Renewell quote :o !!!!!!!

[clioandy105]

ok just got my renewell quote through, been driving a year now, had one crash about month and a half ago, also done pass plus.

direct line now want £2045! full comp in my own name, £500 excess

is it me or that seem a bit pricey?

andy

 

[Gary-Lew]

Not really, you been driving a year and in your first year you have crashed!

 

[Kerryclio]

Ouch! Try some other companies! But they may all be expensive because of the crash?

 

[James105]

You just told me £2035!haha Try admiral as they gave me a better quote, but you already know that!haha

 

[DrR]

So on a year premium you've crashed only one, you've only been driving a year, so in the eye of an insurer you've crashed 100% of the years you've been driving.

Try here
http://www.comparethemeerkat.com/home.html

 

[bmh.01]

The first years no claims makes a big difference, making a claim in that first year isn't going to help you much. You might find it a little cheaper but not much.

 

[James105]

Haha, Andy is my brother and just did a quote for him. How crazy is this:
Admiral want £2115 but if i add mum to his policy as a named driver it becomes £1444.75 with a £400 excess. Bit crazy?

 

[Brett]

^^^ yeh it goes down loads. I'm going to add my mum and nan to quote for a 1*2 when the time comes.

 

[Kerryclio]

Sometimes though this will only work if you say your mum or whoever is the main driver then you are not eligable to build up more no claims?

 

[James105]

Yeah, but the insurance quote i did was with the policy in his name, and mum as the named driver

 

[jamesybear]

im still in my first year with directline another 6 months to go till renueal when i want to change so can get the mods rolling on got a 52 plate 1.2 16v and paying 1500 iirc on my own full comp so im hoping for around 1k renwel with mods

 

[ForceIndia]

Adding family members with experience will often bring the quote down. Quirk of the system.

 

[Kerryclio]

Yeah, but the insurance quote i did was with the policy in his name, and mum as the named driver

Thats ok then just on a previous policy i had my mum was the main driver so i didnt build up no claims for my policy that i have now that could have been cheaper if i had them!

 

[AK]

Thats ok then just on a previous policy i had my mum was the main driver so i didnt build up no claims for my policy that i have now that could have been cheaper if i had them!

Some insurers allow named drivers to build up no claims; CIS, Direct Line etc

iirc you need to be 19 to build up no claims with CIS..

 

[jesus]

that's good compared to what i've been getting! 2.2k+, im 19 and been driving a year but no ncb. b****cks if you ask me.

 

[clioandy105]

im still in my first year with directline another 6 months to go till renueal when i want to change so can get the mods rolling on got a 52 plate 1.2 16v and paying 1500 iirc on my own full comp so im hoping for around 1k renwel with mods

thats exactly the same as me, excpet i crashed with 1 month till renewell, , was my fault so i have to pay the consequences, but seems very steep!

 

[Vish]

I paid £1800 on a 1.4 8v clio in my 2nd year cos I had a claim in my first year. Wish I had known about adding parents to cheapen quote at that time. It saves me quite a bit now, only found out by luck of trying it.