Has insurance got cheaper this year?

[chris79]

Last year paid £330 fully comp for my ph1 172 which I thought was expensive... this year it's £180.. (34 with 11yrs ncb, no points/accidents)..

Have premiums reduced this year or something?? Nearly half as cheap.

 

[Harbinger]

Christ I'm moving up north I have 8 years ncb no claims and pay 750 the cheapest I found.

 

[PMac]

Mines almost halved this year too.

 

[chris79]

If I can get quidco to work I'll get another £50 off with Churchill too making it £130.. :S

 

[McGherkin]

£130? FFS.

 

[Sunglasses_Ron]

Well seduce my ancient footwear! (f**k my old boots)

I'm a level 1 advanced Police pursuit driver and I pay twice as much for my insurance than you.

Living in the south sucks balls!!

 

[...]

No it doesnt Ron

Ours so far this year
911 unlimited miles comp 186
S4 cab inc business use 242
172 cup 350 comp

Both those are way les than last year

 

[chris79]

Well seduce my ancient footwear! (f**k my old boots)

I'm a level 1 advanced Police pursuit driver and I pay twice as much for my insurance than you.

Living in the south sucks balls!!

Yeah but then again all you guys down London probably earn £500 a day in the city.. or at least earn 40% more doing the equivelant job... all relative

 

[Dan@M.A.D]

Does seem cheap at the minute!

​

 

[Sunglasses_Ron]

No it doesnt Ron

Ours so far this year
911 unlimited miles comp 186
S4 cab inc business use 242
172 cup 350 comp

Both those are way les than last year

ok so I'm hoping ill see a drop this year also!! Happy days if it does!

 

[DaveDreads]

The dog kennel's premium has gone from £450-£400ish in the past few years,
and I live in a sh*t hole estate in Coventry, Brentacre are the best insurers i've ever had.

 

[Danny312]

Think yourselves lucky... £1,100 for a 1.2

 

[Sunglasses_Ron]

Think yourselves lucky... £1,100 for a 1.2

I'd be the proud owner of a push bike if my insurance was that dear.

 

[Gorms]

Mine has! I paid £170 last week!

 

[aucky]

Mine's down to £750 today.

The last 3 years:
£1200 - £1000 - £750

Fingers crossed for £500 next year!

 

[Dr HMS Derv Destroyer]

Mines gone down allot, 1200 last year to just under 500.

 

[...]

ok so I'm hoping ill see a drop this year also!! Happy days if it does!

I am stunned at the moment at costs dropping , in fact our friends have just insured their son on his first car after passing his test last week , 18 and 1200 quid on a ford KA

seemed very cheap considering they live in hornchurch

 

[bright]

The dog kennel's premium has gone from £450-£400ish in the past few years,
and I live in a sh*t hole estate in Coventry, Brentacre are the best insurers i've ever had.

My renewal quote was about £60 less than last year. Called then up as I'd had a 50/50 accident on the mrs policy on her car. Added it on, guy from Brentacre says I'll just check your premium again to see how it affects it. 5 mins later tells me it has no effect. Lol.

 

[cliokid182]

No it doesnt Ron

Ours so far this year
911 unlimited miles comp 186
S4 cab inc business use 242
172 cup 350 comp

Both those are way les than last year

Lol at the 172 being the most expensive.

 

[Adamm.]

I f**king hope so.

 

[...]

Lol at the 172 being the most expensive.

yep ..... but the others have full individual no claims , and the cup no claims were mirrored from the fact we have the others and its got mods

 

[cliokid182]

yep ..... but the others have full individual no claims , and the cup no claims were mirrored from the fact we have the others and its got mods

Ive been working in insurance for years and think some things need to change, especially the way ncb works, your ncb should be on the person not individual policys if that makes sense.

 

[...]

Ive been working in insurance for years and think some things need to change, especially the way ncb works, your ncb should be on the person not individual policys if that makes sense.

yep have to build it up on all the cars ...which when you have 4 is a pain in the arse ..... have an accident in 1 and it effects them all , so they have you whichever way

 

[benhwolves]

Ive been working in insurance for years and think some things need to change, especially the way ncb works, your ncb should be on the person not individual policys if that makes sense.

Yes this really annoys me as I only drive one car at a time. Stupid rule.
OP - that seems like a really good price. I'm 38 with 12 yr NBC and pay 300ish

 

[cliokid182]

Yes this really annoys me as I only drive one car at a time. Stupid rule.
OP - that seems like a really good price. I'm 38 with 12 yr NBC and pay 300ish

Its not the fact that you only drive 1 at a time because your other car could get stolen while your driving your other car.

 

[...]

Its not the fact that you only drive 1 at a time because your other car could get stolen while your driving your other car.

​and for us to be fair we are always driving 2 as there are 2 of us .

 

[benhwolves]

Its not the fact that you only drive 1 at a time because your other car could get stolen while your driving your other car.

I see. Still annoys me tho

 

[Dr HMS Derv Destroyer]

£700 to insure a 172 , that's not bad for 1 year NCb and 19 years old

 

[Kelv]

No it doesnt Ron

Ours so far this year911 unlimited miles comp 186
S4 cab inc business use 242
172 cup 350 comp

Both those are way les than last year

Both? But you've quoted three!? :rasp:



had a quote for the Trophy, fully comp, everything declared (inc. cage, AST's, brakes, buckets etc etc)
and that was just shy of £250

 

[Dan@M.A.D]

£700 to insure a 172 , that's not bad for 1 year NCb and 19 years old

Get one bought!!

 

[Nick172Cup]

Yeah I randomly did an insurance quote on my M3 the other day.

GU postcode, 25 years old.
Last year, no claims, no points - £1100 F/C on a multi car policy.
This year, no claims, 6 points - £703 F/C!

 

[SC03OTT]

I only paid £270 to insure the Focus this year. Down from £580 last year. Good price IMO.

 

[Dave..]

Be interesting to see what mine is this year. Last year it made no financial sense to insure both cars.

​Hoping to see the lower side of £600 on the Audi and even less for the clio.

 

[.Steve]

Mines gone from 2k to 1300! Dunno if that's cos it's gone down or cos first year.

 

[gez 172]

£3,000 for my 172 when I was 18

My 200 now is £500 at 22

 

[Rob]

I'd agree actually.

Last year, 900 (3 years NCB)

This year, 700, (4 years NCB but one non fault accident declared)

 

[Jonff]

Manchester postcodes are still poor for insurance, granted a little cheaper at the moment but still nowhere near as competitive as alot of the quotes in the posts above.

 

[Gouldy]

7 years no claims this time, remewal's just come through at £440. £40 cheaper than last year

 

[chaski]

Think yourselves lucky... £1,100 for a 1.2

I've been there! Sucks.

£630 this year on a 182. 2 years NCB, no prior experience of a car of its type (Was told this would bring it down further). Bit late to the party but heading further into the over 25's bracket this year so all in all I'm very happy with that! Hoping next years will see another reasonable drop.

 

[Matt W]

PMSL. £400 for a £18k car. Doesn't make sense! Won't be complaining when I renew though!