RS 0% Finance heads up!

[JayR]

Might be of interest to anyone looking at the 200 or Twingo soon as im sure i have seen it posted on here before that Renault do not offer 0% on the RS range!?

Letter through today advising of the 0% offer and a 'sale' (what this is i dont know) between the 5th and 14th Feb on new 10 registration plates!

Jay

 

[Poopensharten]

iirc, mention of finance on here is punishable by 3 infraction points

 

[JayR]

^Whyyyyyyyyyyyyyyyyyy?

 

[Poopensharten]

finance is for kids and poor people

 

[ForceIndia]

Because in CSland, having finance means you can't afford it. Rofl.

I'm going to have to book a 200test drive me thinks. Ugly as a smashed arsehole, but I'm starting to want one. I think.

 

[JayR]

Ahhhhhh right, got ya! Even when its 0% and you can make interest off the rest of your bulk in a savings account over the next three years whilst paying the car off monthly?

Sounds logical to me!

 

[Gumby]

25. Don't buy anything you cannot afford to buy outright, or mention such a topic. Breaking this rule will result in a major infraction (3 points).

 

[Poopensharten]

lol, well played Gumby

 

[JayR]

Because in CSland, having finance means you can't afford it. Rofl.

I'm going to have to book a 200test drive me thinks. Ugly as a smashed arsehole, but I'm starting to want one. I think.

They are good mate BUT knowing you like 'fun' i dont think you will want one after a TD!

I wanted one after mine (not massivly but i did) but not because it was more fun than the 182!

 

[ForceIndia]

Ahhhhhh right, got ya! Even when its 0% and you can make interest off the rest of your bulk in a savings account over the next three years whilst paying the car off monthly?

Sounds logical to me!

Oh ffs. There you go using logic. Wtf. Idiot. <3

 

[SC03OTT]

I assume it comes after a 30% deposit or the like?

 

[JayR]

I assume it comes after a 30% deposit or the like?

Doesnt say anything about a deposit! Just over a typical 3 years!

I suspect they/you would be wanting a deposit of so much put down first though anyway.

 

[Gumby]

0% finance is just usually when the manufacturers want to boost sales in a given period, isn't it?

 

[ForceIndia]

They are good mate BUT knowing you like 'fun' i dont think you will want one after a TD!

I wanted one after mine (not massivly but i did) but not because it was more fun than the 182!

I need to get a proper drive. Bear in mind I'm an optician driving a ph1 (so the image of the car is not priority lol), I do 20k+ miles a year (in a ph1, with a yoz race exhaust and coilovers and squeaky brakes!!), all I want is a great driving car that costs beans to run. Refinement etc means nothing to me, if it'll do 30+ on the motorway at 70, and take punishment on track, I'll be tempted if I enjoy driving it.

 

[Revels]

I think the 0% means you get zero discount. List price FTL.

Stops me buying something I shouldn't! Lol.

 

[Jamie]

I wish you hadn't posted this Jay.

 

[JayR]

0% finance is just usually when the manufacturers want to boost sales in a given period, isn't it?

Whatever it is, who the f**k cares! Its there to be taken advantage of in my book!

I think the 0% means you get zero discount. List price FTL.

Stops me buying something I shouldn't! Lol.

You wont know this until you go in and ask!

 

[D2501]

I wish you hadn't posted this Jay.

Lol temptation eh Jamie?

 

[ForceIndia]

I think the 0% means you get zero discount. List price FTL.

Stops me buying something I shouldn't! Lol.

That's true tbf. Which with renault residuals probably equates to 38.9%apr. ish.

 

[Gaz_]

I think the 0% means you get zero discount. List price FTL.

Stops me buying something I shouldn't! Lol.

and me lol

 

[Jamie]

Well, I may go see how much it is per month for a LY200 and what trade in I get for the Trophy. But tbh, I'm just being silly becuase I really want one For a second I forgot they were £15k and do 4mpg.

 

[jenic]

I think the 0% means you get zero discount. List price FTL.

This

When i looked at 200's they could do me 0% finance or I could have a discount which was equal to the amount of interest on a 5.9% pcp deal.

Crap offer imo

 

[Revels]

That's true tbf. Which with renault residuals probably equates to 38.9%apr. ish.

My boss bought a Laguna. Went to trade it in to buy another Renault. Paid £20k. £4k trade in. Roffle.

 

[Fletcher]

Well, I may go see how much it is per month for a LY200 and what trade in I get for the Trophy. But tbh, I'm just being silly becuase I really want one For a second I forgot they were £15k and do 4mpg.

I'll buy the trophy off you

 

[JayR]

As said chaps you wont know until you go into a dealer and see what can be done!

