Just renewed my insurance...:(

[Pep]

well, just paid it all out,

• £753
• 2ncb
• 18 years old
• 1 non fault claim
• 3 speeding points
• just about £1100 excess!!!
• courtesy car, legal cover etc

the excess is that high just for a few months, then i can ring up and lower it and pay a bit extra in 1 lump sum, done it like this just to get it as low as poss for now!

glad its been sorted but i was hoping for a lot less, but hey, got to be done i suppose!
hello overdraft this month!

 

[wyattski]

how can u have 2 years no claims at 18?

 

[Pep]

bonus accelerator scheme with norwhich union, 9 months insurance gets a years no claims back.

 

[FlameR]

How can you have 2 full years NCB if your 18?

Edit: damn I was too slow

 

[M1TCH]

I had to say hello to my overdraft for the first time because of insurance, thats a good price for a 18yr old though. The insurance companies are slower increasing their excesses to make the quote lower. Can't get round it though, its s**t.

 

[Pep]

yeah i suppose it isnt too bad, just more than someones on here for a modified car, whom is younger than me with 1 years less no claims!!!

 

[steven.m]

Thats not bad, when I was 18 i was paying almost £1300 for a standard 1.3 fiesta. Now at £500ish and I'm 21 on standard 1.2 clio

 

[Pep]

i payed:

£1800 for first 9 months
£1200 for sdecond 9 months, alot of it was with modified suspension
£750 for 12 months standard,

suppose i cant complain too much, still a kick int he teeth though with a mortgage starting soon!

 

[ollie]

I was payin 3k :dead:

 

[Pep]

3k for wat car/age?!

 

[Cookie]

I paid 1700 a year (FC) for my first car (1.2 Clio) when I was 21

 

[Ad]

aye tbh that isnt bad.

 

[Pep]

yeah, just the excess thats insane, but in a few months when i have some more spare cash ill ring them up and lower it to something more sensible for some extra moolah!

 

[Al Wilson]

With the accelerated ncb is it company dependant?

 

[Pep]

yeah it is al, but the best quote i could get was with norwhich union anyway even with 2 full years no claims when i turn 19 anyway.

 

[Cookie]

yeah, just the excess thats insane, but in a few months when i have some more spare cash ill ring them up and lower it to something more sensible for some extra moolah!

Don't crash and you don't have to worry a sausage about the excess

 

[Pep]

yeah i know, but sods law will be i do with an excess thats more than 25% the value of the car!
as soon as i can lower it i will!

 

[terribleclio]

not bad at all really. I'm paying £1500 with direct line, 1 years named drivers ncb on my pug at 18, 3 speed points.

 

[ollie_gozzett]

my mate has the same deal with norwich union, paying about £700 a month for a 1.2 corsa twinport, 05' with OZ super t's but his excess is £1750. i think thats amazingly high!!

 

[DebV6]

That's not too bad for an 18 year old really, the excess is mad though!