insurance?!?

[mati120]

Hi everyone im knew to the forum and was just looking at what some people pay for insurance :S

Im 20 year old have 3 years no claims, no points or convictions and want to get a 182 clio sport but the cheapest insurance i can find is £2800! Where are you guys getting quotes for around a £1000. I live in a good area and my car will be garaged but even so this should make that much difference to the policy....

thanks

mati

 

[DrR]

No idea, but though i'd tell you at 21, with 0NCB i paid less than £800ish.

 

[WTFRage360]

Aviva

 

[jenic]

flux/brentacre/admiral group

Ring them too, dont go online, with brentacra and flux make sure its modified and tell them your in a car club, makes it cheaper

 

[mati120]

800? was that in your name?? Regarding the mods do you not have to declare what type of mods you have?

thanks

 

[DrR]

Yeah my own name! didn't have any mods then.

 

[jesus]

Brentacre, and tell them it's modified - it'll bring the price down. Good luck.

 

[guysy]

Im in exactly the same boat as you mate

20, 3 years NCB, was paying £720 fully comp, 10 month accelerator... its now shot up to £849 for renewal :S thats with bell direct

I havent looked around for renewal quotes yet, if its cheap enough im going for a sport, if not im holding off till 21

Im adding 2 women to my policy, car is drive parked etc... hoping to get less than £1400 otherwise i cant afford it atm.

 

[Harpham]

Im 21 with Admiral, 1 years ncb (due to being on daddy's insurance before hand - had my licence 4 years), no convictions/claims.

Paid £1170 to insure my old 172
When I changed over my insurance to the new 200, which I pick up tomorrow, I got a refund
Yearly quotes for the 200 were around the £900 mark for me but im hoping for a bit less as ill have another years no claims bonus, hopefully.

 

[jenic]

A problem I had when looking at sports was not having any 'performance car' experience.

So got the C2 GT for 8 months, then chris knott accepted this as suitable experience for a 182 (flol) = me getting one at 19

 

[mati120]

Im in exactly the same boat as you mate

20, 3 years NCB, was paying £720 fully comp, 10 month accelerator... its now shot up to £849 for renewal :S thats with bell direct

I havent looked around for renewal quotes yet, if its cheap enough im going for a sport, if not im holding off till 21

Im adding 2 women to my policy, car is drive parked etc... hoping to get less than £1400 otherwise i cant afford it atm.

849? is that in your name?

 

[Kane.]

A problem I had when looking at sports was not having any 'performance car' experience.

So got the C2 GT for 8 months, then chris knott accepted this as suitable experience for a 182 (flol) = me getting one at 19

I think im going to have to wait til im 21... Lucky get

 

[Adam.]

Admiral. Round about £900 for me on my 200, 20, 1ncb, own name and a few NON FAULT accidents.

 

[guysy]

849? is that in your name?

720 the year before and 849 this year coming up is both in my name. On the 1.2 though.

 

[Addicted]

i got mine when i was 21 for £900 fully comp @ directline (3y ncb also), i would've got it when i was 20 but the insurance was over double. just wait until you are 21 like i did

 

[Mister_G]

24 with 1yrs NCB was £750ish, but doubled when I had to pay monthly!! I did declare exhaust and air intake mods too. Plus mines an import (whether that makes any difference) (Bell car insurance)

My friend is 23 and has 4/5 years NCB and paid about £400 on his 172... not sure who he used.

£2800 sounds stupidly high!!

 

[Will.]

Admiral. £900, 4 years driving, 2 years no claims, 21, parked on the street, all mods declared.

 

[guysy]

Think im going to have to wait till july till im 21...

Did think about buying another car for the owning of a faster car than 1.2 straight to 2.0...

Still going to try quotes at my current status though.

 

[Geddes]

i'm with Flux have been past 3 years, just got my renewal letter last week, last year was £480 and now it's £525 and that's with 13 years No Claims, no points in 5 years and no accidents and with 2 mods filter and exhaust. rang a few people and there talking around £1k and been online on that confused the cheapest been £725