To be frank i would be quite confident of squeezing as much out of a Renault dealer as possible after my exp back in August!

I ended up with a very good offer on a trade in on my 182 and a 200 at a very good price where i probably could've squeezed even more!

I suppose its all about how you approach it - If they want your business and think your not desperate they wont stick to the 'guidelines'!

 

[Gaz_]

end of months targets to hit etc??

 

[JayR]

^And this plus the fact the money grabbing little f***s will do all they can to shift you a car to boost there own wallets lets not forget!

To them a sale is better than no sale at the end of the day.

 

[Jamie]

I'll buy the trophy off you

Ha, with what I've spent on it I couldn't and wouldn't want to sell it for what it's actually worth tbh. I think I'll end up keeping it sometime. Hopefully I should have a garage soon enough to store a car in.

 

[seb]

i'd be tempted by a 200 in storm grey, with either raider or maybe black wheels. plus upgrade the stereo as the 197 radio was pretty w**k. cba with recaros, the standard seats where very good for me.

 

[Gaz_]

Black Speedlines, black roof, black tash/diffuser/mirrors.

Done.

 

[daydotz]

i'd be tempted by a 200 in storm grey, with either raider or maybe black wheels. plus upgrade the stereo as the 197 radio was pretty w**k. cba with recaros, the standard seats where very good for me.

the upgraded stereo isnt any louder then the standed one(which isnt loud enough :lolup: ) theirs also complaints about problems with ipod playback an the some problems with the bluetooth

tempted as i am im trying to not to buy another clio

 

[Reyes]

Finance sucks. Believe me.... x

 

[richard1]

0% is available on RS products at this time, with NIL deposit.

However, there is no such thing as a free lunch in this life and 0% may not be the best deal for you.

Depending on the actual 'cash' deposit you might have, will depend if 0% is actually worth having.

I think it is very good that Renault offer 3 routes to market;

0%
Cash discount
5.9% APR on a PCP

Not only this, but currently the best hot hatches in the market place

Don't see Peugeot, Vauxhall, Ford, Citroen etc offering this much choice

 

[daydotz]

0% is available on RS products at this time, with NIL deposit.

However, there is no such thing as a free lunch in this life and 0% may not be the best deal for you.

Depending on the actual 'cash' deposit you might have, will depend if 0% is actually worth having.

I think it is very good that Renault offer 3 routes to market;

0%
Cash discount
5.9% APR on a PCP

Not only this, but currently the best hot hatches in the market place

Don't see Peugeot, Vauxhall, Ford, Citroen etc offering this much choice

the choice is good i dont see bmw doing a decent deal on a mini tbh :dead:
vauxhall will only give you 0% with a 30% deposit

 

[Gaz_]

0% is available on RS products at this time, with NIL deposit.

However, there is no such thing as a free lunch in this life and 0% may not be the best deal for you.

Depending on the actual 'cash' deposit you might have, will depend if 0% is actually worth having.

I think it is very good that Renault offer 3 routes to market;

0%
Cash discount
5.9% APR on a PCP

Not only this, but currently the best hot hatches in the market place

Don't see Peugeot, Vauxhall, Ford, Citroen etc offering this much choice

No deposit..... so how long do these finance plans go for, 3-5 years? Balloon payment at the end? Never bought a car on finance so complete nooob at it

 

[richard1]

The 0% is a fixed term of 3 years (so you'll have quite a high monthly payments if you have a low deposit)

PCP is 2 years (4.9 % APR) or 3 years (5.9% APR) with an optional final payment.

HP can be had on the 'cash' deal and will typically be 1-5 years, however the rate will depend on the finance company/term/deposit.

So long as finance is sold correctly, it's not the slippery slope some people think.

When it is mis-sold and you sign an agreement you don't understand, it can appear that way!

 

[Joeh]

For all the slating they get on here and other places, renault are actually the only company who i would buy a new hatchback off now.

 

[JayR]

the upgraded stereo isnt any louder then the standed one(which isnt loud enough :lolup: ) theirs also complaints about problems with ipod playback an the some problems with the bluetooth

tempted as i am im trying to not to buy another clio

I have a complaint actually! Everytime i go over a fair bump my disc jumps!

Anyone else had this on the 197 or 200? The 182's unit was fine!

Finance sucks. Believe me.... x

Way i see it if its 0% and its a great car that you would want to be keeping for the forseable (all my cars i have kept for at least three years bar my first run about and first performance hatch) i dont really see why it would suck!

 

[ForceIndia]

I don't even have a cd player lol, iPhone+Alpine ftw. In fact, ftfw.

 

[JayR]

^I think this is the route i will go down tbh but i have resisted a change from OEM for near on 5 years!

I already have the iphone though....