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Every cloud has a silver lining !



  05 182 clio.ktm duke
Last week I went into Kwik Fit to have the leak on the exhaust of my 182 sorted. I parked up, went in and told them to reseal the joint on the cat, they said no problem give us the keys and we'll do it in a minute. I sat in the waiting room and soon heard someone shout 'WHOA, STOP', then a loud bang. I went outside to find an old woman had backed out of the fitting bay right into the front of my clio 'SMASH'. Scuffed up bumper and broken splitter. She said it was all her fault (obviously), so we exchanged details and I went home to phone up my insurers. Norwich Union were very helpfull saying they would sort all the repairs and also a loan car through a company called Driver Assist. Driver Assist phoned me and asked what loan car I wanted, asking if a similar size car is OK, I said I want a car with the same engine size and they said OK. They phoned me today to ask would I accept an automatic car, I said OK. Tonight a brand new Mercedes CLK 200 cabriolet was deliverd as a loan car. It's only a small scratch on the clio, but hope it takes a while for them to repair it. So I am now driving a 40 grand mercedes instead of a 6 grand clio. SH1T HAPPENS !!
 
  172 Cup
Thats happy days!

Just ashame when you get insurance quotes in future it will show as 'Accident Not at fault' which affects the premium slightly im afraid - sorry to put it on a bad note
 
  clio 172
Thats happy days!

Just ashame when you get insurance quotes in future it will show as 'Accident Not at fault' which affects the premium slightly im afraid - sorry to put it on a bad note
not if its through her insurers;)
 
  320d
not if its through her insurers;)

Yes it does with some companies :dapprove: i've got two non faults and it adds up to £300 with some companies. With others none, although if i was going to buy a policy off the ppl that charge i'd challange them and try and get them to take it off as its discrimination imo because you are not at fault atall.
 

J03

  MX5 1.8
nice courtasy car, scrap the clio lol driven my dads merc CLK 270D AUTO, quick bugga
 
  05 182 clio.ktm duke
I will take some pics tommorow afternoon with it next to my clio, and I have't got any baked beans but I have got a tin of mushy peas !. The merc is gutless, it's a 1.8 supercharged with 184 bhp and auto box, my wife's got a clk 320 coupe which is silky smooth and quicker than the clio!, but not as much fun! so pics tommorow..........
 

J03

  MX5 1.8
ur wife has a merc and you sire own a clio?! shouldnt it be the other way round lol
 
  Racing blue 182
u wont want the clio back after hahaha

i used to work for drive assist, they try and match your car by engine size, doesnt matter what make or model it is
pretty good company really and they only have the top model in each of the types of car apart from the shitty 1.2s
they will rape you though if it goes back with any damage or scratches etc and they go over them with a fine tooth comb, well they did when i worked for them
 
  05 182 clio.ktm duke
NO BAKED BEANS
BUT MUSHY PEAS !!​
 

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  05 182 clio.ktm duke
more pics

I got a few strange looks when taking the pics, people asked why the mushy peas ? so I just told them I am a mentalist
 

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Last edited:
  BMW F21 125d
Nice courtesy car, shame you wont have the weather to use it with the roof down!

As for insurance, regardless of fault you still have to say you've had a claim in the last 3 years, as has been said, it may or not affect your premium.

I had a none fault accident 18 months ago and the payment is still outstanding, all been through the courts etc and hope to get paid out soon, so its affected me, and could you, as claims can be a very long, drawn out process.
 
  05 182 clio.ktm duke
Nice courtesy car, shame you wont have the weather to use it with the roof down!

As for insurance, regardless of fault you still have to say you've had a claim in the last 3 years, as has been said, it may or not affect your premium.

I had a none fault accident 18 months ago and the payment is still outstanding, all been through the courts etc and hope to get paid out soon, so its affected me, and could you, as claims can be a very long, drawn out process.
Insurance on the Clio is not a problem, got a renewal quote from Norwich Union a few weeks back and fully comp protected was £195 :rasp:
 
Sorry to go off subject but...

Ollie?!? Is this the ollie with the CSL? That got a TVR? What's the story here? As I noticed he disapeared a while back lol.
 
  2015 ST2(MO)/CorsaLE
when my new elise was hit up the back side a couple of years ago! i got to play with a new 111r top spec 32k car with 800 miles on the clock! Woop Woop - i never got through so much fuel in a month!!!! ha ha!
Was great fun! but when i got my S back it kind knocked the shine off it and tbh didnt feel as special A) becuase it had been repaired and B) becuase i was now used to something a lot better lol ;)
 
when my new elise was hit up the back side a couple of years ago! i got to play with a new 111r top spec 32k car with 800 miles on the clock! Woop Woop - i never got through so much fuel in a month!!!! ha ha!
Was great fun! but when i got my S back it kind knocked the shine off it and tbh didnt feel as special A) becuase it had been repaired and B) becuase i was now used to something a lot better lol ;)

But then you got a Clio :S
 

Gally

Formerly Mashed up egg in a cup
ClioSport Club Member
lol i work at a garage and accident management companies bill the other insurer
so they pick the most expensive cars.
i once seen and lady bout 40 she had an old heap of a megane and they brought hera brand new chrysler 300c i think it is? bout the size of a boat anyway! back in for a repair to the chrysler after 1day!
also alfa spyders for old p reg 2.0ltr vectras aswell! crazy!
 


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