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Insurance on 172 for 18year olds?



  Dynamique+ 1.4
I wouldnt mind maybe getting one next year (next summer), ill have 1 years driving experience but no no claims. What did any of you lot pay and wheres the best place to get it the cheapest as ive read on here of a few 18yr olds driving the 172's.
 
  Mk4 .:R32
I wouldnt mind maybe getting one next year (next summer), ill have 1 years driving experience but no no claims. What did any of you lot pay and wheres the best place to get it the cheapest as ive read on here of a few 18yr olds driving the 172's.

is there?

You'll pay through your arse for it if you even get a quote that is. My quote for a 1.2 RN was 1600 when I was 18. So I would assume you could possibly get a quote of £3000 or maybe more
 
  Meg on pistonheads £6995
I guess you are covered on someone else's insurance?

First policy for a bloke @ 18 on a 172 would be £1000's, as said probably 3K+

I'd say 20+ with no claims before you'd get it down to a sensible price :-(

why not try one of the online ones (elephant is quite quick) and just add 9 months to your age?



P.S: have a sex change and you'd save a grand :-O
 
  Clio 172 mk2
Not a very sensible idea really

Like most people will tell you....just drive something smaller for a few years and rack up the no claims.

TBH 172/182s are quick but not quick enough to warrant spending 3k a year insuring!
 
  Dynamique+ 1.4
Yeah jib that im lookin at 1.8 corsa's and 2.0 focus's now. Theyre coming up at £1800 fully comp for next year :)
 
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  Mondeo TXS Bardge.
where do you stay? winser palace, i looked at a 1.4 focus with 1 years experience and no no claims when i was 20 and iwas getting £2+ quotes.
on a 172, with 2 years, and 1 years NCB i'm still getting 2.5k quotes. they only way an 18 year old would get sub 2k on a 2 litre is a really safe area and driving 5000 miles a year.

if you still can do pass plus, NU quotes my bro £2.5 to insure his 1.2 exactly the same as mine but silver, hes 18 with 3 months driving experience, but he got a weeks free insurance withthe car he phoned up to claim that they asked if they could quote him, they slashed the price to £1400, only £60 more then me!.
 
  Golf GTI PP Mk7
i got my cup when i was 19, cost me £2500 to insure 3rd party fire and theft.

If i could go bk and do it again, it of probably waited, they really do rape u in the ar5e on insurance.
 
  Dynamique+ 1.4
Elephant are quoting me all these, a 2.0 hyundi coupe 140bhp insured for £5000 is £1800 TPFT or £2200ish with a £500 or so excess. Thats in my own name and mum and dad named drivers. I live on the wirral (cheshire way)and thats also driving 12000 miles a year.
 
  ST
The hyundi coupe is a pup, s**t engine too..

Stick with your 1.4 til your at least 20, build some no claims and some experiance..

I got my 182 when i was 20, was paying £1250 my 1st year with 0NCB, then it dropped to £1050 the 2nd year with 1 years NCB when i was 21, i've rancently changed from the 182 to an R27 and, i'm now 22 with 2 years NCB and paying £880 a year..

I've always been policy holder, mum as 2nd driver, this year i'm the policy holder, mum as 2nd driver and my gf who's 23..

I've always had my insurance in my own name, its well worth it as you get a little older..
 
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  AMV8, Mk1 Golf
got my 172 when i was 19, £1600 with 2 years no claims
this year 20 - 3 yeras no claims £1130
 
id say w8 tbh, either way you'd be paying lots or wont get insured, its worth the wait id say unless u get lucky:) , there are a few on here who hav found cheap policies
 
  ur megane r26
i just got quoted 1400 19 years old 2 years no claims, 2 years drivin experience, 172 which i am gettin april time next year when i got the money
 
  ValverInBits
I woulda said no chance. Think about a Mk1 16v or just sit it out. Don't get a corsa. Just don't
 
  ph quick
This time next year they will have all been written off as we are meant to be having a very cold icey winter ;)
 
  Clio 172 CUP
I'm 22, i know that a few years older but i havent any no claims at all an hav jus got insured on a 172 cup for £1050
 
  H&R + Pole Position'd Cup
The hyundi coupe is a pup, s**t engine too..

Stick with your 1.4 til your at least 20, build some no claims and some experiance..

