Future insurance question

[domjolly]

So as most people are finding out(myself included) Car insurance has gone up quite a lot this year to say the least. My question is do you think it will carry on getting more each year that passes now or do you expect this year just to be a blip and then it will start going down again with each year NCB you earn/receive. (I just got my 5th year NCB and it's gone up £120 pissed off but want my 172 so I'll carry on paying until insurance a year is equal to or more than my phase 1)

Also what is the cause of the insurance increase this year surely it's not all down to do with whiplash claims and a bit of snow causing more accidents.

 

[Matt W]

It will continue to go up because of the 'oh my neck hurts slightly I need £2000 to make me feel better' scumbags.

 

[Goodj]

yep, it'll only ever get worse.

spuriousclaimlawyersdirect.com is one reason

every time you see a thread of someone being a hero, keep an eye out for the follow-up storry of going nose-first into a wall, then you have another reason why you're paying silly insurance on a french hatchback.

 

[Adam.]

Mines has almost halfed this year :S

 

[Goodj]

Mine doubled when I put the missus on it, but, then, she had only passed her test

 

[Harpham]

My renewal has gone down almost £400. Even re-joined the sub £1k insurance crew

 

[skyinsurance]

Until the government steps in and pulls up the whole industry (from insurance approved bodyshops to no win no fee solicitors) , prices are only going to rise.

It annoys the hell out of me too, my insurance is up for renewal on my run about and it's up by £100 over last year. I'm sure your hearts are bleeding.

Ollie
Sky Insurance

 

[domjolly]

Well looks like the 172 will turn into a track **** within the next 3 years then and I'll buy a moped instead lol

Just seems madness insurance now almost as if companies can make up the rules as they go along. Surely if one company offered extremely cheap car insurance for everyone the level of money they would bring in would out weigh the amount of claims to pay out for as a result of 99% of people switching to them because they are 50% cheaper than everywhere else. Or is that crazy talk.

 

[JackJack]

It will only go up imo.

 

[DrR]

My insurance has gone down every year TBF. It's less than £450 now (25 4 years NCB)

Surely if one company offered extremely cheap car insurance for everyone the level of money they would bring in would out weigh the amount of claims to pay out for as a result of 99% of people switching to them because they are 50% cheaper than everywhere else. Or is that crazy talk.

lol at that logic, not gonna even justify it with an explanation.

 

[skyinsurance]

Or is that crazy talk.

It is crazy talk, the industry last year ran at a 30% loss..

 

[Goodj]

Maybe if people could resist being heros and promptly rolling through fields, or could acually park without using other cars as spotters, then we could get some relief.

Don't see it though.