, 697 fully comp' with all mods covered and 15 excess.

 

[makavelli]

flux for me aswell! 25, 5yr ncb, 500 fully comp with induction, exhaust, remap, coilies, aftermarket seats declared, 250 excess and protected ncb

 

[Scott 172]

23 , 3yrs NCB 750ish with tesco fully comp, greenlight also gave me a quote around that price aswell , cant be alot of difference between 172/182 insurance?

 

[lenny85]

try admiral or elephant mate i'm 21 with 2yrs ncd fully comp costs me 1100 quid for a 182 cup!

 

[Cookie]

I'm with Greenlight, 23, a years no claims (2 years driving), FC 950ish on a 172, with a London postcode.

 

[Justin]

elephant for me mate

 

[rustybolt]

im with flux purely because they dont charge a lot for mods.

27, 5 years no claims protected, Ph2 172 FF, Loads of Mods, 9 points for speeding, LOL. Fully Comp with Euro Breakdown cover, £1052.

 

[Harry182]

The Mrs is 22 with 2 years NCB and its £700 with Diamond

 

[ant]

but now I'm an old git it's not as hard.

you can get some pills for that.

 

[H182]

^lol

 

[RacerStu]

When I got my 172 at 22 I paid £525 with Direct Line, maybe try there

 

[rory182]

£440 @ 25, 5 years NCB protected on a 182.

Elephant / Admiral etc.

Greenlight are doing me a quote though.

 

[len_beach]

im with flux purely because they dont charge a lot for mods.

27, 5 years no claims protected, Ph2 172 FF, Loads of Mods, 9 points for speeding, LOL. Fully Comp with Euro Breakdown cover, £1052.

That seems a bit steep mate. I pay £697 with Flux, all mods declared, 24, 4 years NCB, 0 points.

Although i'm not sure how much they charge for the protection, Euro cover or 9 points LOL.

That is in Garforth BTW.

 

[Racy Jace]

im with flux purely because they dont charge a lot for mods.

27, 5 years no claims protected, Ph2 172 FF, Loads of Mods, 9 points for speeding, LOL. Fully Comp with Euro Breakdown cover, £1052.

That does seem a little high as I was paying £800 for a slightly modded impreza when I was 26. It must be you points that put it up so much.

Im 28 now and cant get my 182 below £450:dapprove:

Ive tried

Direct line
elephant
Admiral
norwhich Union
confused
Egg
They all want £600+!!!!

Is there anyone over 26 that have got decent quotes on a 182??

 

[_Kenny_]

I got a good quote from Elephant:

£450 for me and the missus, both 25, car parked in residential parking area behind our flat, 2 yrs no claims, standard 182

Only £50 more for a CTR too

 

[john182rs]

im with direct line an only been driving 36 months plus have a 182 ff park at the end of the road + standard alarm an 24 now an pay 982 per year also got 18k miles on the insurance