How many points do you have?
im 21, 3yrs driving and 2yrs NCB, and cheapest i have found is 1580 with Adrian flux,,
you might want to try Adrian flux,brentacre,bell etc, you really need to look around tbh, might be cheaper for 1 person but not for the other, also depends what category area you live in,
i have no points mate, got one with admiral like 1280 or something but then into monthly payments its like 1800 kwid
Bloody hell ... I'm 21, 4 years driving and 4 years NCB ... got quoted £690 for my renewal this year on the 182! I even thought that was expensive!
Just shows how much NCB's are worth!
Get a credit card with 12 months 0% on new purchases then.