Would you pay this?

[Inequality Street]

I drive a slightly modified clio 1.2 16v at the moment. My insurance renewal is roughly £900.00 or so fully comp.

On a completley standard 182, I'm getting quotes between £1900.00 - £2500.00 3rd Party F&T..

But being 19 at the moment (2 years NCB), I'm wondering if its worth waiting untill I hit 20? And 3 years NCB before I upgrade?

What would you do?

( Quotes on an 2004 182 worth £3000.00 )

 

[Revels]

No way I'd pay that much.

Absolutely no way I'd go TPFT.

Wait another year mate.

 

[.Adam.]

As above, wait.

 

[Eddie.]

Wait a year, save up and you'll enjoy the car more if you don't resent it for costing you a fortune when you get it.

 

[172Ben]

So you will buy a £3k car, pay £2k to insure it, and if you right it off they won't pay out for you car just the third party.

No deal.

Just wait.

 

[Gally]

Mental.

It's a shame it takes people years to see the error of their ways. When I was 18 i'd probably have paid that if I had the money.

 

[TomEdwards]

Not in a million years would I pay that. Like everyone above says - please wait.

At 19 money doesn't seem too much of an issue, but when you get older you'll kick yourself for paying that much for just car insurance.

 

[Goodj]

Save your money. Wait unti l21 and get something worth having without gettting drybummed for insurance

 

[fasttalkerchat]

I drive a slightly modified clio 1.2 16v at the moment. My insurance renewal is roughly £900.00 or so fully comp.

On a completley standard 182, I'm getting quotes between £1900.00 - £2500.00 3rd Party F&T..

But being 19 at the moment (2 years NCB), I'm wondering if its worth waiting untill I hit 20? And 3 years NCB before I upgrade?

What would you do?

( Quotes on an 2004 182 worth £3000.00 )

Change your DOB by one year and say you have 3 years NCB. See what the quote is.
As long as you don't accept a quote its fine to enter hypothetical info.

 

[LiamR172]

Change your DOB by one year and say you have 3 years NCB. See what the quote is.
As long as you don't accept a quote its fine to enter hypothetical info.

And is the insurance price going to stay the same until for a whole year? probs be up by another grand by then!

Go for it and enjoy it

 

[Andyk1801]

Get it... I did it at your age and have no regrets at all... Money is there to be enjoyed at 19... Just insure it fully comp because it probs won't cost much more and at least you will get paid out if your wrap it.

 

[.GAZ.]

If you can afford it, do it!

Lifes too short, and you only live it once.

 

[.Stevo.C.]

If you can afford it, do it!

Lifes too short, and you only live it once.

Exactly! Don't listen to what people tell you on here if you can afford it and want to do it then go for it. I done it paying around about that price for insurance at 19 for my Williams & then 172 and I don't regret it one bit.

 

[JCC]

I did do it, payed £2000 to insure my 172 at 18, fully comp though. I have the same view as Gaz, life is too short to wait about and be sensible.

If you can afford it without crippling yourself and it's what you really want, do it.

 

[chilleyd]

Go for it.. if its what you want. I got a BMW 318 at 17 and was paying about 350-400 a month. If you can afford it and wont run into debt whats stopping you?

 

[GoldenMonkey]

If you can afford it and don't mind that you'll be spending a whole lot more money then go for it. Otherwise invest that money into something else that'll make you happy!

 

[Stefan.]

Go for it.. if its what you want. I got a BMW 318 at 17 and was paying about 350-400 a month. If you can afford it and wont run into debt whats stopping you?

f**king lol!! so if that works out straight you were paying about 4 + grand to insure a 1.8?? im all for living for the moment but id rather have been on some awesome holidays etc to show for my money than 1 years insurance

 

[jackthewelshman]

Wait a bit longer - more experience, cheaper insurance and the final thrills of driving the s**ttest cars of your life.

EDIT: Try a 172 quote too just incase or 172 Cup. Most likely exactly the same though as I think they are the same group.