I got my 182 when i was 20, was paying £1250 my 1st year with 0NCB, then it dropped to £1050 the 2nd year with 1 years NCB when i was 21, i've rancently changed from the 182 to an R27 and, i'm now 22 with 2 years NCB and paying £880 a year..

I've always been policy holder, mum as 2nd driver, this year i'm the policy holder, mum as 2nd driver and my gf who's 23..

I've always had my insurance in my own name, its well worth it as you get a little older..

Who were/are you insured with matey? 20 0NCB £1250 is a very good quote.
 
  Flame Red 172
I got my 172 at 18 insurance was 1400 with 0NCB in my name, can't remember which company it was either elephant, admiral or bell. They're all the same anyway, checked everywhere and nobody could touch them :)
 
  172 CUP WANTED!
I got my 172 at 18 insurance was 1400 with 0NCB in my name, can't remember which company it was either elephant, admiral or bell. They're all the same anyway, checked everywhere and nobody could touch them :)

What?! I may be getting a 172 cup sooner then I thought if I get a price like that! I have 1 ync and I'm 19...

The hyundi coupe is a pup, s**t engine too..

Stick with your 1.4 til your at least 20, build some no claims and some experiance..

I got my 182 when i was 20, was paying £1250 my 1st year with 0NCB, then it dropped to £1050 the 2nd year with 1 years NCB when i was 21, i've rancently changed from the 182 to an R27 and, i'm now 22 with 2 years NCB and paying £880 a year..

I've always been policy holder, mum as 2nd driver, this year i'm the policy holder, mum as 2nd driver and my gf who's 23..

I've always had my insurance in my own name, its well worth it as you get a little older..

Who were/are you insured with matey? 20 0NCB £1250 is a very good quote.

I would also like to know!!
 

Marky_

ClioSport Club Member
  182
I got my 172 at 18 insurance was 1400 with 0NCB in my name, can't remember which company it was either elephant, admiral or bell. They're all the same anyway, checked everywhere and nobody could touch them :)
Stupidly cheap! Must be beacuse you're in Scotland.
 

nikstar

ClioSport Club Member
  172 Cup
Could hav insured my car with elephant for £900 full comp with 3yrs ncb, and 3 points for careless driving, oh and am 21. LOL and its a 172 by the way!
 
  BMW M4; S1000 RR
Just don't make a claim (or give anyone else a reason to claim on you) and your insurance will go down rather quick with age.

That 20 with no claims/NCD sounds about right, as I'm nearly 21 and had a quote for £1700 with 3 points, 1 claim and 1NCD.
 
  M2 Competition
I got my 172 at 18 insurance was 1400 with 0NCB in my name, can't remember which company it was either elephant, admiral or bell. They're all the same anyway, checked everywhere and nobody could touch them :)

At 21 with 1 years no claims i was quoted 2k with elephant, admiral were more... are you sure mate?
 
  172 CUP WANTED!
I got my 172 at 18 insurance was 1400 with 0NCB in my name, can't remember which company it was either elephant, admiral or bell. They're all the same anyway, checked everywhere and nobody could touch them :)

At 21 with 1 years no claims i was quoted 2k with elephant, admiral were more... are you sure mate?

Your car must be in a very high insurance group as it can do 0-60 in 3 seconds, lolz... :lolup:
 
  Flame Red 172
I got my 172 at 18 insurance was 1400 with 0NCB in my name, can't remember which company it was either elephant, admiral or bell. They're all the same anyway, checked everywhere and nobody could touch them :)

At 21 with 1 years no claims i was quoted 2k with elephant, admiral were more... are you sure mate?

Yeah I'm sure, I can still remember the big cheeser I had when they quoted me :D

Was 2yrs ago though so I wouldn't expect to get the same quote now if I tried with the same details
 

Waitey

ClioSport Club Member
  Alpina D3, AC Cobra
I insured my old 172 when i was 17. Good old fleet insurance.

In the long run it wasn't worth it though.
 
W

wickedbitch

Im 28 shhh but when i got my clio lots of insurers wouldnt touch me and i like being touched anyway im paying £850 with 2yrs no claims
 
  LY V6 with Recaros
I've never paid over a grand for insurance, even when I just passed, the advantages of being a girl ;)
 


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