Well I am hoping it happens in December, Im on about getting the 5S and also new iPad Air, I can afford it outright but as above car insurance is due on 2 cars.
I would get the 5S within a contract but all the contracts Ive seen are £57+ per month and 12 months with a £250 handset cost which is £934 for the year.
But buy the handset from Apple at £549 with a contract from Three or Tesco at £15 p/m and unlimited mins texts and data, it comes to £729, saving £205... Half an iPad.
That's an interesting one. Are iPhones covered under this scheme? Could be a good way to buy in the future (not for me but a friend).